No connection

Search Results

MA vs RVSB

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
RVSB
Riverview Bancorp, Inc.
NEUTRAL
Price
$5.48
Market Cap
$113.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
RVSB
23.83
Forward P/E
MA
22.05
RVSB
16.12
P/B Ratio
MA
57.74
RVSB
0.69
P/S Ratio
MA
13.6
RVSB
2.14
EV/EBITDA
MA
22.13
RVSB
--

Profitability

Gross Margin
MA
100.0%
RVSB
0.0%
Operating Margin
MA
57.73%
RVSB
13.83%
Profit Margin
MA
45.65%
RVSB
9.15%
ROE
MA
209.91%
RVSB
3.01%
ROA
MA
23.72%
RVSB
0.32%

Growth

Revenue Growth
MA
17.6%
RVSB
9.6%
Earnings Growth
MA
24.2%
RVSB
13.2%

Financial Health

Debt/Equity
MA
2.56
RVSB
--
Current Ratio
MA
1.03
RVSB
--
Quick Ratio
MA
0.68
RVSB
--

Dividends

Dividend Yield
MA
0.7%
RVSB
1.46%
Payout Ratio
MA
18.4%
RVSB
34.78%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
RVSB NEUTRAL

RVSB presents as a classic value play, trading significantly below its Graham Number ($6.41) and Intrinsic Value ($6.16) with a Price-to-Book ratio of 0.69. The Piotroski F-Score of 4/9 indicates stable but mediocre financial health, which is corroborated by a very low ROE of 3.01% and ROA of 0.32%. While the company shows positive YoY revenue and earnings growth, the bearish technical trend and poor asset utilization suggest a lack of immediate momentum. The stock is fundamentally undervalued, but the lack of profitability efficiency prevents a bullish rating.

Strengths
Trading at a significant discount to book value (P/B 0.69)
Current price is below both Graham Number and Intrinsic Value
Positive YoY earnings growth of 13.20%
Risks
Extremely low ROE (3.01%) and ROA (0.32%) indicating poor capital efficiency
Bearish technical trend (0/100 score)
Very limited analyst coverage (only 1 analyst)

Compare Another Pair

MA vs RVSB: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Riverview Bancorp, Inc. (RVSB) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile