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MA vs SAMG

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
SAMG
Silvercrest Asset Management Group Inc.
BEARISH
Price
$13.73
Market Cap
$111.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
SAMG
24.52
Forward P/E
MA
22.05
SAMG
12.48
P/B Ratio
MA
57.74
SAMG
2.13
P/S Ratio
MA
13.6
SAMG
0.89
EV/EBITDA
MA
22.13
SAMG
10.19

Profitability

Gross Margin
MA
100.0%
SAMG
33.02%
Operating Margin
MA
57.73%
SAMG
-2.94%
Profit Margin
MA
45.65%
SAMG
3.9%
ROE
MA
209.91%
SAMG
7.88%
ROA
MA
23.72%
SAMG
3.23%

Growth

Revenue Growth
MA
17.6%
SAMG
-0.0%
Earnings Growth
MA
24.2%
SAMG
--

Financial Health

Debt/Equity
MA
2.56
SAMG
0.28
Current Ratio
MA
1.03
SAMG
1.1
Quick Ratio
MA
0.68
SAMG
1.02

Dividends

Dividend Yield
MA
0.7%
SAMG
6.05%
Payout Ratio
MA
18.4%
SAMG
146.43%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
SAMG BEARISH

SAMG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect. The current price of $13.73 trades at a significant premium to both the Graham Number ($9.02) and the Intrinsic Value ($3.92). Most concerning is the unsustainable dividend payout ratio of 146.43%, which suggests the dividend is being funded by capital or debt rather than earnings. This, combined with stagnant revenue growth and a consistent track record of earnings misses, indicates a high risk of a price correction.

Strengths
Low Debt/Equity ratio of 0.28
P/E ratio (24.52) is significantly lower than the sector average (44.68)
Positive Return on Equity (ROE) of 7.88%
Risks
Unsustainable dividend payout ratio of 146.43%
Stagnant revenue growth (0.00% YoY)
Poor earnings track record (0/4 beats in last 4 quarters)

Compare Another Pair

MA vs SAMG: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Silvercrest Asset Management Group Inc. (SAMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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