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MA vs SWKH

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
SWKH
SWK Holdings Corp
BEARISH
Price
$15.90
Market Cap
$192.3M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
SWKH
--
Forward P/E
MA
22.05
SWKH
7.57
P/B Ratio
MA
57.74
SWKH
0.82
P/S Ratio
MA
13.6
SWKH
5.12
EV/EBITDA
MA
22.13
SWKH
--

Profitability

Gross Margin
MA
100.0%
SWKH
95.87%
Operating Margin
MA
57.73%
SWKH
19.39%
Profit Margin
MA
45.65%
SWKH
-6.74%
ROE
MA
209.91%
SWKH
-0.97%
ROA
MA
23.72%
SWKH
-0.84%

Growth

Revenue Growth
MA
17.6%
SWKH
-27.8%
Earnings Growth
MA
24.2%
SWKH
--

Financial Health

Debt/Equity
MA
2.56
SWKH
0.14
Current Ratio
MA
1.03
SWKH
54.55
Quick Ratio
MA
0.68
SWKH
54.52

Dividends

Dividend Yield
MA
0.7%
SWKH
--
Payout Ratio
MA
18.4%
SWKH
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
SWKH BEARISH

SWKH exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9, indicating poor financial health. While the company maintains an extraordinary liquidity position (Current Ratio of 54.55) and low leverage (Debt/Equity 0.14), these are overshadowed by a crashing top and bottom line, with YoY revenue growth at -27.80% and a recent Q/Q EPS collapse of -369.5%. The stock trades at a discount to book value (P/B 0.82), but the lack of growth and negative profit margins suggest a value trap rather than a value opportunity.

Strengths
Extremely high liquidity with a Current Ratio of 54.55
Very low leverage with a Debt/Equity ratio of 0.14
Trading below book value (P/B 0.82)
Risks
Severe revenue contraction (-27.80% YoY and -29.70% Q/Q)
Negative net profit margins (-6.74%) and negative ROE/ROA
Catastrophic recent earnings miss (Actual -$1.59 vs Est $0.41)

Compare Another Pair

MA vs SWKH: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and SWK Holdings Corp (SWKH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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