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MA vs TIGR

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
TIGR
UP Fintech Holding Limited
BULLISH
Price
$7.11
Market Cap
$1.27B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
TIGR
7.65
Forward P/E
MA
22.05
TIGR
6.17
P/B Ratio
MA
57.74
TIGR
1.46
P/S Ratio
MA
13.6
TIGR
2.36
EV/EBITDA
MA
22.13
TIGR
--

Profitability

Gross Margin
MA
100.0%
TIGR
87.56%
Operating Margin
MA
57.73%
TIGR
34.3%
Profit Margin
MA
45.65%
TIGR
31.72%
ROE
MA
209.91%
TIGR
22.38%
ROA
MA
23.72%
TIGR
2.35%

Growth

Revenue Growth
MA
17.6%
TIGR
45.8%
Earnings Growth
MA
24.2%
TIGR
56.8%

Financial Health

Debt/Equity
MA
2.56
TIGR
0.2
Current Ratio
MA
1.03
TIGR
1.1
Quick Ratio
MA
0.68
TIGR
1.1

Dividends

Dividend Yield
MA
0.7%
TIGR
--
Payout Ratio
MA
18.4%
TIGR
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
TIGR BULLISH

TIGR presents a classic deep-value opportunity with a Piotroski F-Score of 5/9 indicating stable financial health. The stock is significantly undervalued, trading at $7.11, well below both its Graham Number ($10.09) and its growth-based intrinsic value ($27.44). Exceptional growth metrics (45.8% YoY revenue growth) and strong profitability (31.72% profit margin) are currently decoupled from the bearish technical trend. While the market sentiment is negative, the fundamental data suggests a strong recovery potential.

Strengths
Extreme valuation discount (P/E of 7.65 vs sector avg 42.26)
Robust top-line growth (45.8% YoY Revenue growth)
High profitability with 87.56% gross margins and 22.38% ROE
Risks
Severe bearish technical trend (0/100 score)
Tight liquidity indicated by a Current Ratio of 1.10
High historical earnings volatility with significant past misses

Compare Another Pair

MA vs TIGR: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and UP Fintech Holding Limited (TIGR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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