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MA vs TRIN

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
TRIN
Trinity Capital Inc.
BEARISH
Price
$16.22
Market Cap
$1.35B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
TRIN
8.28
Forward P/E
MA
22.05
TRIN
7.78
P/B Ratio
MA
57.74
TRIN
1.21
P/S Ratio
MA
13.6
TRIN
4.83
EV/EBITDA
MA
22.13
TRIN
--

Profitability

Gross Margin
MA
100.0%
TRIN
100.0%
Operating Margin
MA
57.73%
TRIN
74.51%
Profit Margin
MA
45.65%
TRIN
48.51%
ROE
MA
209.91%
TRIN
14.15%
ROA
MA
23.72%
TRIN
6.17%

Growth

Revenue Growth
MA
17.6%
TRIN
17.0%
Earnings Growth
MA
24.2%
TRIN
-30.5%

Financial Health

Debt/Equity
MA
2.56
TRIN
1.19
Current Ratio
MA
1.03
TRIN
0.45
Quick Ratio
MA
0.68
TRIN
0.45

Dividends

Dividend Yield
MA
0.7%
TRIN
12.58%
Payout Ratio
MA
18.4%
TRIN
112.76%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
TRIN BEARISH

TRIN exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a critical dividend payout ratio of 112.76%, indicating the dividend is currently unsustainable. While the P/E ratio appears attractive at 8.28, this is offset by a high PEG ratio of 5.14 and a sharp 30.5% year-over-year decline in earnings. Despite positive analyst sentiment and a high Graham Number, the combination of poor liquidity (Current Ratio 0.45) and negative earnings growth suggests a value trap scenario.

Strengths
Strong profit margins (48.51%) and operating margins (74.51%)
Low P/E ratio (8.28) relative to sector averages
Positive 1-year price performance (+34.2%)
Risks
Unsustainable dividend payout ratio (112.76%)
Severe fundamental weakness indicated by Piotroski F-Score (2/9)
Significant earnings contraction (-30.5% YoY)

Compare Another Pair

MA vs TRIN: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Trinity Capital Inc. (TRIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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