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MAIN vs SLMBP

MAIN
Main Street Capital Corporation
NEUTRAL
Price
$53.75
Market Cap
$4.84B
Sector
Financial Services
AI Confidence
85%
SLMBP
SLM Corporation
BEARISH
Price
$74.25
Market Cap
$4.85B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MAIN
9.74
SLMBP
34.62
Forward P/E
MAIN
13.11
SLMBP
--
P/B Ratio
MAIN
1.61
SLMBP
6.72
P/S Ratio
MAIN
8.55
SLMBP
2.94
EV/EBITDA
MAIN
--
SLMBP
--

Profitability

Gross Margin
MAIN
100.0%
SLMBP
100.0%
Operating Margin
MAIN
86.52%
SLMBP
66.82%
Profit Margin
MAIN
87.11%
SLMBP
45.1%
ROE
MAIN
17.04%
SLMBP
32.3%
ROA
MAIN
5.73%
SLMBP
2.49%

Growth

Revenue Growth
MAIN
3.6%
SLMBP
67.8%
Earnings Growth
MAIN
-26.0%
SLMBP
126.2%

Financial Health

Debt/Equity
MAIN
0.82
SLMBP
2.4
Current Ratio
MAIN
1.34
SLMBP
1.28
Quick Ratio
MAIN
1.34
SLMBP
1.23

Dividends

Dividend Yield
MAIN
5.8%
SLMBP
8.23%
Payout Ratio
MAIN
76.81%
SLMBP
--

AI Verdict

MAIN NEUTRAL

Main Street Capital exhibits a stark divergence between its defensive valuation and deteriorating operational health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $53.75 sits comfortably below the Graham Number of $64.34, the company is facing a severe earnings contraction of -26% YoY and a bearish technical trend (0/100). The high profit margins and consistent earnings beat history provide a floor, but the sharp decline in quarterly growth suggests a transition period or systemic headwinds. Overall, the stock is a defensive hold with significant red flags regarding its short-term financial momentum.

Strengths
Strong defensive valuation relative to Graham Number ($64.34)
Exceptional profit margins (87.11%) and operating margins (86.52%)
Consistent track record of beating earnings estimates over 25 quarters
Risks
Severe earnings deterioration (-26% YoY and -24.8% Q/Q)
Very weak Piotroski F-Score (2/9) indicating poor operational health
Bearish technical trend (0/100) suggesting lack of market momentum
SLMBP BEARISH

SLMBP exhibits a dangerous divergence between explosive growth and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While YoY earnings growth is exceptional at 126.2%, the stock trades at a significant premium to its Graham Number ($23.08) and Intrinsic Value ($63.28). High leverage (Debt/Equity 2.40) and a bearish technical trend (0/100) suggest that the current price of $74.25 is unsustainable. The high dividend yield of 8.23% appears risky given the low dividend strength score and poor health metrics.

Strengths
Exceptional YoY Earnings Growth (126.20%)
Strong Revenue Growth (67.80%)
High Return on Equity (32.30%)
Risks
Severe fundamental weakness (Piotroski F-Score 2/9)
Significant overvaluation relative to Graham Number ($23.08)
High leverage with Debt/Equity of 2.40 (above sector average of 1.40)

Compare Another Pair

MAIN vs SLMBP: Head-to-Head Comparison

This page compares Main Street Capital Corporation (MAIN) and SLM Corporation (SLMBP) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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