MAIN
NEUTRAL
$53.75
Live
Main Street Capital Corporation · NYSE
Target $63.17
(+17.5%)
$50.77
52W Range
$67.77
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 30, 2026
Market cap
$4.84B
P/E
9.74
ROE
17.0%
Profit margin
87.1%
Debt/Equity
0.82
Dividend yield
5.8%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
Main Street Capital exhibits a stark divergence between its defensive valuation and deteriorating operational health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $53.75 sits comfortably below the Graham Number of $64.34, the company is facing a severe earnings contraction of -26% YoY and a bearish technical trend (0/100). The high profit margins and consistent earnings beat history provide a floor, but the sharp decline in quarterly growth suggests a transition period or systemic headwinds. Overall, the stock is a defensive hold with significant red flags regarding its short-term financial momentum.
Key Strengths
Strong defensive valuation relative to Graham Number ($64.34)
Exceptional profit margins (87.11%) and operating margins (86.52%)
Consistent track record of beating earnings estimates over 25 quarters
Healthy ROE of 17.04% compared to sector averages
Sustainable dividend yield of 5.80% with a manageable payout ratio (76.81%)
Key Risks
Severe earnings deterioration (-26% YoY and -24.8% Q/Q)
Very weak Piotroski F-Score (2/9) indicating poor operational health
Bearish technical trend (0/100) suggesting lack of market momentum
Stagnant revenue growth (3.60% YoY) and negative Q/Q revenue growth (-16.58%)
Intrinsic value ($38.64) is significantly lower than the current market price
AI Fair Value Estimate
Based on comprehensive analysis
$48.5
-9.8% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
52
Moderate
65
30
75
20
70
AI Verdict
Cautionary Hold
Key drivers: Piotroski F-Score collapse, Earnings growth crash, Defensive Graham valuation, Strong historical profitability
Confidence
90%
Value
65/100
Ref P/E, PEG, Graham Number
Positives
- P/E ratio of 9.74 is low
- Price is below Graham Number
Watchpoints
- Price is well above growth-based intrinsic value ($38.64)
- PEG ratio of 1.76 suggests overvaluation relative to growth
Future
30/100
Ref Growth rates
Positives
- Consistent earnings beat history
Watchpoints
- Earnings growth -26% YoY
- Q/Q Revenue growth -16.58%
Past
75/100
Ref Historical trends
Positives
- 5Y Change of +84.5%
- Long-term stability in earnings beats
Watchpoints
- Recent 6M performance is negative (-3.4%)
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Debt/Equity (0.82) is below sector average (1.35)
Watchpoints
- Piotroski F-Score of 2/9 is critically weak
Dividend
70/100
Ref Yield, Payout
Positives
- Yield of 5.80% is attractive
- Payout ratio under 80%
Watchpoints
- Dividend strength score is only 55/100
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$53.75
Analyst Target
$63.17
Upside/Downside
+17.5%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MAIN and closest competitors.
Updated 2026-04-29
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MAIN
Main Street Capital Corporation
Primary
|
+84.5% | +69.1% | +6.5% | -3.4% | +4.6% | -1.6% |
|
SLMBP
SLM Corporation
Peer
|
+92.7% | +61.1% | +15.1% | +2.6% | -0.4% | -0.5% |
|
MC
Moelis & Company
Peer
|
+67.0% | +104.3% | +31.1% | +2.4% | +22.1% | -0.2% |
|
IFS
Intercorp Financial Services Inc.
Peer
|
+124.9% | +126.2% | +39.4% | +12.6% | -1.6% | -4.4% |
|
SLM
SLM Corporation
Peer
|
+36.9% | +71.5% | -12.1% | -11.4% | +16.1% | +5.6% |
MAI
Main Street Capital Corporation
Primary
5Y
+84.5%
3Y
+69.1%
1Y
+6.5%
6M
-3.4%
1M
+4.6%
1W
-1.6%
SLM
SLM Corporation
Peer
5Y
+92.7%
3Y
+61.1%
1Y
+15.1%
6M
+2.6%
1M
-0.4%
1W
-0.5%
MC
Moelis & Company
Peer
5Y
+67.0%
3Y
+104.3%
1Y
+31.1%
6M
+2.4%
1M
+22.1%
1W
-0.2%
IFS
Intercorp Financial Services Inc.
Peer
5Y
+124.9%
3Y
+126.2%
1Y
+39.4%
6M
+12.6%
1M
-1.6%
1W
-4.4%
SLM
SLM Corporation
Peer
5Y
+36.9%
3Y
+71.5%
1Y
-12.1%
6M
-11.4%
1M
+16.1%
1W
+5.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
9.74
Forward P/E
13.11
PEG Ratio
1.76
P/B Ratio
1.61
P/S Ratio
8.55
EV/Revenue
12.84
EV/EBITDA
N/A
Market Cap
$4.84B
Profitability
Profit margins and return metrics
Profit Margin
87.11%
Operating Margin
86.52%
Gross Margin
100.0%
ROE
17.04%
ROA
5.73%
Growth
Revenue and earnings growth rates
Revenue Growth
+3.6%
Earnings Growth
-26.0%
Q/Q Revenue Growth
-16.58%
Q/Q Earnings Growth
-24.8%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.82
Moderate
Current Ratio
1.34
Good
Quick Ratio
1.34
Good
Cash/Share
$0.47
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.2B
Net Margin
84.0%
Total Assets
$5.7B
Liabilities
$2.7B
Equity
$3.0B
Debt/Equity
0.90x
Operating CF
$-0.2B
Free Cash Flow
$-0.2B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-02-26
$1.03
+1.9% surprise
2025-11-06
$1.38
+16.3% surprise
2025-08-07
$0.99
+0.4% surprise
Financial Services Sector Comparison
Comparing MAIN against 900 companies in the Financial Services sector
(146 bullish, 386 neutral, 368 bearish)
P/E Ratio
9.74
This Stock
vs
34.62
Sector Avg
-71.9%
(Discount)
Return on Equity (ROE)
17.04%
This Stock
vs
0.0%
Sector Avg
+597092.1%
(Excellent)
Profit Margin
87.11%
This Stock
vs
91.87%
Sector Avg
-5.2%
(Weaker)
Debt to Equity
0.82
This Stock
vs
1.3
Sector Avg
-36.8%
(Less Debt)
Revenue Growth
3.6%
This Stock
vs
34.34%
Sector Avg
-89.5%
(Slower)
Current Ratio
1.34
This Stock
vs
3.02
Sector Avg
-55.5%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MAIN
Main Street Capital Corporation
|
NEUTRAL | $4.84B | 9.74 | 17.0% | 87.1% | $53.75 | |
|
SLMBP
SLM Corporation
|
BEARISH | $4.85B | 34.62 | 32.3% | 45.1% | $74.25 | Compare |
|
MC
Moelis & Company
|
NEUTRAL | $4.92B | 22.81 | 44.8% | 15.4% | $67.05 | Compare |
|
IFS
Intercorp Financial Services Inc.
|
NEUTRAL | $5.0B | 9.38 | 16.6% | 35.2% | $45.01 | Compare |
|
SLM
SLM Corporation
|
NEUTRAL | $4.64B | 6.77 | 32.3% | 45.1% | $23.42 | Compare |
MAIN
Main Street...
NEUTRAL
Mkt Cap
$4.8B
P/E
9.7
ROE
17.0%
Price
$53.75
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-01 | MESERVE NICHOLAS T | Officer | Stock Award | 21,762 | - |
| 2026-04-01 | MORRIS JESSE E | Chief Operating Officer | Stock Award | 54,406 | - |
| 2026-04-01 | MCHUGH RYAN | Officer and Treasurer | Stock Award | 7,254 | - |
| 2026-04-01 | NELSON RYAN ROBERT | Chief Financial Officer | Stock Award | 13,602 | - |
| 2026-04-01 | HYZAK DWAYNE L | Chief Executive Officer | Stock Award | 81,609 | - |
| 2026-04-01 | MAGDOL DAVID L | President | Stock Award | 58,940 | - |
| 2026-04-01 | BEAUVAIS JASON B | General Counsel | Stock Award | 33,550 | - |
MESERVE NICHOLAS T
Officer
2026-04-01
21,762 shares
MORRIS JESSE E
Chief Operating Officer
2026-04-01
54,406 shares
MCHUGH RYAN
Officer and Treasurer
2026-04-01
7,254 shares
NELSON RYAN ROBERT
Chief Financial Officer
2026-04-01
13,602 shares
HYZAK DWAYNE L
Chief Executive Officer
2026-04-01
81,609 shares
MAGDOL DAVID L
President
2026-04-01
58,940 shares
BEAUVAIS JASON B
General Counsel
2026-04-01
33,550 shares
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
8-K
8-K
8-K
8-K
DEF 14A
10-K
8-K
8-K
8-K
8-K
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
6 analysts
Citizens
2026-04-22
Market Outperform
Market Outperform
RBC Capital
2025-12-09
Outperform
Outperform
Citizens
2025-12-08
Market Outperform
B. Riley Securities
2025-11-12
Neutral
Neutral
Past News Coverage
Recent headlines mentioning MAIN from our newsroom.
Newest → oldest
No matching news yet.