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MBI vs V

MBI
MBIA Inc.
BEARISH
Price
$5.86
Market Cap
$298.5M
Sector
Financial Services
AI Confidence
95%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MBI
--
V
28.35
Forward P/E
MBI
-14.29
V
20.79
P/B Ratio
MBI
-0.13
V
15.09
P/S Ratio
MBI
3.08
V
14.08
EV/EBITDA
MBI
--
V
20.06

Profitability

Gross Margin
MBI
116.49%
V
97.78%
Operating Margin
MBI
-20.0%
V
68.3%
Profit Margin
MBI
-182.47%
V
50.23%
ROE
MBI
--
V
53.95%
ROA
MBI
0.99%
V
18.36%

Growth

Revenue Growth
MBI
15.4%
V
14.6%
Earnings Growth
MBI
--
V
17.4%

Financial Health

Debt/Equity
MBI
--
V
0.55
Current Ratio
MBI
2.77
V
1.11
Quick Ratio
MBI
2.68
V
0.72

Dividends

Dividend Yield
MBI
--
V
0.89%
Payout Ratio
MBI
0.0%
V
22.91%

AI Verdict

MBI BEARISH

MBI exhibits critical financial instability, anchored by a weak Piotroski F-Score of 2/9 and a negative Price-to-Book ratio of -0.13, indicating negative shareholder equity. While the company shows modest year-over-year revenue growth of 15.4%, this is completely offset by a disastrous profit margin of -182.47% and extreme earnings volatility. The lack of a Graham Number or Altman Z-Score, combined with a bearish technical trend (0/100), suggests a high-risk speculative profile. Fundamental health is severely compromised despite a superficial current ratio of 2.77.

Strengths
Positive Year-over-Year revenue growth of 15.40%
Current Ratio of 2.77 suggests adequate short-term liquidity
Current price ($5.86) trades below the analyst target price of $7.25
Risks
Negative Shareholder Equity as evidenced by Price/Book of -0.13
Severe lack of profitability with a Profit Margin of -182.47%
Critical financial health indicated by a Piotroski F-Score of 2/9
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MBI vs V: Head-to-Head Comparison

This page compares MBIA Inc. (MBI) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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