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MHO vs TM

MHO
M/I Homes, Inc.
NEUTRAL
Price
$129.99
Market Cap
$3.35B
Sector
Consumer Cyclical
AI Confidence
85%
TM
Toyota Motor Corporation
NEUTRAL
Price
$209.75
Market Cap
$273.37B
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
MHO
9.77
TM
11.84
Forward P/E
MHO
8.41
TM
13.29
P/B Ratio
MHO
1.04
TM
11.21
P/S Ratio
MHO
0.77
TM
0.01
EV/EBITDA
MHO
7.08
TM
4.71

Profitability

Gross Margin
MHO
21.62%
TM
17.6%
Operating Margin
MHO
9.06%
TM
8.85%
Profit Margin
MHO
8.24%
TM
7.32%
ROE
MHO
11.6%
TM
10.03%
ROA
MHO
6.49%
TM
2.73%

Growth

Revenue Growth
MHO
-5.7%
TM
8.6%
Earnings Growth
MHO
-35.9%
TM
-42.3%

Financial Health

Debt/Equity
MHO
0.32
TM
1.05
Current Ratio
MHO
7.91
TM
1.26
Quick Ratio
MHO
1.37
TM
1.03

Dividends

Dividend Yield
MHO
--
TM
2.78%
Payout Ratio
MHO
0.0%
TM
33.2%

AI Verdict

MHO NEUTRAL

MHO exhibits a strong deterministic health profile with a Piotroski F-Score of 7/9 and an exceptionally liquid balance sheet (Current Ratio 7.91). While the stock is significantly undervalued relative to its Graham Number ($193.29) and trades at a low P/E of 9.77, these value drivers are offset by severe fundamental decay. Year-over-year earnings have plummeted by 35.9%, and insider sentiment is heavily bearish with consistent selling from the CEO and CFO. The company is currently a 'value trap' candidate: fundamentally healthy and cheap, but lacking growth catalysts and internal confidence.

Strengths
Strong Piotroski F-Score (7/9) indicating robust financial health
Exceptional liquidity with a Current Ratio of 7.91
Low leverage with a Debt/Equity ratio of 0.32
Risks
Severe earnings contraction (-35.9% YoY)
Negative revenue growth (-5.7% YoY) indicating slowing demand
Strongly bearish insider activity (13 sells, 0 buys)
TM NEUTRAL

TM shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 11.8
Risks
Premium vs Graham Number ($86.36)

Compare Another Pair

MHO vs TM: Head-to-Head Comparison

This page compares M/I Homes, Inc. (MHO) and Toyota Motor Corporation (TM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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