MHO
NEUTRAL
$129.99
Live
M/I Homes, Inc. · NYSE
Target $160.0
(+23.1%)
$103.52
52W Range
$158.92
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 30, 2026
Market cap
$3.35B
P/E
9.77
ROE
11.6%
Profit margin
8.2%
Debt/Equity
0.32
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
MHO exhibits a strong deterministic health profile with a Piotroski F-Score of 7/9 and an exceptionally liquid balance sheet (Current Ratio 7.91). While the stock is significantly undervalued relative to its Graham Number ($193.29) and trades at a low P/E of 9.77, these value drivers are offset by severe fundamental decay. Year-over-year earnings have plummeted by 35.9%, and insider sentiment is heavily bearish with consistent selling from the CEO and CFO. The company is currently a 'value trap' candidate: fundamentally healthy and cheap, but lacking growth catalysts and internal confidence.
Key Strengths
Strong Piotroski F-Score (7/9) indicating robust financial health
Exceptional liquidity with a Current Ratio of 7.91
Low leverage with a Debt/Equity ratio of 0.32
Attractive valuation metrics (P/E 9.77, P/B 1.04, P/S 0.77)
Significant margin of safety relative to the Graham Number ($193.29)
Key Risks
Severe earnings contraction (-35.9% YoY)
Negative revenue growth (-5.7% YoY) indicating slowing demand
Strongly bearish insider activity (13 sells, 0 buys)
Poor earnings track record with only 1 beat in the last 4 quarters
High sensitivity to cyclical residential construction trends
AI Fair Value Estimate
Based on comprehensive analysis
$141.63
+9.0% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
88
25
65
92
0
AI Verdict
Value-Heavy but Growth-Poor
Key drivers: Fortress balance sheet, Deep value valuation, Negative growth trajectory, Insider divestment
Confidence
90%
Value
88/100
Ref P/E 9.77, PEG 0.95, Graham Number $193.29
Positives
- P/E well below sector average
- Price near Book Value
- Current price is 33% below Graham Number
Watchpoints
- Trades above growth-based intrinsic value ($93.17)
Future
25/100
Ref Revenue Growth -5.70%, Earnings Growth -35.90%
Positives
- Low PEG ratio suggests potential for recovery
Watchpoints
- Negative YoY Revenue and Earnings growth
- Consistent earnings misses
Past
65/100
Ref 5Y Change +86.5%, Recent Surprise -15.68%
Positives
- Strong 3Y and 5Y price appreciation
- Historical ability to beat estimates in 2020-2023
Watchpoints
- Recent trend of negative surprises
Health
92/100
Ref Piotroski F-Score 7/9, Debt/Equity 0.32
Positives
- Piotroski Score 7/9
- Very low Debt/Equity
- Massive current ratio
Watchpoints
- Altman Z-Score not provided
Dividend
0/100
Ref Dividend Yield N/A
Positives
No standout positives identified.
Watchpoints
- No dividend paid
- 0% payout ratio
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$129.99
Analyst Target
$160.0
Upside/Downside
+23.1%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MHO and closest competitors.
Updated 2026-04-29
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MHO
M/I Homes, Inc.
Primary
|
+86.5% | +93.8% | +23.5% | +4.0% | +9.6% | -2.7% |
|
CARG
CarGurus, Inc.
Peer
|
+41.0% | +102.4% | +36.8% | -0.7% | +4.1% | +3.5% |
|
ASO
Academy Sports and Outdoors, Inc.
Peer
|
+105.3% | -19.2% | +8.0% | +7.9% | -14.8% | -16.8% |
|
KBH
KB Home
Peer
|
+18.5% | +30.0% | +2.7% | -14.0% | +7.8% | -2.3% |
|
RRR
Red Rock Resorts, Inc.
Peer
|
+86.6% | +27.3% | +36.8% | -4.0% | +6.4% | -0.6% |
MHO
M/I Homes, Inc.
Primary
5Y
+86.5%
3Y
+93.8%
1Y
+23.5%
6M
+4.0%
1M
+9.6%
1W
-2.7%
CAR
CarGurus, Inc.
Peer
5Y
+41.0%
3Y
+102.4%
1Y
+36.8%
6M
-0.7%
1M
+4.1%
1W
+3.5%
ASO
Academy Sports and Outdoors, Inc.
Peer
5Y
+105.3%
3Y
-19.2%
1Y
+8.0%
6M
+7.9%
1M
-14.8%
1W
-16.8%
KBH
KB Home
Peer
5Y
+18.5%
3Y
+30.0%
1Y
+2.7%
6M
-14.0%
1M
+7.8%
1W
-2.3%
RRR
Red Rock Resorts, Inc.
Peer
5Y
+86.6%
3Y
+27.3%
1Y
+36.8%
6M
-4.0%
1M
+6.4%
1W
-0.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
9.77
Forward P/E
8.41
PEG Ratio
0.95
P/B Ratio
1.04
P/S Ratio
0.77
EV/Revenue
0.82
EV/EBITDA
7.08
Market Cap
$3.35B
Profitability
Profit margins and return metrics
Profit Margin
8.24%
Operating Margin
9.06%
Gross Margin
21.62%
ROE
11.6%
ROA
6.49%
Growth
Revenue and earnings growth rates
Revenue Growth
-5.7%
Earnings Growth
-35.9%
Q/Q Revenue Growth
-5.67%
Q/Q Earnings Growth
-39.0%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.32
Low debt
Current Ratio
7.91
Strong
Quick Ratio
1.37
Good
Cash/Share
$30.07
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q1 2026
Revenue
$0.9B
Gross Margin
22.0%
Op. Margin
9.3%
Net Margin
7.4%
Total Assets
$4.8B
Liabilities
$1.6B
Equity
$3.2B
Debt/Equity
0.50x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-07-22
$N/A
2026-04-22
$2.55
+1.6% surprise
2026-01-28
$2.39
-38.5% surprise
2025-10-22
$3.92
-10.2% surprise
Consumer Cyclical Sector Comparison
Comparing MHO against 429 companies in the Consumer Cyclical sector
(26 bullish, 155 neutral, 248 bearish)
P/E Ratio
9.77
This Stock
vs
32.44
Sector Avg
-69.9%
(Discount)
Return on Equity (ROE)
11.6%
This Stock
vs
-50.36%
Sector Avg
-123.0%
(Below Avg)
Profit Margin
8.24%
This Stock
vs
-5.69%
Sector Avg
-244.9%
(Weaker)
Debt to Equity
0.32
This Stock
vs
1.59
Sector Avg
-80.1%
(Less Debt)
Revenue Growth
-5.7%
This Stock
vs
26.61%
Sector Avg
-121.4%
(Slower)
Current Ratio
7.91
This Stock
vs
2.52
Sector Avg
+214.5%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MHO
M/I Homes, Inc.
|
NEUTRAL | $3.35B | 9.77 | 11.6% | 8.2% | $129.99 | |
|
CARG
CarGurus, Inc.
|
NEUTRAL | $3.36B | 17.98 | 43.0% | 17.2% | $35.24 | Compare |
|
ASO
Academy Sports and Outdoors, Inc.
|
NEUTRAL | $3.33B | 9.17 | 18.3% | 6.3% | $49.9 | Compare |
|
KBH
KB Home
|
NEUTRAL | $3.41B | 10.51 | 8.9% | 6.0% | $54.45 | Compare |
|
RRR
Red Rock Resorts, Inc.
|
BEARISH | $3.25B | 17.8 | 111.3% | 9.3% | $55.53 | Compare |
MHO
M/I Homes, Inc.
NEUTRAL
Mkt Cap
$3.3B
P/E
9.8
ROE
11.6%
Price
$129.99
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-24 | SOLL BRUCE A | Director | Stock Award | 824 | - |
| 2026-02-20 | CREEK PHILLIP G | Chief Financial Officer | Sale | 2,205 | $313,515 |
| 2026-02-19 | KROHNE SUSAN E. | Officer | Sale | 661 | $94,913 |
| 2026-02-18 | CREEK PHILLIP G | Chief Financial Officer | Sale | 1,805 | $262,620 |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Chief Executive Officer | Sale | 27,608 | $3,984,161 |
| 2026-02-18 | SCHOTTENSTEIN ROBERT H | Chief Executive Officer | Option Exercise | 24,000 | $1,142,160 |
| 2026-02-18 | HUNKER ANN MARIE W | Officer | Sale | 121 | $17,605 |
| 2026-02-18 | KROHNE SUSAN E. | Officer | Sale | 542 | $78,859 |
| 2026-02-13 | CREEK PHILLIP G | Chief Financial Officer | Sale | 10,887 | $1,622,468 |
| 2026-02-13 | KROHNE SUSAN E. | Officer | Sale | 763 | $113,023 |
| 2026-02-12 | CREEK PHILLIP G | Chief Financial Officer | Sale | 8,616 | $1,264,855 |
| 2026-02-12 | SCHOTTENSTEIN ROBERT H | Chief Executive Officer | Sale | 14,974 | $2,198,228 |
| 2026-02-12 | HUNKER ANN MARIE W | Officer | Sale | 132 | $19,378 |
| 2026-02-12 | KROHNE SUSAN E. | Officer | Sale | 491 | $72,080 |
| 2026-02-11 | CREEK PHILLIP G | Chief Financial Officer | Stock Award | 27,360 | $2,227,956 |
SOLL BRUCE A
Director
2026-02-24
824 shares
CREEK PHILLIP G
Chief Financial Officer
2026-02-20
2,205 shares
·
$313,515
KROHNE SUSAN E.
Officer
2026-02-19
661 shares
·
$94,913
CREEK PHILLIP G
Chief Financial Officer
2026-02-18
1,805 shares
·
$262,620
SCHOTTENSTEIN ROBERT H
Chief Executive Officer
2026-02-18
27,608 shares
·
$3,984,161
SCHOTTENSTEIN ROBERT H
Chief Executive Officer
2026-02-18
24,000 shares
·
$1,142,160
HUNKER ANN MARIE W
Officer
2026-02-18
121 shares
·
$17,605
KROHNE SUSAN E.
Officer
2026-02-18
542 shares
·
$78,859
CREEK PHILLIP G
Chief Financial Officer
2026-02-13
10,887 shares
·
$1,622,468
KROHNE SUSAN E.
Officer
2026-02-13
763 shares
·
$113,023
CREEK PHILLIP G
Chief Financial Officer
2026-02-12
8,616 shares
·
$1,264,855
SCHOTTENSTEIN ROBERT H
Chief Executive Officer
2026-02-12
14,974 shares
·
$2,198,228
HUNKER ANN MARIE W
Officer
2026-02-12
132 shares
·
$19,378
KROHNE SUSAN E.
Officer
2026-02-12
491 shares
·
$72,080
CREEK PHILLIP G
Chief Financial Officer
2026-02-11
27,360 shares
·
$2,227,956
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
10-Q
8-K
DEF 14A
8-K
10-K
8-K
10-Q
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
2 analysts
Seaport Global
2026-04-07
Buy
Neutral
Citizens
2026-01-07
Market Outperform
Past News Coverage
Recent headlines mentioning MHO from our newsroom.
Newest → oldest
No matching news yet.