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MNY vs SDM

MNY
MoneyHero Limited
BEARISH
Price
$1.30
Market Cap
$56.2M
Sector
Communication Services
AI Confidence
85%
SDM
Smart Digital Group Limited
BEARISH
Price
$1.85
Market Cap
$58.7M
Sector
Communication Services
AI Confidence
90%

Valuation

P/E Ratio
MNY
--
SDM
26.43
Forward P/E
MNY
65.0
SDM
--
P/B Ratio
MNY
1.48
SDM
6.56
P/S Ratio
MNY
0.81
SDM
1.58
EV/EBITDA
MNY
-2.25
SDM
-1.55

Profitability

Gross Margin
MNY
25.02%
SDM
10.05%
Operating Margin
MNY
-13.13%
SDM
-169.53%
Profit Margin
MNY
-34.54%
SDM
-101.73%
ROE
MNY
-50.25%
SDM
-493.45%
ROA
MNY
-10.32%
SDM
-168.88%

Growth

Revenue Growth
MNY
0.9%
SDM
70.8%
Earnings Growth
MNY
--
SDM
--

Financial Health

Debt/Equity
MNY
0.03
SDM
0.02
Current Ratio
MNY
1.96
SDM
2.14
Quick Ratio
MNY
1.76
SDM
2.04

Dividends

Dividend Yield
MNY
--
SDM
--
Payout Ratio
MNY
0.0%
SDM
0.0%

AI Verdict

MNY BEARISH

MNY presents a high-risk profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a complete lack of profitability. While the balance sheet is remarkably clean with a very low Debt/Equity ratio (0.03) and healthy liquidity (Current Ratio 1.96), these strengths are offset by stagnant revenue growth (0.90%) and severe negative margins. The stock's recent 1-year price recovery appears speculative, as it is not supported by fundamental earnings growth or positive technical trends.

Strengths
Very low leverage (Debt/Equity 0.03)
Strong short-term liquidity (Current Ratio 1.96)
Low Price-to-Sales ratio (0.81) suggesting potential undervaluation relative to revenue
Risks
Severe lack of profitability (Profit Margin -34.54%)
Stagnant top-line growth (YoY Revenue Growth 0.90%)
Poor earnings track record with an average surprise of -150%
SDM BEARISH

SDM presents a high-risk profile characterized by a mediocre Piotroski F-Score of 4/9 and a current price ($1.85) that trades at a massive premium to both its Graham Number ($0.67) and Intrinsic Value ($0.49). While the company exhibits strong top-line revenue growth of 70.80%, this is completely offset by catastrophic profitability metrics, including a profit margin of -101.73% and an ROE of -493.45%. The stock has experienced a severe collapse from its 52-week high of $29.40, signaling a total loss of market confidence. Despite a clean balance sheet with very low debt, the company is currently destroying shareholder value at an unsustainable rate.

Strengths
Strong YoY revenue growth of 70.80%
Very low leverage with a Debt/Equity ratio of 0.02
Healthy short-term liquidity (Current Ratio: 2.14)
Risks
Severe negative profitability (Profit Margin: -101.73%)
Extreme capital destruction (ROE: -493.45%)
Massive price devaluation from 52-week high ($29.40 to $1.85)

Compare Another Pair

MNY vs SDM: Head-to-Head Comparison

This page compares MoneyHero Limited (MNY) and Smart Digital Group Limited (SDM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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