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MRSH vs PNC

MRSH
Marsh & McLennan Companies, Inc.
NEUTRAL
Price
$170.83
Market Cap
$82.3B
Sector
Financial Services
AI Confidence
85%
PNC
The PNC Financial Services Group, Inc.
NEUTRAL
Price
$209.88
Market Cap
$84.86B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MRSH
21.38
PNC
12.66
Forward P/E
MRSH
15.1
PNC
10.17
P/B Ratio
MRSH
5.65
PNC
1.49
P/S Ratio
MRSH
2.99
PNC
3.8
EV/EBITDA
MRSH
13.55
PNC
--

Profitability

Gross Margin
MRSH
43.85%
PNC
0.0%
Operating Margin
MRSH
24.34%
PNC
39.26%
Profit Margin
MRSH
14.26%
PNC
31.08%
ROE
MRSH
27.57%
PNC
12.16%
ROA
MRSH
7.27%
PNC
1.23%

Growth

Revenue Growth
MRSH
7.6%
PNC
9.6%
Earnings Growth
MRSH
-15.4%
PNC
29.1%

Financial Health

Debt/Equity
MRSH
1.52
PNC
--
Current Ratio
MRSH
1.11
PNC
--
Quick Ratio
MRSH
0.51
PNC
--

Dividends

Dividend Yield
MRSH
2.11%
PNC
3.27%
Payout Ratio
MRSH
43.94%
PNC
39.78%

AI Verdict

MRSH NEUTRAL

MRSH demonstrates stable operational health with a Piotroski F-Score of 6/9 and a strong ROE of 27.57%, yet it trades at a massive premium to its Graham Number ($73.7) and Intrinsic Value ($55.93). While the company has an exceptional 25-quarter track record of beating earnings estimates, recent YoY earnings growth has contracted by 15.4%. Bearish insider activity, specifically from the CEO, and a 0/100 technical trend suggest significant short-term headwinds despite a 'Buy' analyst consensus. The stock is a high-quality business currently suffering from a valuation disconnect and decelerating earnings momentum.

Strengths
Exceptional earnings track record with beats in nearly all of the last 25 quarters
Strong profitability with an ROE of 27.57% and Operating Margin of 24.34%
Stable financial health as indicated by a Piotroski F-Score of 6/9
Risks
Severe overvaluation relative to Graham Number ($73.7) and Intrinsic Value ($55.93)
Negative earnings growth (-15.4% YoY and -17.0% Q/Q)
Bearish insider sentiment with multiple sales by the CEO and officers
PNC NEUTRAL

PNC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.

Strengths
Attractive valuation with P/E of 12.7
Strong profitability (31.1% margin)
Risks
Weak financial trend (Piotroski F-Score: 3/9)

Compare Another Pair

MRSH vs PNC: Head-to-Head Comparison

This page compares Marsh & McLennan Companies, Inc. (MRSH) and The PNC Financial Services Group, Inc. (PNC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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