PNC
NEUTRAL
$209.88
Live
The PNC Financial Services Group, Inc. · NYSE
Target $247.68
(+18.0%)
$145.12
52W Range
$243.94
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 01, 2026
Market cap
$84.86B
P/E
12.66
ROE
12.2%
Profit margin
31.1%
Debt/Equity
N/A
Dividend yield
3.27%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
PNC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.
Key Strengths
Attractive valuation with P/E of 12.7
Strong profitability (31.1% margin)
Key Risks
Weak financial trend (Piotroski F-Score: 3/9)
AI Fair Value Estimate
Based on comprehensive analysis
$489.11
+133.0% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
55
Moderate
75
60
60
30
50
AI Verdict
PNC shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Mixed signals with both opportunities and risks present.
Key drivers: Attractive valuation with P/E of 12.7, Strong profitability (31.1% margin), Weak financial trend (Piotroski F-Score: 3/9)
Confidence
55%
Value
75/100
Rule-based valuation (P/E + Graham).
Positives
- Trades at attractive 12.7x trailing earnings.
- Trades below Graham Number.
Watchpoints
No urgent risks highlighted.
Future
60/100
Rule-based growth outlook.
Positives
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
60/100
Historical performance + price trend: Shares moved +41.8% over 5Y and +24.6% over 1Y.
Positives
- Healthy profit margin of 31.1%.
Watchpoints
No urgent risks highlighted.
Health
30/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
50/100
Dividend policy fallback.
Positives
- Moderate dividend profile (Score: 50/100).
- Yield: 3.3%.
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$209.88
Analyst Target
$247.68
Upside/Downside
+18.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PNC and closest competitors.
Updated 2026-04-01
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PNC
The PNC Financial Services Group, Inc.
Primary
|
+41.8% | +89.3% | +24.6% | +7.5% | -2.0% | +1.9% |
|
KKR
KKR & Co. Inc.
Peer
|
+90.0% | +80.5% | -21.7% | -27.9% | +1.2% | +3.1% |
|
BAM
Brookfield Asset Management Ltd.
Peer
|
+77.9% | +76.8% | -9.3% | -17.4% | -4.2% | -2.9% |
|
ICE
Intercontinental Exchange, Inc.
Peer
|
+62.6% | +50.6% | -1.7% | -13.2% | -3.4% | +2.1% |
|
MCO
Moody's Corporation
Peer
|
+81.5% | +64.7% | +0.2% | -1.8% | +0.2% | -1.7% |
PNC
The PNC Financial Services Group, Inc.
Primary
5Y
+41.8%
3Y
+89.3%
1Y
+24.6%
6M
+7.5%
1M
-2.0%
1W
+1.9%
KKR
KKR & Co. Inc.
Peer
5Y
+90.0%
3Y
+80.5%
1Y
-21.7%
6M
-27.9%
1M
+1.2%
1W
+3.1%
BAM
Brookfield Asset Management Ltd.
Peer
5Y
+77.9%
3Y
+76.8%
1Y
-9.3%
6M
-17.4%
1M
-4.2%
1W
-2.9%
ICE
Intercontinental Exchange, Inc.
Peer
5Y
+62.6%
3Y
+50.6%
1Y
-1.7%
6M
-13.2%
1M
-3.4%
1W
+2.1%
MCO
Moody's Corporation
Peer
5Y
+81.5%
3Y
+64.7%
1Y
+0.2%
6M
-1.8%
1M
+0.2%
1W
-1.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
12.66
Forward P/E
10.17
PEG Ratio
N/A
P/B Ratio
1.49
P/S Ratio
3.8
EV/Revenue
6.09
EV/EBITDA
N/A
Market Cap
$84.86B
Profitability
Profit margins and return metrics
Profit Margin
31.08%
Operating Margin
39.26%
Gross Margin
N/A
ROE
12.16%
ROA
1.23%
Growth
Revenue and earnings growth rates
Revenue Growth
+9.6%
Earnings Growth
+29.1%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+25.5%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$36.06
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$6.1B
Net Margin
33.3%
Total Assets
$573.6B
Liabilities
$512.9B
Equity
$60.6B
Debt/Equity
8.47x
Operating CF
$0.8B
Free Cash Flow
$0.8B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-15
$N/A
2026-01-16
$4.88
+15.4% surprise
2025-10-15
$4.35
+7.5% surprise
2025-07-16
$3.85
+8.0% surprise
Financial Services Sector Comparison
Comparing PNC against 820 companies in the Financial Services sector
(141 bullish, 351 neutral, 328 bearish)
P/E Ratio
12.66
This Stock
vs
36.01
Sector Avg
-64.8%
(Discount)
Return on Equity (ROE)
12.16%
This Stock
vs
-0.73%
Sector Avg
-1759.2%
(Below Avg)
Profit Margin
31.08%
This Stock
vs
91.62%
Sector Avg
-66.1%
(Weaker)
Revenue Growth
9.6%
This Stock
vs
35.27%
Sector Avg
-72.8%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PNC
The PNC Financial Services...
|
NEUTRAL | $84.86B | 12.66 | 12.2% | 31.1% | $209.88 | |
|
KKR
KKR & Co. Inc.
|
BEARISH | $84.89B | 39.17 | 8.6% | 9.2% | $91.66 | Compare |
|
BAM
Brookfield Asset Management Ltd.
|
NEUTRAL | $82.73B | 33.29 | 22.6% | 58.2% | $51.26 | Compare |
|
ICE
Intercontinental Exchange, Inc.
|
BULLISH | $87.07B | 27.7 | 11.5% | 32.4% | $152.07 | Compare |
|
MCO
Moody's Corporation
|
BULLISH | $87.55B | 38.61 | 54.9% | 29.9% | $479.48 | Compare |
PNC
The PNC...
NEUTRAL
Mkt Cap
$84.9B
P/E
12.7
ROE
12.2%
Price
$209.88
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-09 | MEDLER LINDA R. | Director | Purchase | 20 | $4,008 |
| 2026-02-23 | DEBORAH GUILD | Officer | Stock Award | 3,162 | - |
| 2026-02-20 | DEMCHAK WILLIAM S | Chief Executive Officer | Sale | 50,000 | $11,544,000 |
| 2026-02-20 | DEMCHAK WILLIAM S | Chief Executive Officer | Stock Award | 11,897 | - |
| 2026-02-18 | OVERSTROM ALEXANDER E. C. | Officer | Sale | 2,500 | $584,775 |
| 2026-02-18 | CESTELLO LOUIS ROBERT | Officer | Sale | 4,279 | $1,001,329 |
| 2026-02-18 | JUCHNO STACY M | Officer | Gift | 867 | - |
| 2026-02-17 | BYNUM RICHARD KEVIN | Officer | Sale | 7,407 | $1,710,847 |
| 2026-02-13 | LONG LAURA L | Officer | Stock Award | 572 | - |
| 2026-02-13 | OVERSTROM ALEXANDER E. C. | Officer | Stock Award | 5,090 | - |
| 2026-02-13 | THOMAS MICHAEL DUANE | Officer | Stock Award | 1,753 | - |
| 2026-02-13 | CESTELLO LOUIS ROBERT | Officer | Stock Award | 433 | - |
| 2026-02-13 | NOVOSEL STEPHANIE | Officer | Stock Award | 572 | - |
| 2026-02-13 | SCHAB AMANDA ROSSETER | Officer | Stock Award | 378 | - |
| 2026-02-13 | BYNUM RICHARD KEVIN | Officer | Stock Award | 1,514 | - |
MEDLER LINDA R.
Director
2026-03-09
20 shares
·
$4,008
DEBORAH GUILD
Officer
2026-02-23
3,162 shares
DEMCHAK WILLIAM S
Chief Executive Officer
2026-02-20
50,000 shares
·
$11,544,000
DEMCHAK WILLIAM S
Chief Executive Officer
2026-02-20
11,897 shares
OVERSTROM ALEXANDER E. C.
Officer
2026-02-18
2,500 shares
·
$584,775
CESTELLO LOUIS ROBERT
Officer
2026-02-18
4,279 shares
·
$1,001,329
JUCHNO STACY M
Officer
2026-02-18
867 shares
BYNUM RICHARD KEVIN
Officer
2026-02-17
7,407 shares
·
$1,710,847
LONG LAURA L
Officer
2026-02-13
572 shares
OVERSTROM ALEXANDER E. C.
Officer
2026-02-13
5,090 shares
THOMAS MICHAEL DUANE
Officer
2026-02-13
1,753 shares
CESTELLO LOUIS ROBERT
Officer
2026-02-13
433 shares
NOVOSEL STEPHANIE
Officer
2026-02-13
572 shares
SCHAB AMANDA ROSSETER
Officer
2026-02-13
378 shares
BYNUM RICHARD KEVIN
Officer
2026-02-13
1,514 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
22 analysts
Morgan Stanley
2026-03-31
Equal-Weight
Equal-Weight
Oppenheimer
2026-03-27
Outperform
Outperform
Jefferies
2026-03-26
Buy
JP Morgan
2026-02-09
Overweight
Overweight
TD Cowen
2026-01-20
Buy
Buy
RBC Capital
2026-01-20
Outperform
Outperform
Morgan Stanley
2026-01-20
Underweight
Underweight
Wells Fargo
2026-01-20
Overweight
Overweight
Oppenheimer
2026-01-20
Outperform
Outperform
Keefe, Bruyette & Woods
2026-01-20
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning PNC from our newsroom.
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