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NAD vs NVG

NAD
Nuveen Quality Municipal Income Fund
NEUTRAL
Price
$11.61
Market Cap
$2.71B
Sector
Financial Services
AI Confidence
85%
NVG
Nuveen AMT-Free Municipal Credit Income Fund
BEARISH
Price
$12.63
Market Cap
$2.7B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
NAD
41.46
NVG
46.78
Forward P/E
NAD
--
NVG
--
P/B Ratio
NAD
0.95
NVG
0.98
P/S Ratio
NAD
11.82
NVG
11.99
EV/EBITDA
NAD
--
NVG
--

Profitability

Gross Margin
NAD
100.0%
NVG
100.0%
Operating Margin
NAD
85.89%
NVG
81.61%
Profit Margin
NAD
28.49%
NVG
25.35%
ROE
NAD
2.23%
NVG
2.01%
ROA
NAD
2.45%
NVG
2.37%

Growth

Revenue Growth
NAD
-1.6%
NVG
-2.0%
Earnings Growth
NAD
50.8%
NVG
10.2%

Financial Health

Debt/Equity
NAD
0.71
NVG
0.7
Current Ratio
NAD
4.35
NVG
0.04
Quick Ratio
NAD
4.35
NVG
0.04

Dividends

Dividend Yield
NAD
7.29%
NVG
7.51%
Payout Ratio
NAD
318.21%
NVG
351.11%

AI Verdict

NAD NEUTRAL

NAD demonstrates strong operational health with a Piotroski F-Score of 7/9, yet it trades at a significant premium to its Graham Number ($8.78) and Intrinsic Value ($8.26). While the Price-to-Book ratio of 0.95 suggests the fund is priced reasonably relative to its net asset value, the payout ratio of 318.21% is a critical red flag indicating that dividends are not supported by current earnings. Technical trends are currently bearish (0/100), which offsets the positive 1-year price performance. The fund remains a viable income vehicle but lacks the valuation support for a bullish growth rating.

Strengths
Strong Piotroski F-Score of 7/9 indicating high financial health
Attractive dividend yield of 7.29%
Trading slightly below book value (P/B 0.95)
Risks
Unsustainable payout ratio of 318.21%
Current price ($11.61) is significantly higher than Graham/Intrinsic values
Negative revenue growth (-1.60% YoY)
NVG BEARISH

NVG exhibits a stable Piotroski F-Score of 6/9, but this is overshadowed by severe valuation discrepancies and unsustainable payout metrics. The current price of $12.63 trades at a significant premium to both the Graham Number ($8.87) and the Intrinsic Value ($6.02). Most critically, a payout ratio of 351.11% indicates that dividends are not being covered by earnings, suggesting a reliance on return of capital or leverage. Combined with a 0/100 technical trend and negative revenue growth, the fund appears overvalued and fundamentally fragile.

Strengths
Stable Piotroski F-Score (6/9)
Price-to-Book ratio of 0.98 indicates trading near net asset value
Positive year-over-year earnings growth of 10.20%
Risks
Unsustainable payout ratio of 351.11% indicating dividend instability
Significant overvaluation relative to Graham Number and Intrinsic Value
Negative revenue growth (-2.00% YoY)

Compare Another Pair

NAD vs NVG: Head-to-Head Comparison

This page compares Nuveen Quality Municipal Income Fund (NAD) and Nuveen AMT-Free Municipal Credit Income Fund (NVG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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