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NCDL vs V

NCDL
Nuveen Churchill Direct Lending Corp.
BEARISH
Price
$14.63
Market Cap
$722.5M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NCDL
11.25
V
28.35
Forward P/E
NCDL
9.05
V
20.79
P/B Ratio
NCDL
--
V
15.09
P/S Ratio
NCDL
--
V
14.08
EV/EBITDA
NCDL
--
V
20.06

Profitability

Gross Margin
NCDL
0.0%
V
97.78%
Operating Margin
NCDL
0.0%
V
68.3%
Profit Margin
NCDL
0.0%
V
50.23%
ROE
NCDL
--
V
53.95%
ROA
NCDL
--
V
18.36%

Growth

Revenue Growth
NCDL
--
V
14.6%
Earnings Growth
NCDL
--
V
17.4%

Financial Health

Debt/Equity
NCDL
--
V
0.55
Current Ratio
NCDL
--
V
1.11
Quick Ratio
NCDL
--
V
0.72

Dividends

Dividend Yield
NCDL
10.94%
V
0.89%
Payout Ratio
NCDL
138.46%
V
22.91%

AI Verdict

NCDL BEARISH

NCDL exhibits severe fundamental deterioration, highlighted by a critical Piotroski F-Score of 0/9, indicating weakness across all health dimensions. The company is currently trading at $14.63, a significant premium to its growth-based intrinsic value of $9.10. Most concerning is the unsustainable dividend payout ratio of 138.46%, suggesting the company is returning more capital than it earns. Despite a 'Buy' analyst consensus, the combination of negative YoY EPS growth (-20%) and a bearish technical trend suggests a high-risk profile.

Strengths
High current dividend yield of 10.94%
Low forward P/E ratio of 9.05
Recent short-term price momentum (1M +15%)
Risks
Critical financial health (Piotroski F-Score 0/9)
Unsustainable dividend payout ratio (138.46%)
Significant negative YoY EPS growth (-20%)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NCDL vs V: Head-to-Head Comparison

This page compares Nuveen Churchill Direct Lending Corp. (NCDL) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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