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NECB vs PKBK

NECB
Northeast Community Bancorp, Inc.
BULLISH
Price
$25.01
Market Cap
$346.0M
Sector
Financial Services
AI Confidence
75%
PKBK
Parke Bancorp, Inc.
BULLISH
Price
$29.33
Market Cap
$347.3M
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NECB
7.7
PKBK
9.28
Forward P/E
NECB
6.91
PKBK
--
P/B Ratio
NECB
0.9
PKBK
1.05
P/S Ratio
NECB
3.3
PKBK
4.49
EV/EBITDA
NECB
--
PKBK
--

Profitability

Gross Margin
NECB
0.0%
PKBK
0.0%
Operating Margin
NECB
59.45%
PKBK
68.89%
Profit Margin
NECB
42.33%
PKBK
48.82%
ROE
NECB
13.26%
PKBK
12.1%
ROA
NECB
2.18%
PKBK
1.72%

Growth

Revenue Growth
NECB
9.7%
PKBK
33.9%
Earnings Growth
NECB
5.5%
PKBK
53.3%

Financial Health

Debt/Equity
NECB
--
PKBK
--
Current Ratio
NECB
--
PKBK
--
Quick Ratio
NECB
--
PKBK
--

Dividends

Dividend Yield
NECB
3.2%
PKBK
2.46%
Payout Ratio
NECB
24.62%
PKBK
22.78%

AI Verdict

NECB BULLISH

NECB presents a classic deep-value opportunity, trading significantly below its Graham Number ($45.05) and Intrinsic Value ($49.56). While the Piotroski F-Score of 4/9 indicates only stable financial health rather than strong improvement, the company maintains a healthy ROE of 13.26% and a very conservative dividend payout ratio. The primary headwinds are bearish insider sentiment and a weak technical trend, but the fundamental valuation gap is too wide to ignore.

Strengths
Significant undervaluation with Price/Book at 0.90
Strong profitability metrics (ROE 13.26%, ROA 2.18%)
Low P/E ratio (7.70) compared to sector averages
Risks
Bearish insider activity with multiple director and CFO sales
Negative recent Q/Q EPS growth (-8.1%)
Weak technical trend score (10/100)
PKBK BULLISH

PKBK presents a compelling value opportunity, trading significantly below its Graham Number ($44.50) and Intrinsic Value ($93.22). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company's growth metrics are outstanding, with YoY earnings growth of 53.30% and a very low PEG ratio of 0.43. Despite strong fundamentals and a sustainable dividend payout, the stock faces short-term headwinds from a bearish technical trend and significant insider selling.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional growth profile with 53.30% YoY earnings growth
Very low PEG ratio (0.43) suggesting growth is not priced in
Risks
Bearish insider sentiment with $1.62M in sales and zero buys
Weak technical trend (10/100) indicating short-term momentum loss
Average financial health score (Piotroski 4/9)

Compare Another Pair

NECB vs PKBK: Head-to-Head Comparison

This page compares Northeast Community Bancorp, Inc. (NECB) and Parke Bancorp, Inc. (PKBK) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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