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NMI vs SAMG

NMI
Nuveen Municipal Income Fund, Inc.
BEARISH
Price
$9.98
Market Cap
$112.6M
Sector
Financial Services
AI Confidence
85%
SAMG
Silvercrest Asset Management Group Inc.
BEARISH
Price
$13.73
Market Cap
$111.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
NMI
35.66
SAMG
24.52
Forward P/E
NMI
--
SAMG
12.48
P/B Ratio
NMI
1.01
SAMG
2.13
P/S Ratio
NMI
20.83
SAMG
0.89
EV/EBITDA
NMI
--
SAMG
10.19

Profitability

Gross Margin
NMI
100.0%
SAMG
33.02%
Operating Margin
NMI
85.82%
SAMG
-2.94%
Profit Margin
NMI
56.82%
SAMG
3.9%
ROE
NMI
2.88%
SAMG
7.88%
ROA
NMI
2.68%
SAMG
3.23%

Growth

Revenue Growth
NMI
4.6%
SAMG
0.0%
Earnings Growth
NMI
-19.1%
SAMG
--

Financial Health

Debt/Equity
NMI
--
SAMG
0.28
Current Ratio
NMI
4.78
SAMG
1.1
Quick Ratio
NMI
4.78
SAMG
1.02

Dividends

Dividend Yield
NMI
4.57%
SAMG
6.05%
Payout Ratio
NMI
162.86%
SAMG
146.43%

AI Verdict

NMI BEARISH

NMI exhibits a stable but stagnant financial profile with a Piotroski F-Score of 5/9, yet it faces significant valuation and sustainability headwinds. The fund is trading at a substantial premium to its Graham Number ($7.90) and Intrinsic Value ($1.96), while the technical trend is completely bearish (0/100). Most critically, the dividend payout ratio of 162.86% indicates that the current yield is unsustainable and likely being funded by capital rather than earnings. With earnings growth declining by 19.10% YoY, the fund lacks the fundamental momentum to justify its current price.

Strengths
Stable Piotroski F-Score (5/9) indicating baseline financial health
Strong liquidity with a Current Ratio of 4.78
High operating margins (85.82%) typical of asset management
Risks
Unsustainable dividend payout ratio of 162.86%
Significant earnings contraction (-19.10% YoY)
Severe disconnect between current price ($9.98) and intrinsic value ($1.96)
SAMG BEARISH

SAMG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect. The current price of $13.73 trades at a significant premium to both the Graham Number ($9.02) and the Intrinsic Value ($3.92). Most concerning is the unsustainable dividend payout ratio of 146.43%, which suggests the dividend is being funded by capital or debt rather than earnings. This, combined with stagnant revenue growth and a consistent track record of earnings misses, indicates a high risk of a price correction.

Strengths
Low Debt/Equity ratio of 0.28
P/E ratio (24.52) is significantly lower than the sector average (44.68)
Positive Return on Equity (ROE) of 7.88%
Risks
Unsustainable dividend payout ratio of 146.43%
Stagnant revenue growth (0.00% YoY)
Poor earnings track record (0/4 beats in last 4 quarters)

Compare Another Pair

NMI vs SAMG: Head-to-Head Comparison

This page compares Nuveen Municipal Income Fund, Inc. (NMI) and Silvercrest Asset Management Group Inc. (SAMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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