NMI

BEARISH

$9.98 Live

Nuveen Municipal Income Fund, Inc. · NYSE

$9.61 52W Range $11.18

NMI Nuveen Municipal Income Fund, Inc. - Fundamental Analysis

BEARISH

Console Chart News

NMI Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$9.98

52W High

$11.18

52W Low

$9.61

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$112.59M

P/E

35.66

ROE

2.9%

Profit margin

56.8%

Debt/Equity

N/A

Dividend yield

4.57%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

NMI exhibits a stable but stagnant financial profile with a Piotroski F-Score of 5/9, yet it faces significant valuation and sustainability headwinds. The fund is trading at a substantial premium to its Graham Number ($7.90) and Intrinsic Value ($1.96), while the technical trend is completely bearish (0/100). Most critically, the dividend payout ratio of 162.86% indicates that the current yield is unsustainable and likely being funded by capital rather than earnings. With earnings growth declining by 19.10% YoY, the fund lacks the fundamental momentum to justify its current price.

Key Strengths

Stable Piotroski F-Score (5/9) indicating baseline financial health

Strong liquidity with a Current Ratio of 4.78

High operating margins (85.82%) typical of asset management

Price/Book ratio of 1.01 suggests it is trading close to net asset value

Positive long-term price performance (3Y Change +22.4%)

Key Risks

Unsustainable dividend payout ratio of 162.86%

Significant earnings contraction (-19.10% YoY)

Severe disconnect between current price ($9.98) and intrinsic value ($1.96)

Bearish technical trend (0/100) and recent short-term price decline

Low Return on Equity (2.88%) compared to sector expectations

AI Fair Value Estimate

Based on comprehensive analysis

$7.9

-20.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

Underperforming/Overvalued

Key drivers: Dividend sustainability crisis, Negative earnings growth, Technical breakdown, Valuation premium over Graham Number

Confidence

90%

Value

30/100

Ref P/E 35.66, Graham Number $7.9

Positives

P/B ratio near 1.0

Watchpoints

P/E of 35.66 is high for the growth profile
Price exceeds Graham Number by ~26%

Future

25/100

Ref Growth rates

Positives

Slight revenue growth (4.6%)

Watchpoints

Earnings growth -19.10% YoY
Q/Q earnings decline -9.20%

Past

60/100

Ref Historical trends

Positives

Positive 1Y and 3Y returns

Watchpoints

Recent 1-month and 1-week downward trend

Health

55/100

Ref Piotroski F-Score

Positives

Piotroski F-Score 5/9 (Stable)
High Current Ratio (4.78)

Watchpoints

Low ROE (2.88%)

Dividend

20/100

Ref Yield, Payout

Positives

Yield of 4.57% is attractive on surface

Watchpoints

Payout ratio 162.86% is a major red flag

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$9.98

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NMI and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
NMI Nuveen Municipal Income Fund, Inc. Primary	+6.0%	+22.4%	+7.7%	+1.8%	-4.1%	-4.9%
BSBK Bogota Financial Corp. Peer	-12.5%	-12.1%	+23.3%	-5.8%	+5.1%	+4.4%
SUIG SUI Group Holdings Limited Peer	-87.6%	-32.9%	+3.5%	-51.3%	+3.5%	+28.7%
SAMG Silvercrest Asset Management Group Inc. Peer	+12.3%	-14.5%	-1.9%	-1.5%	+5.3%	+5.1%
RVSB Riverview Bancorp, Inc. Peer	-9.1%	+15.7%	-5.5%	+7.0%	-0.0%	+0.2%

NMI

Nuveen Municipal Income Fund, Inc.

Primary

+6.0%

+22.4%

+7.7%

+1.8%

-4.1%

-4.9%

BSB

Bogota Financial Corp.

Peer

-12.5%

-12.1%

+23.3%

-5.8%

+5.1%

+4.4%

SUI

SUI Group Holdings Limited

Peer

-87.6%

-32.9%

+3.5%

-51.3%

+3.5%

+28.7%

SAM

Silvercrest Asset Management Group Inc.

Peer

+12.3%

-14.5%

-1.9%

-1.5%

+5.3%

+5.1%

RVS

Riverview Bancorp, Inc.

Peer

-9.1%

+15.7%

-5.5%

+7.0%

-0.0%

+0.2%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

35.66

N/A

1.01

20.83

20.7

N/A

$112.59M

Profitability

Profit margins and return metrics

Profit Margin 56.82%

Operating Margin 85.82%

Gross Margin 100.0%

ROE 2.88%

ROA 2.68%

Growth

Revenue and earnings growth rates

Revenue Growth +4.6%

Earnings Growth -19.1%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth -9.2%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

4.78

Strong

Quick Ratio

4.78

Excellent

Cash/Share

$0.06

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets

$0.1B

Liabilities

$0.0B

Equity

$0.1B

Debt/Equity

0.00x

Financial Services Sector Comparison

Comparing NMI against 956 companies in the Financial Services sector (153 bullish, 417 neutral, 386 bearish)

P/E Ratio

35.66

This Stock

35.14

Sector Avg

+1.5% (Premium)

Return on Equity (ROE)

2.88%

This Stock

0.3%

Sector Avg

+853.0% (Excellent)

Profit Margin

56.82%

This Stock

89.71%

Sector Avg

-36.7% (Weaker)

Revenue Growth

4.6%

This Stock

33.39%

Sector Avg

-86.2% (Slower)

Current Ratio

4.78

This Stock

2.99

Sector Avg

+59.8% (Stronger)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
NMI Nuveen Municipal Income Fund, Inc.	BEARISH	$112.59M	35.66	2.9%	56.8%	$9.98
BSBK Bogota Financial Corp.	NEUTRAL	$112.05M	50.82	1.5%	12.0%	$8.64	Compare
SUIG SUI Group Holdings Limited	BEARISH	$113.67M	-	-279.6%	-%	$1.48	Compare
SAMG Silvercrest Asset...	BEARISH	$111.5M	24.52	7.9%	3.9%	$13.73	Compare
RVSB Riverview Bancorp, Inc.	NEUTRAL	$113.91M	23.91	3.0%	9.2%	$5.5	Compare

NMI Nuveen Municipal...

BEARISH

Mkt Cap

$113M

P/E

35.7

ROE

2.9%

Price

$9.98

BSBK Bogota Financial Corp.

Compare with NMI

Compare with NMI

Compare with NMI

RVSB Riverview Bancorp, Inc.

Compare with NMI

SEC Filings

Recent regulatory filings from the SEC EDGAR database

DEF 14A

NUVEEN MUNICIPAL INCOME FUND, INC.

2025-06-30

Nuveen Municipal Income Fund, Inc. (NMI) filed a definitive proxy statement on June 30, 2025, providing shareholders with necessary information to vote on corporate matters.

DEF 14A

NUVEEN MUNICIPAL INCOME FUND, INC.

2024-06-27

Nuveen Municipal Income Fund, Inc. (NMI) filed a definitive proxy statement on June 27, 2024, providing shareholders with information regarding matters to be voted upon at an upcoming meeting.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning NMI from our newsroom.

Newest → oldest

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NMI

NMI Nuveen Municipal Income Fund, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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