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NMI vs SUIG

NMI
Nuveen Municipal Income Fund, Inc.
BEARISH
Price
$9.98
Market Cap
$112.6M
Sector
Financial Services
AI Confidence
85%
SUIG
SUI Group Holdings Limited
BEARISH
Price
$1.48
Market Cap
$113.7M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
NMI
35.66
SUIG
--
Forward P/E
NMI
--
SUIG
-7.4
P/B Ratio
NMI
1.01
SUIG
0.67
P/S Ratio
NMI
20.83
SUIG
29.16
EV/EBITDA
NMI
--
SUIG
--

Profitability

Gross Margin
NMI
100.0%
SUIG
100.0%
Operating Margin
NMI
85.82%
SUIG
-17140.1%
Profit Margin
NMI
56.82%
SUIG
0.0%
ROE
NMI
2.88%
SUIG
-279.63%
ROA
NMI
2.68%
SUIG
-154.87%

Growth

Revenue Growth
NMI
4.6%
SUIG
33.4%
Earnings Growth
NMI
-19.1%
SUIG
--

Financial Health

Debt/Equity
NMI
--
SUIG
--
Current Ratio
NMI
4.78
SUIG
2.38
Quick Ratio
NMI
4.78
SUIG
2.14

Dividends

Dividend Yield
NMI
4.57%
SUIG
--
Payout Ratio
NMI
162.86%
SUIG
0.0%

AI Verdict

NMI BEARISH

NMI exhibits a stable but stagnant financial profile with a Piotroski F-Score of 5/9, yet it faces significant valuation and sustainability headwinds. The fund is trading at a substantial premium to its Graham Number ($7.90) and Intrinsic Value ($1.96), while the technical trend is completely bearish (0/100). Most critically, the dividend payout ratio of 162.86% indicates that the current yield is unsustainable and likely being funded by capital rather than earnings. With earnings growth declining by 19.10% YoY, the fund lacks the fundamental momentum to justify its current price.

Strengths
Stable Piotroski F-Score (5/9) indicating baseline financial health
Strong liquidity with a Current Ratio of 4.78
High operating margins (85.82%) typical of asset management
Risks
Unsustainable dividend payout ratio of 162.86%
Significant earnings contraction (-19.10% YoY)
Severe disconnect between current price ($9.98) and intrinsic value ($1.96)
SUIG BEARISH

SUIG exhibits severe financial distress, anchored by a critical Piotroski F-Score of 1/9, indicating fundamental instability. While the stock trades below book value (P/B 0.67), this is offset by a catastrophic operating margin of -17,140.14% and a deeply negative ROE of -279.63%. The extreme volatility in quarterly revenue (Q/Q -431.25%) and a bearish technical trend suggest a high-risk profile despite a nominal analyst target price of $2.50.

Strengths
Current ratio of 2.38 indicates adequate short-term liquidity
Trading at a discount to book value (P/B 0.67)
Positive year-over-year revenue growth of 33.40%
Risks
Extreme operational inefficiency with an operating margin of -17,140.14%
Severe capital erosion evidenced by ROE of -279.63%
Excessively high Price-to-Sales ratio (29.16) for the credit services industry

Compare Another Pair

NMI vs SUIG: Head-to-Head Comparison

This page compares Nuveen Municipal Income Fund, Inc. (NMI) and SUI Group Holdings Limited (SUIG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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