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NTWK vs PHUN

NTWK
NetSol Technologies, Inc.
NEUTRAL
Price
$3.54
Market Cap
$41.8M
Sector
Technology
AI Confidence
80%
PHUN
Phunware, Inc.
BEARISH
Price
$2.09
Market Cap
$42.2M
Sector
Technology
AI Confidence
95%

Valuation

P/E Ratio
NTWK
22.12
PHUN
--
Forward P/E
NTWK
9.32
PHUN
-4.02
P/B Ratio
NTWK
1.16
PHUN
0.44
P/S Ratio
NTWK
0.6
PHUN
16.53
EV/EBITDA
NTWK
7.11
PHUN
2.82

Profitability

Gross Margin
NTWK
48.77%
PHUN
50.57%
Operating Margin
NTWK
6.91%
PHUN
-1008.25%
Profit Margin
NTWK
2.71%
PHUN
0.0%
ROE
NTWK
10.65%
PHUN
-11.21%
ROA
NTWK
4.32%
PHUN
-10.88%

Growth

Revenue Growth
NTWK
21.1%
PHUN
33.1%
Earnings Growth
NTWK
--
PHUN
--

Financial Health

Debt/Equity
NTWK
0.23
PHUN
0.01
Current Ratio
NTWK
2.32
PHUN
5.03
Quick Ratio
NTWK
2.17
PHUN
4.22

Dividends

Dividend Yield
NTWK
--
PHUN
--
Payout Ratio
NTWK
0.0%
PHUN
0.0%

AI Verdict

NTWK NEUTRAL

NTWK presents a contradictory profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, despite strong liquidity ratios. While the stock trades near its Graham Number ($3.31) and shows impressive revenue growth of 21.10%, the bearish technical trend and low intrinsic value ($1.12) suggest significant headwinds. The valuation is supported by a low Price/Sales ratio (0.60) and a promising forward P/E of 9.32, but operational instability remains a primary concern.

Strengths
Strong revenue growth (21.10% YoY)
Low Debt/Equity ratio (0.23) indicating low leverage
Healthy liquidity with a Current Ratio of 2.32
Risks
Weak Piotroski F-Score (3/9) signaling poor financial health trends
Bearish technical trend (0/100)
Micro-cap volatility with a market cap of only $40M
PHUN BEARISH

PHUN exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health metrics. While the company maintains a high current ratio (5.03) and low debt, these are overshadowed by a catastrophic operating margin of -1008.25% and a 5-year price collapse of 97.2%. Despite 33% year-over-year revenue growth, the business model is currently unable to translate sales into operational viability, rendering the stock a high-risk speculative play.

Strengths
Strong YoY revenue growth of 33.10%
Healthy gross margin of 50.57%
Very low debt-to-equity ratio (0.01)
Risks
Piotroski F-Score of 0/9 indicates severe fundamental weakness
Extreme operational inefficiency with -1008.25% operating margin
High Price-to-Sales ratio (16.53) relative to lack of profitability

Compare Another Pair

NTWK vs PHUN: Head-to-Head Comparison

This page compares NetSol Technologies, Inc. (NTWK) and Phunware, Inc. (PHUN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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