NTWK
NEUTRAL
$3.54
Live
NetSol Technologies, Inc. · NASDAQ
$2.32
52W Range
$5.75
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 16, 2026
Market cap
$41.83M
P/E
22.12
ROE
10.7%
Profit margin
2.7%
Debt/Equity
0.23
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
80%
NTWK presents a contradictory profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, despite strong liquidity ratios. While the stock trades near its Graham Number ($3.31) and shows impressive revenue growth of 21.10%, the bearish technical trend and low intrinsic value ($1.12) suggest significant headwinds. The valuation is supported by a low Price/Sales ratio (0.60) and a promising forward P/E of 9.32, but operational instability remains a primary concern.
Key Strengths
Strong revenue growth (21.10% YoY)
Low Debt/Equity ratio (0.23) indicating low leverage
Healthy liquidity with a Current Ratio of 2.32
Attractive Price/Sales ratio of 0.60
Significant reduction in Forward P/E (9.32) compared to Trailing P/E (22.12)
Key Risks
Weak Piotroski F-Score (3/9) signaling poor financial health trends
Bearish technical trend (0/100)
Micro-cap volatility with a market cap of only $40M
Thin profit margins (2.71%)
High volatility in historical quarterly earnings surprises
AI Fair Value Estimate
Based on comprehensive analysis
$2.85
-19.5% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
41
Moderate
65
70
40
30
0
AI Verdict
Speculative Hold
Key drivers: Revenue growth, Piotroski F-Score, Low P/S ratio, Bearish technicals
Confidence
85%
Value
65/100
Ref P/E 22.12, Graham Number $3.31
Positives
- P/S ratio of 0.60 is very low
- Price is close to Graham Number
Watchpoints
- Trades significantly above growth-based intrinsic value ($1.12)
Future
70/100
Ref Growth rates and Forward P/E
Positives
- 21% YoY revenue growth
- Strong Q/Q EPS growth of 66.7%
Watchpoints
- Lack of analyst coverage to validate growth trajectory
Past
40/100
Ref Historical price and earnings trends
Positives
- Positive 1Y return of 50%
Watchpoints
- Negative 5Y change (-21.3%)
- Erratic earnings track record
Health
30/100
Ref Piotroski F-Score
Positives
- Low Debt/Equity
- Strong Current Ratio
Watchpoints
- Piotroski F-Score of 3/9 is in the 'Weak' category
Dividend
0/100
Ref Yield 0%
Positives
No standout positives identified.
Watchpoints
- No dividend payments
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$3.54
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for NTWK and closest competitors.
Updated 2026-04-15
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
NTWK
NetSol Technologies, Inc.
Primary
|
-21.3% | +45.7% | +50.0% | -21.3% | -0.3% | +0.8% |
|
PHUN
Phunware, Inc.
Peer
|
-97.2% | -93.9% | -16.7% | -23.4% | +20.1% | +12.4% |
|
AWRE
Aware, Inc.
Peer
|
-55.3% | +12.1% | +14.8% | -16.7% | -4.4% | +4.9% |
|
FOXX
Foxx Development Holdings Inc.
Peer
|
-42.4% | -45.0% | +12.9% | +37.9% | +36.6% | +3.2% |
|
HOLO
MicroCloud Hologram Inc.
Peer
|
-100.0% | -100.0% | -91.1% | -58.4% | -18.9% | -4.5% |
NTW
NetSol Technologies, Inc.
Primary
5Y
-21.3%
3Y
+45.7%
1Y
+50.0%
6M
-21.3%
1M
-0.3%
1W
+0.8%
PHU
Phunware, Inc.
Peer
5Y
-97.2%
3Y
-93.9%
1Y
-16.7%
6M
-23.4%
1M
+20.1%
1W
+12.4%
AWR
Aware, Inc.
Peer
5Y
-55.3%
3Y
+12.1%
1Y
+14.8%
6M
-16.7%
1M
-4.4%
1W
+4.9%
FOX
Foxx Development Holdings Inc.
Peer
5Y
-42.4%
3Y
-45.0%
1Y
+12.9%
6M
+37.9%
1M
+36.6%
1W
+3.2%
HOL
MicroCloud Hologram Inc.
Peer
5Y
-100.0%
3Y
-100.0%
1Y
-91.1%
6M
-58.4%
1M
-18.9%
1W
-4.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
22.12
Forward P/E
9.32
PEG Ratio
N/A
P/B Ratio
1.16
P/S Ratio
0.6
EV/Revenue
0.57
EV/EBITDA
7.11
Market Cap
$41.83M
Profitability
Profit margins and return metrics
Profit Margin
2.71%
Operating Margin
6.91%
Gross Margin
48.77%
ROE
10.65%
ROA
4.32%
Growth
Revenue and earnings growth rates
Revenue Growth
+21.1%
Earnings Growth
N/A
Q/Q Revenue Growth
+21.06%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.23
Low debt
Current Ratio
2.32
Strong
Quick Ratio
2.17
Excellent
Cash/Share
$1.53
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Gross Margin
48.0%
Op. Margin
6.9%
Net Margin
1.3%
Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
0.58x
Operating CF
$-0.0B
CapEx
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
108%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-14
$N/A
2020-05-13
$0.1
+305.4% surprise
2020-02-12
$0.06
+420.0% surprise
2019-11-12
$-0.14
-195.1% surprise
Technology Sector Comparison
Comparing NTWK against 407 companies in the Technology sector
(35 bullish, 145 neutral, 227 bearish)
P/E Ratio
22.12
This Stock
vs
93.88
Sector Avg
-76.4%
(Discount)
Return on Equity (ROE)
10.65%
This Stock
vs
-34.23%
Sector Avg
-131.1%
(Below Avg)
Profit Margin
2.71%
This Stock
vs
-12.19%
Sector Avg
-122.2%
(Weaker)
Debt to Equity
0.23
This Stock
vs
0.66
Sector Avg
-64.6%
(Less Debt)
Revenue Growth
21.1%
This Stock
vs
6059.24%
Sector Avg
-99.7%
(Slower)
Current Ratio
2.32
This Stock
vs
4.06
Sector Avg
-42.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
NTWK
NetSol Technologies, Inc.
|
NEUTRAL | $41.83M | 22.12 | 10.7% | 2.7% | $3.54 | |
|
PHUN
Phunware, Inc.
|
BEARISH | $42.2M | - | -11.2% | -% | $2.09 | Compare |
|
AWRE
Aware, Inc.
|
BEARISH | $41.36M | - | -19.0% | -32.2% | $1.94 | Compare |
|
FOXX
Foxx Development Holdings Inc.
|
BEARISH | $40.56M | - | -% | -24.6% | $5.79 | Compare |
|
HOLO
MicroCloud Hologram Inc.
|
BEARISH | $43.3M | - | -2.3% | -13.1% | $1.89 | Compare |
NTWK
NetSol Technologies, Inc.
NEUTRAL
Mkt Cap
$42M
P/E
22.1
ROE
10.7%
Price
$3.54
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-06 | CATON MARK | Director | Stock Award | 3,540 | - |
| 2026-04-06 | KAZMI SYED KAUSAR | Director | Stock Award | 3,540 | - |
| 2026-04-06 | SMITH IAN CHARLES | Director | Stock Award | 3,540 | - |
| 2026-02-19 | GHAURI NAJEEB ULLAH | Chief Executive Officer | Stock Award | 14,943 | - |
| 2026-02-18 | GHAURI NAJEEB ULLAH | Chief Executive Officer | Purchase | 6,000 | $19,500 |
| 2026-01-02 | CATON MARK | Director | Stock Award | 3,961 | - |
| 2026-01-02 | KAZMI SYED KAUSAR | Director | Stock Award | 3,961 | - |
| 2026-01-02 | SMITH IAN CHARLES | Director | Stock Award | 3,961 | - |
| 2025-11-17 | GHAURI NAJEEB ULLAH | Chief Executive Officer | Purchase | 7,664 | $22,679 |
CATON MARK
Director
2026-04-06
3,540 shares
KAZMI SYED KAUSAR
Director
2026-04-06
3,540 shares
SMITH IAN CHARLES
Director
2026-04-06
3,540 shares
GHAURI NAJEEB ULLAH
Chief Executive Officer
2026-02-19
14,943 shares
GHAURI NAJEEB ULLAH
Chief Executive Officer
2026-02-18
6,000 shares
·
$19,500
CATON MARK
Director
2026-01-02
3,961 shares
KAZMI SYED KAUSAR
Director
2026-01-02
3,961 shares
SMITH IAN CHARLES
Director
2026-01-02
3,961 shares
GHAURI NAJEEB ULLAH
Chief Executive Officer
2025-11-17
7,664 shares
·
$22,679
Insider transactions can signal confidence or concerns about company prospects
Past News Coverage
Recent headlines mentioning NTWK from our newsroom.
Newest → oldest
No matching news yet.