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NWBI vs V

NWBI
Northwest Bancshares, Inc.
BULLISH
Price
$13.29
Market Cap
$1.94B
Sector
Financial Services
AI Confidence
75%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NWBI
14.6
V
28.35
Forward P/E
NWBI
9.34
V
20.79
P/B Ratio
NWBI
1.03
V
15.09
P/S Ratio
NWBI
3.24
V
14.08
EV/EBITDA
NWBI
--
V
20.06

Profitability

Gross Margin
NWBI
0.0%
V
97.78%
Operating Margin
NWBI
39.86%
V
68.3%
Profit Margin
NWBI
21.03%
V
50.23%
ROE
NWBI
7.23%
V
53.95%
ROA
NWBI
0.81%
V
18.36%

Growth

Revenue Growth
NWBI
25.1%
V
14.6%
Earnings Growth
NWBI
14.3%
V
17.4%

Financial Health

Debt/Equity
NWBI
--
V
0.55
Current Ratio
NWBI
--
V
1.11
Quick Ratio
NWBI
--
V
0.72

Dividends

Dividend Yield
NWBI
5.98%
V
0.89%
Payout Ratio
NWBI
86.96%
V
22.91%

AI Verdict

NWBI BULLISH

NWBI presents a compelling value opportunity, trading significantly below both its Graham Number ($16.28) and Intrinsic Value ($25.89). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company demonstrates strong growth momentum with 25.10% YoY revenue growth and a consistent track record of earnings beats. The primary tension lies between strong fundamental value and a very bearish technical trend (10/100). The high dividend yield is a draw, though the payout ratio suggests limited room for further increases.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong YoY revenue growth of 25.10%
Consistent earnings beat history over 25 quarters
Risks
Unsustainably high dividend payout ratio (86.96%)
Very bearish technical trend (10/100)
Mediocre Piotroski F-Score (4/9) suggesting stagnant operational improvement
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NWBI vs V: Head-to-Head Comparison

This page compares Northwest Bancshares, Inc. (NWBI) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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