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NWG vs V

NWG
NatWest Group plc
NEUTRAL
Price
$15.91
Market Cap
$63.35B
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NWG
8.74
V
28.35
Forward P/E
NWG
7.42
V
20.79
P/B Ratio
NWG
1.24
V
15.09
P/S Ratio
NWG
3.97
V
14.08
EV/EBITDA
NWG
--
V
20.06

Profitability

Gross Margin
NWG
0.0%
V
97.78%
Operating Margin
NWG
47.06%
V
68.3%
Profit Margin
NWG
36.51%
V
50.23%
ROE
NWG
14.23%
V
53.95%
ROA
NWG
0.82%
V
18.36%

Growth

Revenue Growth
NWG
11.4%
V
14.6%
Earnings Growth
NWG
13.1%
V
17.4%

Financial Health

Debt/Equity
NWG
--
V
0.55
Current Ratio
NWG
--
V
1.11
Quick Ratio
NWG
--
V
0.72

Dividends

Dividend Yield
NWG
5.5%
V
0.89%
Payout Ratio
NWG
36.66%
V
22.91%

AI Verdict

NWG NEUTRAL

NWG presents a stark contrast between deep value and deteriorating fundamental health. While the stock trades significantly below its Graham Number ($22.92) and Intrinsic Value ($48.5), the Piotroski F-Score of 2/9 indicates severe weakness in financial health and operational efficiency. Strong dividend yields and low P/E ratios are offset by a bearish technical trend and poor fundamental momentum. The investment case relies on a value-recovery thesis, but the low health score suggests significant underlying risks.

Strengths
Deeply undervalued relative to Graham Number ($22.92) and Intrinsic Value ($48.5)
Attractive dividend yield of 5.50% with a sustainable payout ratio of 36.66%
Low P/E ratio (8.74) and Forward P/E (7.42) compared to sector averages
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Bearish technical trend (0/100) suggesting strong downward momentum
High PEG ratio (3.49) suggesting growth may not justify the current valuation
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NWG vs V: Head-to-Head Comparison

This page compares NatWest Group plc (NWG) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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