NWG

NEUTRAL

$15.91 Live

NatWest Group plc · NYSE

Target $19.24 (+21.0%)

$12.76 52W Range $19.36

NWG NatWest Group plc - Fundamental Analysis

NEUTRAL

Console Chart News

NWG Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Banks - Regional

Current Price Live

$15.91

Analyst Target

$19.24

+21.0% Upside

52W High

$19.36

52W Low

$12.76

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$63.35B

P/E

8.74

ROE

14.2%

Profit margin

36.5%

Debt/Equity

N/A

Dividend yield

5.5%

AI Analysis

AI-powered fundamental assessment

Confidence

80%

NWG presents a stark contrast between deep value and deteriorating fundamental health. While the stock trades significantly below its Graham Number ($22.92) and Intrinsic Value ($48.5), the Piotroski F-Score of 2/9 indicates severe weakness in financial health and operational efficiency. Strong dividend yields and low P/E ratios are offset by a bearish technical trend and poor fundamental momentum. The investment case relies on a value-recovery thesis, but the low health score suggests significant underlying risks.

Key Strengths

Deeply undervalued relative to Graham Number ($22.92) and Intrinsic Value ($48.5)

Attractive dividend yield of 5.50% with a sustainable payout ratio of 36.66%

Low P/E ratio (8.74) and Forward P/E (7.42) compared to sector averages

Positive YoY revenue growth (11.40%) and earnings growth (13.10%)

Strong historical 5-year price appreciation (+290.7%)

Key Risks

Critical fundamental weakness indicated by a Piotroski F-Score of 2/9

Bearish technical trend (0/100) suggesting strong downward momentum

High PEG ratio (3.49) suggesting growth may not justify the current valuation

Inconsistent quarterly earnings track record with only 1 beat in the last 4 quarters

Low insider sentiment (40/100) and lack of recent insider buying

AI Fair Value Estimate

Based on comprehensive analysis

$21.08

+32.5% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Strong

Value

Future

Past

Health

Dividend

AI Verdict

Value Trap Risk

Key drivers: Extreme valuation discount, Critical health score failure, Strong dividend profile, Bearish technicals

Confidence

85%

Value

90/100

Ref P/E 8.74, Graham Number $22.92

Positives

Price is 30% below Graham Number
P/E is significantly lower than sector average

Watchpoints

High PEG ratio

Future

60/100

Ref Growth rates

Positives

Double-digit YoY revenue and earnings growth

Watchpoints

Recent Q/Q EPS growth is negative (-11.3%)

Past

70/100

Ref Historical trends

Positives

Exceptional 5-year and 3-year returns

Watchpoints

Volatile earnings surprise history

Health

20/100

Ref Piotroski F-Score

Positives

Positive ROE (14.23%)

Watchpoints

Piotroski F-Score of 2/9 indicates weak financial health

Dividend

85/100

Ref Yield, Payout

Positives

High yield (5.5%)
Low payout ratio (36.66%)

Watchpoints

No urgent risks highlighted.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$15.91

Analyst Target

$19.24

Upside/Downside

+21.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NWG and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
NWG NatWest Group plc Primary	+290.7%	+200.9%	+30.8%	+7.1%	+6.8%	+1.5%
TFC Truist Financial Corporation Peer	+9.1%	+69.8%	+43.9%	+22.9%	+10.8%	-2.1%
MFC Manulife Financial Corporation Peer	+118.0%	+116.5%	+26.8%	+18.5%	+13.4%	-0.4%
TRV The Travelers Companies, Inc. Peer	+111.8%	+84.7%	+21.8%	+11.9%	-1.7%	-0.8%
AJG Arthur J. Gallagher & Co. Peer	+125.8%	+32.2%	-11.3%	-19.3%	-2.9%	-2.0%

NWG

NatWest Group plc

Primary

+290.7%

+200.9%

+30.8%

+7.1%

+6.8%

+1.5%

TFC

Truist Financial Corporation

Peer

+9.1%

+69.8%

+43.9%

+22.9%

+10.8%

-2.1%

MFC

Manulife Financial Corporation

Peer

+118.0%

+116.5%

+26.8%

+18.5%

+13.4%

-0.4%

TRV

The Travelers Companies, Inc.

Peer

+111.8%

+84.7%

+21.8%

+11.9%

-1.7%

-0.8%

AJG

Arthur J. Gallagher & Co.

Peer

+125.8%

+32.2%

-11.3%

-19.3%

-2.9%

-2.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

8.74

7.42

3.49

1.24

3.97

3.42

N/A

$63.35B

Profitability

Profit margins and return metrics

Profit Margin 36.51%

Operating Margin 47.06%

Gross Margin N/A

ROE 14.23%

ROA 0.82%

Growth

Revenue and earnings growth rates

Revenue Growth +11.4%

Earnings Growth +13.1%

Q/Q Revenue Growth +13.7%

Q/Q Earnings Growth +11.1%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Cash/Share

$28.53

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$4.3B

Net Margin

34.4%

Total Assets

$714.6B

Liabilities

$671.9B

Equity

$42.6B

Debt/Equity

15.77x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-01

$N/A

2026-02-13

$0.47

+21.4% surprise

2025-10-24

$0.53

-0.2% surprise

2025-07-25

$0.41

-0.8% surprise

Financial Services Sector Comparison

Comparing NWG against 975 companies in the Financial Services sector (156 bullish, 425 neutral, 394 bearish)

P/E Ratio

8.74

This Stock

34.86

Sector Avg

-74.9% (Discount)

Return on Equity (ROE)

14.23%

This Stock

0.29%

Sector Avg

+4769.2% (Excellent)

Profit Margin

36.51%

This Stock

88.25%

Sector Avg

-58.6% (Weaker)

Revenue Growth

11.4%

This Stock

33.02%

Sector Avg

-65.5% (Slower)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
NWG NatWest Group plc	NEUTRAL	$63.35B	8.74	14.2%	36.5%	$15.91
TFC Truist Financial Corporation	BULLISH	$63.23B	12.94	8.2%	28.8%	$49.43	Compare
MFC Manulife Financial Corporation	NEUTRAL	$63.83B	16.96	11.5%	18.7%	$38.17	Compare
TRV The Travelers Companies, Inc.	NEUTRAL	$64.73B	10.91	20.7%	12.9%	$299.33	Compare
AJG Arthur J. Gallagher & Co.	BEARISH	$65.03B	40.0	9.1%	13.3%	$253.21	Compare

NWG NatWest Group plc

NEUTRAL

Mkt Cap

$63.4B

P/E

8.7

ROE

14.2%

Price

$15.91

Compare with NWG

Compare with NWG

Compare with NWG

Compare with NWG

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2025-12-11	Massachusetts Financial Services Company		Stock Award	-	-

Massachusetts Financial Services Company

Stock Award

2025-12-11

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F

FORM 20-F

2026-02-17

NWG filed its Form 20-F annual report on February 17, 2026. This filing serves as the company's comprehensive disclosure of its annual financial performance and associated operational risks.

20-F

FORM 20-F

2025-02-21

NWG filed its Form 20-F annual report on February 21, 2025. Due to the absence of provided excerpts, specific financial highlights and risk factors cannot be detailed at this time.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

NONE

3 analysts

Barclays

2026-01-07

down

Overweight Equal-Weight

Past News Coverage

Recent headlines mentioning NWG from our newsroom.

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NWG

NWG NatWest Group plc - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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