MFC
NEUTRAL
$38.17
Live
Manulife Financial Corporation · NYSE
Target $34.75
(-9.0%)
$29.7
52W Range
$39.22
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 30, 2026
Market cap
$63.83B
P/E
16.96
ROE
11.5%
Profit margin
18.7%
Debt/Equity
0.48
Dividend yield
3.44%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
MFC presents a complex profile with a stable Piotroski F-Score of 4/9 and no Altman Z-Score available for distress analysis. While the stock shows strong long-term price appreciation and a highly attractive PEG ratio (0.78), it is currently trading at a premium to both its Graham Number ($32.43) and Intrinsic Value ($15.75). The severe YoY revenue decline (-34.90%) is a significant concern, though it is offset by a massive Q/Q recovery (+103.98%) and a sustainable dividend profile.
Key Strengths
Attractive PEG ratio (0.78) suggesting undervaluation relative to growth
Strong liquidity position with a Current Ratio of 4.74
Low Debt/Equity ratio (0.48) compared to sector averages
Consistent track record of beating earnings estimates over 25 quarters
Strong long-term price performance (5Y Change: +118%)
Key Risks
Significant YoY revenue contraction of -34.90%
Current price ($38.17) exceeds the Graham Number and Analyst Target Price ($34.75)
Bearish technical trend score (10/100) despite recent short-term gains
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
Intrinsic value estimate ($15.75) is significantly lower than market price
AI Fair Value Estimate
Based on comprehensive analysis
$33.5
-12.2% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
62
Strong
45
50
80
60
75
AI Verdict
Hold/Neutral
Key drivers: Low PEG ratio, Strong balance sheet, Severe YoY revenue drop, Price premium over defensive value
Confidence
80%
Value
45/100
Ref P/E, PEG, Graham Number
Positives
- Forward P/E of 10.50 is attractive
- PEG ratio < 1.0
Watchpoints
- Price is 17.6% above Graham Number
- Price is significantly above growth-based intrinsic value
Future
50/100
Ref Growth rates
Positives
- Explosive Q/Q revenue growth (+103.98%)
- Positive YoY EPS growth (+8.7%)
Watchpoints
- Deep YoY revenue decline (-34.90%)
- Negative Q/Q earnings growth (-7.30%)
Past
80/100
Ref Historical trends
Positives
- Strong 1Y, 3Y, and 5Y returns
- Consistent earnings surprise history
Watchpoints
- Recent volatility in quarterly revenue
Health
60/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Low Debt/Equity (0.48)
- High Current Ratio (4.74)
Watchpoints
- Piotroski F-Score is only 4/9 (Stable)
Dividend
75/100
Ref Yield, Payout
Positives
- Sustainable payout ratio (57.33%)
- Consistent dividend rate
Watchpoints
- Yield (3.44%) is moderate
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$38.17
Analyst Target
$34.75
Upside/Downside
-9.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MFC and closest competitors.
Updated 2026-04-29
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MFC
Manulife Financial Corporation
Primary
|
+118.0% | +116.5% | +26.8% | +18.5% | +13.4% | -0.4% |
|
APO
Apollo Global Management, Inc.
Peer
|
+156.0% | +86.2% | -18.9% | -14.2% | +3.9% | +0.7% |
|
TFC
Truist Financial Corporation
Peer
|
+9.1% | +69.8% | +43.9% | +22.9% | +10.8% | -2.1% |
|
TRV
The Travelers Companies, Inc.
Peer
|
+111.8% | +84.7% | +21.8% | +11.9% | -1.7% | -0.8% |
|
AJG
Arthur J. Gallagher & Co.
Peer
|
+125.8% | +32.2% | -11.3% | -19.3% | -2.9% | -2.0% |
MFC
Manulife Financial Corporation
Primary
5Y
+118.0%
3Y
+116.5%
1Y
+26.8%
6M
+18.5%
1M
+13.4%
1W
-0.4%
APO
Apollo Global Management, Inc.
Peer
5Y
+156.0%
3Y
+86.2%
1Y
-18.9%
6M
-14.2%
1M
+3.9%
1W
+0.7%
TFC
Truist Financial Corporation
Peer
5Y
+9.1%
3Y
+69.8%
1Y
+43.9%
6M
+22.9%
1M
+10.8%
1W
-2.1%
TRV
The Travelers Companies, Inc.
Peer
5Y
+111.8%
3Y
+84.7%
1Y
+21.8%
6M
+11.9%
1M
-1.7%
1W
-0.8%
AJG
Arthur J. Gallagher & Co.
Peer
5Y
+125.8%
3Y
+32.2%
1Y
-11.3%
6M
-19.3%
1M
-2.9%
1W
-2.0%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
16.96
Forward P/E
10.5
PEG Ratio
0.78
P/B Ratio
1.84
P/S Ratio
2.06
EV/Revenue
1.98
EV/EBITDA
6.6
Market Cap
$63.83B
Profitability
Profit margins and return metrics
Profit Margin
18.67%
Operating Margin
133.47%
Gross Margin
49.3%
ROE
11.49%
ROA
0.54%
Growth
Revenue and earnings growth rates
Revenue Growth
-34.9%
Earnings Growth
-6.1%
Q/Q Revenue Growth
+103.98%
Q/Q Earnings Growth
-7.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.48
Low debt
Current Ratio
4.74
Strong
Quick Ratio
1.55
Excellent
Cash/Share
$19.15
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$8.6B
Net Margin
18.2%
Total Assets
$1025.4B
Liabilities
$972.9B
Equity
$51.0B
Debt/Equity
19.09x
Operating CF
$8.6B
Free Cash Flow
$8.6B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-13
$N/A
2026-02-11
$1.12
+5.2% surprise
2025-11-12
$1.16
+11.8% surprise
2025-08-06
$0.95
-1.8% surprise
Financial Services Sector Comparison
Comparing MFC against 900 companies in the Financial Services sector
(146 bullish, 386 neutral, 368 bearish)
P/E Ratio
16.96
This Stock
vs
34.62
Sector Avg
-51.0%
(Discount)
Return on Equity (ROE)
11.49%
This Stock
vs
0.0%
Sector Avg
+402771.6%
(Excellent)
Profit Margin
18.67%
This Stock
vs
91.87%
Sector Avg
-79.7%
(Weaker)
Debt to Equity
0.48
This Stock
vs
1.3
Sector Avg
-62.9%
(Less Debt)
Revenue Growth
-34.9%
This Stock
vs
34.34%
Sector Avg
-201.6%
(Slower)
Current Ratio
4.74
This Stock
vs
3.02
Sector Avg
+56.8%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MFC
Manulife Financial Corporation
|
NEUTRAL | $63.83B | 16.96 | 11.5% | 18.7% | $38.17 | |
|
APO
Apollo Global Management, Inc.
|
NEUTRAL | $64.16B | 19.95 | 14.7% | 11.0% | $110.55 | Compare |
|
TFC
Truist Financial Corporation
|
BULLISH | $63.23B | 12.94 | 8.2% | 28.8% | $49.43 | Compare |
|
TRV
The Travelers Companies, Inc.
|
NEUTRAL | $64.73B | 10.91 | 20.7% | 12.9% | $299.33 | Compare |
|
AJG
Arthur J. Gallagher & Co.
|
BEARISH | $65.03B | 40.0 | 9.1% | 13.3% | $253.21 | Compare |
MFC
Manulife...
NEUTRAL
Mkt Cap
$63.8B
P/E
17.0
ROE
11.5%
Price
$38.17
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-31 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,794,960 |
| 2026-03-31 | Manulife Financial Corporation | Issuer | Stock Award | 4,055,011 | - |
| 2026-03-30 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,752,970 |
| 2026-03-27 | Manulife Financial Corporation | Issuer | Purchase | 270,000 | $9,149,760 |
| 2026-03-26 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,863,470 |
| 2026-03-25 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,893,050 |
| 2026-03-24 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,844,940 |
| 2026-03-23 | Manulife Financial Corporation | Issuer | Purchase | 172,311 | $5,947,314 |
| 2026-03-20 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,746,340 |
| 2026-03-19 | Manulife Financial Corporation | Issuer | Purchase | 22,200 | $753,201 |
| 2026-03-18 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,861,090 |
| 2026-03-17 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,876,390 |
| 2026-03-16 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,785,440 |
| 2026-03-13 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,707,240 |
| 2026-03-12 | Manulife Financial Corporation | Issuer | Purchase | 170,000 | $5,686,160 |
Manulife Financial Corporation
Issuer
2026-03-31
170,000 shares
·
$5,794,960
Manulife Financial Corporation
Issuer
2026-03-31
4,055,011 shares
Manulife Financial Corporation
Issuer
2026-03-30
170,000 shares
·
$5,752,970
Manulife Financial Corporation
Issuer
2026-03-27
270,000 shares
·
$9,149,760
Manulife Financial Corporation
Issuer
2026-03-26
170,000 shares
·
$5,863,470
Manulife Financial Corporation
Issuer
2026-03-25
170,000 shares
·
$5,893,050
Manulife Financial Corporation
Issuer
2026-03-24
170,000 shares
·
$5,844,940
Manulife Financial Corporation
Issuer
2026-03-23
172,311 shares
·
$5,947,314
Manulife Financial Corporation
Issuer
2026-03-20
170,000 shares
·
$5,746,340
Manulife Financial Corporation
Issuer
2026-03-19
22,200 shares
·
$753,201
Manulife Financial Corporation
Issuer
2026-03-18
170,000 shares
·
$5,861,090
Manulife Financial Corporation
Issuer
2026-03-17
170,000 shares
·
$5,876,390
Manulife Financial Corporation
Issuer
2026-03-16
170,000 shares
·
$5,785,440
Manulife Financial Corporation
Issuer
2026-03-13
170,000 shares
·
$5,707,240
Manulife Financial Corporation
Issuer
2026-03-12
170,000 shares
·
$5,686,160
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
2 analysts
RBC Capital
2025-11-14
Outperform
Outperform
Past News Coverage
Recent headlines mentioning MFC from our newsroom.
Newest → oldest
No matching news yet.