No connection

Search Results

MFC vs TRV

MFC
Manulife Financial Corporation
NEUTRAL
Price
$38.17
Market Cap
$63.83B
Sector
Financial Services
AI Confidence
85%
TRV
The Travelers Companies, Inc.
NEUTRAL
Price
$299.33
Market Cap
$64.73B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MFC
16.96
TRV
10.91
Forward P/E
MFC
10.5
TRV
10.53
P/B Ratio
MFC
1.84
TRV
1.98
P/S Ratio
MFC
2.06
TRV
1.33
EV/EBITDA
MFC
6.6
TRV
7.62

Profitability

Gross Margin
MFC
49.3%
TRV
29.37%
Operating Margin
MFC
133.47%
TRV
25.89%
Profit Margin
MFC
18.67%
TRV
12.88%
ROE
MFC
11.49%
TRV
20.7%
ROA
MFC
0.54%
TRV
3.71%

Growth

Revenue Growth
MFC
-34.9%
TRV
3.5%
Earnings Growth
MFC
-6.1%
TRV
23.4%

Financial Health

Debt/Equity
MFC
0.48
TRV
0.29
Current Ratio
MFC
4.74
TRV
0.36
Quick Ratio
MFC
1.55
TRV
0.19

Dividends

Dividend Yield
MFC
3.44%
TRV
1.47%
Payout Ratio
MFC
57.33%
TRV
15.86%

AI Verdict

MFC NEUTRAL

MFC presents a complex profile with a stable Piotroski F-Score of 4/9 and no Altman Z-Score available for distress analysis. While the stock shows strong long-term price appreciation and a highly attractive PEG ratio (0.78), it is currently trading at a premium to both its Graham Number ($32.43) and Intrinsic Value ($15.75). The severe YoY revenue decline (-34.90%) is a significant concern, though it is offset by a massive Q/Q recovery (+103.98%) and a sustainable dividend profile.

Strengths
Attractive PEG ratio (0.78) suggesting undervaluation relative to growth
Strong liquidity position with a Current Ratio of 4.74
Low Debt/Equity ratio (0.48) compared to sector averages
Risks
Significant YoY revenue contraction of -34.90%
Current price ($38.17) exceeds the Graham Number and Analyst Target Price ($34.75)
Bearish technical trend score (10/100) despite recent short-term gains
TRV NEUTRAL

TRV presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a stable but not strong health trajectory. The stock is currently trading almost exactly at its Graham Number ($305.57), suggesting it is fairly valued from a defensive standpoint, despite a much higher growth-based intrinsic value. While earnings growth and ROE are impressive, the outlook is dampened by bearish insider activity and a very weak technical trend. The company remains a solid value play, but lacks immediate bullish catalysts.

Strengths
Strong Return on Equity (ROE) of 20.70%
Attractive P/E ratio of 10.91 compared to broader financial sector averages
Consistent earnings beat track record with high average surprises (44.70% last 4 quarters)
Risks
Bearish insider sentiment with $16.54M in net sales and zero buys
Weak technical trend (10/100) suggesting strong downward momentum or stagnation
Sluggish revenue growth (3.50% YoY) compared to earnings growth

Compare Another Pair

MFC vs TRV: Head-to-Head Comparison

This page compares Manulife Financial Corporation (MFC) and The Travelers Companies, Inc. (TRV) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile