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JPM vs MFC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MFC
Manulife Financial Corporation
NEUTRAL
Price
$38.17
Market Cap
$63.83B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
MFC
16.96
Forward P/E
JPM
13.42
MFC
10.5
P/B Ratio
JPM
2.47
MFC
1.84
P/S Ratio
JPM
5.03
MFC
2.06
EV/EBITDA
JPM
--
MFC
6.6

Profitability

Gross Margin
JPM
0.0%
MFC
49.3%
Operating Margin
JPM
41.06%
MFC
133.47%
Profit Margin
JPM
33.91%
MFC
18.67%
ROE
JPM
16.13%
MFC
11.49%
ROA
JPM
1.35%
MFC
0.54%

Growth

Revenue Growth
JPM
2.5%
MFC
-34.9%
Earnings Growth
JPM
-3.6%
MFC
-6.1%

Financial Health

Debt/Equity
JPM
--
MFC
0.48
Current Ratio
JPM
--
MFC
4.74
Quick Ratio
JPM
--
MFC
1.55

Dividends

Dividend Yield
JPM
1.91%
MFC
3.44%
Payout Ratio
JPM
28.97%
MFC
57.33%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MFC NEUTRAL

MFC presents a complex profile with a stable Piotroski F-Score of 4/9 and no Altman Z-Score available for distress analysis. While the stock shows strong long-term price appreciation and a highly attractive PEG ratio (0.78), it is currently trading at a premium to both its Graham Number ($32.43) and Intrinsic Value ($15.75). The severe YoY revenue decline (-34.90%) is a significant concern, though it is offset by a massive Q/Q recovery (+103.98%) and a sustainable dividend profile.

Strengths
Attractive PEG ratio (0.78) suggesting undervaluation relative to growth
Strong liquidity position with a Current Ratio of 4.74
Low Debt/Equity ratio (0.48) compared to sector averages
Risks
Significant YoY revenue contraction of -34.90%
Current price ($38.17) exceeds the Graham Number and Analyst Target Price ($34.75)
Bearish technical trend score (10/100) despite recent short-term gains

Compare Another Pair

JPM vs MFC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Manulife Financial Corporation (MFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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