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MFC vs V

MFC
Manulife Financial Corporation
NEUTRAL
Price
$38.17
Market Cap
$63.83B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MFC
16.96
V
28.35
Forward P/E
MFC
10.5
V
20.79
P/B Ratio
MFC
1.84
V
15.09
P/S Ratio
MFC
2.06
V
14.08
EV/EBITDA
MFC
6.6
V
20.06

Profitability

Gross Margin
MFC
49.3%
V
97.78%
Operating Margin
MFC
133.47%
V
68.3%
Profit Margin
MFC
18.67%
V
50.23%
ROE
MFC
11.49%
V
53.95%
ROA
MFC
0.54%
V
18.36%

Growth

Revenue Growth
MFC
-34.9%
V
14.6%
Earnings Growth
MFC
-6.1%
V
17.4%

Financial Health

Debt/Equity
MFC
0.48
V
0.55
Current Ratio
MFC
4.74
V
1.11
Quick Ratio
MFC
1.55
V
0.72

Dividends

Dividend Yield
MFC
3.44%
V
0.89%
Payout Ratio
MFC
57.33%
V
22.91%

AI Verdict

MFC NEUTRAL

MFC presents a complex profile with a stable Piotroski F-Score of 4/9 and no Altman Z-Score available for distress analysis. While the stock shows strong long-term price appreciation and a highly attractive PEG ratio (0.78), it is currently trading at a premium to both its Graham Number ($32.43) and Intrinsic Value ($15.75). The severe YoY revenue decline (-34.90%) is a significant concern, though it is offset by a massive Q/Q recovery (+103.98%) and a sustainable dividend profile.

Strengths
Attractive PEG ratio (0.78) suggesting undervaluation relative to growth
Strong liquidity position with a Current Ratio of 4.74
Low Debt/Equity ratio (0.48) compared to sector averages
Risks
Significant YoY revenue contraction of -34.90%
Current price ($38.17) exceeds the Graham Number and Analyst Target Price ($34.75)
Bearish technical trend score (10/100) despite recent short-term gains
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MFC vs V: Head-to-Head Comparison

This page compares Manulife Financial Corporation (MFC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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