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ONB vs ZION

ONB
Old National Bancorp
BULLISH
Price
$23.77
Market Cap
$9.26B
Sector
Financial Services
AI Confidence
75%
ZION
Zions Bancorporation, National Association
NEUTRAL
Price
$62.63
Market Cap
$9.21B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
ONB
13.58
ZION
9.73
Forward P/E
ONB
8.3
ZION
9.4
P/B Ratio
ONB
1.12
ZION
1.3
P/S Ratio
ONB
4.03
ZION
2.72
EV/EBITDA
ONB
--
ZION
--

Profitability

Gross Margin
ONB
0.0%
ZION
0.0%
Operating Margin
ONB
47.64%
ZION
36.1%
Profit Margin
ONB
29.09%
ZION
28.36%
ROE
ONB
9.02%
ZION
14.12%
ROA
ONB
1.06%
ZION
1.09%

Growth

Revenue Growth
ONB
41.4%
ZION
10.2%
Earnings Growth
ONB
17.2%
ZION
38.1%

Financial Health

Debt/Equity
ONB
--
ZION
--
Current Ratio
ONB
--
ZION
--
Quick Ratio
ONB
--
ZION
--

Dividends

Dividend Yield
ONB
2.44%
ZION
2.87%
Payout Ratio
ONB
31.28%
ZION
27.64%

AI Verdict

ONB BULLISH

ONB presents a compelling value opportunity, trading significantly below its Graham Number ($28.90) and Intrinsic Value ($51.62). While the Piotroski F-Score of 4/9 indicates stable but not strong financial health, the company is exhibiting explosive revenue growth of 41.4% and a consistent history of earnings beats. Despite a bearish technical trend and a significant $50M insider sale, the low forward P/E of 8.30 and sustainable dividend payout suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional revenue growth (41.4% YoY) and strong Q/Q earnings growth
Consistent earnings track record with 3/4 recent beats and long-term surprise history
Risks
Bearish technical trend (0/100) suggesting short-term price pressure
Significant insider selling ($50M sale by trustee) indicating lack of internal confidence
Moderate Piotroski F-Score (4/9) suggests room for improvement in operational efficiency
ZION NEUTRAL

ZION presents a stark contrast between deep valuation discounts and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($83.55) and Intrinsic Value ($189.98), the low health score and bearish insider sentiment suggest underlying operational risks. Strong year-over-year earnings growth of 38.10% provides a bullish catalyst, but this is offset by a high PEG ratio of 4.29 and a very bearish technical trend. The overall outlook is neutral as the valuation margin of safety battles fundamental fragility.

Strengths
Significant undervaluation relative to Graham Number ($83.55) and Intrinsic Value ($189.98)
Strong YoY earnings growth of 38.10%
Low P/E ratio (9.73) compared to broader financial sector averages
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 2/9
Bearish insider activity with multiple officer sales and zero buys
Very weak technical trend (10/100) suggesting strong downward momentum

Compare Another Pair

ONB vs ZION: Head-to-Head Comparison

This page compares Old National Bancorp (ONB) and Zions Bancorporation, National Association (ZION) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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