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ORI vs WULF

ORI
Old Republic International Corporation
NEUTRAL
Price
$39.95
Market Cap
$9.73B
Sector
Financial Services
AI Confidence
85%
WULF
TeraWulf Inc.
BEARISH
Price
$20.37
Market Cap
$9.98B
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
ORI
9.84
WULF
--
Forward P/E
ORI
11.98
WULF
5092.5
P/B Ratio
ORI
1.64
WULF
60.99
P/S Ratio
ORI
1.03
WULF
59.24
EV/EBITDA
ORI
7.21
WULF
-130.71

Profitability

Gross Margin
ORI
63.49%
WULF
50.93%
Operating Margin
ORI
17.97%
WULF
-210.53%
Profit Margin
ORI
10.83%
WULF
0.0%
ROE
ORI
17.28%
WULF
-343.69%
ROA
ORI
2.95%
WULF
-2.55%

Growth

Revenue Growth
ORI
13.5%
WULF
2.4%
Earnings Growth
ORI
34.7%
WULF
--

Financial Health

Debt/Equity
ORI
0.27
WULF
36.99
Current Ratio
ORI
0.59
WULF
2.0
Quick Ratio
ORI
0.19
WULF
1.88

Dividends

Dividend Yield
ORI
3.15%
WULF
--
Payout Ratio
ORI
29.19%
WULF
0.0%

AI Verdict

ORI NEUTRAL

Old Republic International Corporation presents a stark dichotomy between deep value and deteriorating operational health. While the company trades significantly below its Graham Number ($47.18) and Intrinsic Value ($119.77) with a low P/E of 9.84, the Piotroski F-Score of 2/9 indicates severe weakness in financial health and operational trends. Strong earnings growth (34.7% YoY) and a consistent track record of EPS beats are currently offset by a bearish technical trend (0/100) and negative insider sentiment. The stock appears to be a value play with significant underlying quality risks.

Strengths
Attractive valuation with P/E of 9.84 and trading below Graham Number
Strong profitability with ROE of 17.28% and Gross Margin of 63.49%
Impressive earnings growth trajectory (34.7% YoY and 61% Q/Q EPS growth)
Risks
Critical operational weakness indicated by a Piotroski F-Score of 2/9
Poor short-term liquidity with a Current Ratio of 0.59 and Quick Ratio of 0.19
Bearish technical momentum (Technical Trend score of 0/100)
WULF BEARISH

TeraWulf exhibits critical financial instability, highlighted by a Piotroski F-Score of 1/9, indicating severe deterioration in fundamental health. The company's valuation is completely detached from its operational reality, with a Price/Sales ratio of 59.24 and a Forward P/E of 5092.50 despite an operating margin of -210.53%. While analysts maintain a 'strong_buy' rating and historical price action has been explosive, the combination of catastrophic EPS growth (-800% YoY) and significant insider selling by the CEO and CFO suggests a speculative bubble.

Strengths
Strong historical 1-year price appreciation (+630.1%)
Positive gross margin of 50.93%
Healthy short-term liquidity with a current ratio of 2.00
Risks
Extreme valuation multiples (P/B 60.99, P/S 59.24) indicating massive overvaluation
Severe operational inefficiency with an operating margin of -210.53%
Critical financial health as evidenced by a Piotroski F-Score of 1/9

Compare Another Pair

ORI vs WULF: Head-to-Head Comparison

This page compares Old Republic International Corporation (ORI) and TeraWulf Inc. (WULF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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