ORI
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 9.84, Graham Number $47.18
- P/E well below sector average
- Price < Graham Number
- Price << Intrinsic Value
- Forward P/E is slightly higher than trailing P/E
Ref Growth rates and EPS progression
- Strong YoY Revenue growth (13.5%)
- Accelerating EPS growth (63% YoY)
- PEG ratio of 1.39 suggests growth is partially priced in
Ref Historical earnings surprises
- Exceptional 25-quarter earnings track record
- Strong 5-year price appreciation (+133.9%)
Ref Piotroski F-Score and Liquidity ratios
- Low Debt/Equity ratio
- Piotroski F-Score of 2/9 is critically low
- Very low Quick Ratio (0.19)
Ref Yield and Payout Ratio
- Sustainable payout ratio (29.19%)
- Low dividend strength score (35/100)
- Modest yield (3.15%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ORI and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ORI
Old Republic International Corporation
Primary
|
+133.9% | +91.6% | +15.7% | +9.0% | +0.1% | +0.1% |
|
JEF
Jefferies Financial Group Inc.
Peer
|
+76.5% | +63.9% | +5.5% | -12.0% | +21.4% | +1.1% |
|
WULF
TeraWulf Inc.
Peer
|
+143.3% | +1324.5% | +630.1% | +58.1% | +25.6% | +5.5% |
|
UMBF
UMB Financial Corporation
Peer
|
+40.1% | +105.6% | +31.3% | +11.3% | +13.9% | +0.0% |
|
XP
XP Inc.
Peer
|
-44.1% | +60.4% | +31.7% | +15.4% | +2.1% | -7.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ORI
Old Republic International...
|
NEUTRAL | $9.73B | 9.84 | 17.3% | 10.8% | $39.95 | |
|
JEF
Jefferies Financial Group Inc.
|
NEUTRAL | $9.84B | 16.15 | -% | 23.0% | $48.14 | Compare |
|
WULF
TeraWulf Inc.
|
BEARISH | $9.98B | - | -343.7% | -% | $20.37 | Compare |
|
UMBF
UMB Financial Corporation
|
BULLISH | $9.45B | 13.36 | 12.6% | 28.1% | $124.16 | Compare |
|
XP
XP Inc.
|
BULLISH | $10.15B | 10.12 | 23.7% | 29.1% | $19.63 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-11 | DARE THOMAS | General Counsel | Stock Award | 2,752 | - |
| 2026-03-11 | MONROE CAROLYN | Officer | Stock Award | 2,892 | - |
| 2026-03-11 | LANGE JEFFREY | Officer | Stock Award | 2,752 | - |
| 2026-03-11 | SODARO FRANK JOSEPH | Chief Financial Officer | Stock Award | 2,752 | - |
| 2026-03-11 | SMIDDY CRAIG R | Chief Executive Officer | Stock Award | 9,123 | - |
| 2026-03-11 | OBERST STEPHEN J | Officer | Stock Award | 3,679 | - |
| 2026-03-11 | GRAY WILLIAM TODD | Officer and Treasurer | Stock Award | 3,250 | - |
| 2026-03-06 | DARE THOMAS | General Counsel | Stock Award | 3,008 | - |
| 2026-03-06 | MONROE CAROLYN | Officer | Stock Award | 2,907 | - |
| 2026-03-06 | LANGE JEFFREY | Officer | Stock Award | 3,008 | - |
| 2026-03-06 | SODARO FRANK JOSEPH | Chief Financial Officer | Stock Award | 3,008 | - |
| 2026-03-06 | SMIDDY CRAIG R | Chief Executive Officer | Stock Award | 9,628 | - |
| 2026-03-06 | OBERST STEPHEN J | Officer | Stock Award | 4,010 | - |
| 2026-03-06 | GRAY WILLIAM TODD | Officer and Treasurer | Stock Award | 3,509 | - |
| 2026-03-02 | SMITH ERIC JOHN | Director | Purchase | 1,135 | $48,917 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
Old Republic International Corporation is a Chicago-based holding company operating primarily through its Specialty Insurance and Title Insurance segments. The company recently streamlined its portfolio by selling the Republic Financial Indemnity Group (RFIG) Run-off business on May 31, 2024. While specific financial metrics were not provided in the excerpts, the company's risk profile is centered on its insurance underwriting activities and related services.
As of September 30, 2025, Old Republic International Corporation's total assets grew to $30.3 billion, driven by an increase in total investments to $16.8 billion. Policy liabilities also rose during the period, with loss and loss adjustment expense reserves increasing to $14.8 billion. While the filing includes a section for risk factors, specific details were not provided in the excerpt.
As of June 30, 2025, Old Republic International Corporation reported total assets of $29.3 billion, supported by a total investment portfolio of $16.2 billion. Policy liabilities increased during the period, with loss and loss adjustment expense reserves rising to $14.4 billion and unearned premiums increasing to $4.0 billion. While the filing includes a section for risk factors, specific details were not provided in the available excerpt.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning ORI from our newsroom.