XP
BULLISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 10.12, Graham Number $20.01, Intrinsic Value $55.17
- P/E significantly below sector average
- Trading near Graham Number
- Price/Sales ratio of 0.57 is very low
- Price/Book of 2.16 is moderate
Ref Revenue Growth 13.30%, Earnings Growth 14.10%
- Steady YoY Revenue growth (13.3%)
- Positive Forward P/E (7.93) suggests earnings growth
- Growth rates are stable but not explosive
Ref 5Y Change -44.1%, 1Y Change +31.7%
- Strong 1Y return (+31.7%)
- Consistent quarterly earnings beats over 25 quarters
- Poor 5Y performance (-44.1%)
Ref Piotroski F-Score 7/9, Debt/Equity 6.31
- Piotroski F-Score of 7/9
- Healthy Current Ratio (1.34)
- High Debt/Equity ratio (6.31)
Ref Yield 0.92%, Payout 10.15%
- Very low payout ratio (10.15%) indicates high sustainability
- Low dividend yield (0.92%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for XP and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
XP
XP Inc.
Primary
|
-44.1% | +60.4% | +31.7% | +15.4% | +2.1% | -7.0% |
|
WULF
TeraWulf Inc.
Peer
|
+143.3% | +1324.5% | +630.1% | +58.1% | +25.6% | +5.5% |
|
SEIC
SEI Investments Company
Peer
|
+56.6% | +50.5% | +19.3% | +4.8% | +7.9% | +6.0% |
|
AFG
American Financial Group, Inc.
Peer
|
+147.1% | +12.2% | +0.9% | +4.0% | -6.8% | -2.5% |
|
UMBF
UMB Financial Corporation
Peer
|
+47.3% | +122.5% | +38.1% | +10.8% | +10.7% | +2.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q3 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
XP
XP Inc.
|
BULLISH | $10.15B | 10.12 | 23.7% | 29.1% | $19.63 | |
|
WULF
TeraWulf Inc.
|
BEARISH | $9.98B | - | -343.7% | -% | $20.37 | Compare |
|
SEIC
SEI Investments Company
|
NEUTRAL | $10.37B | 15.06 | 29.0% | 31.1% | $84.79 | Compare |
|
AFG
American Financial Group, Inc.
|
NEUTRAL | $10.66B | 13.48 | 16.9% | 10.0% | $127.79 | Compare |
|
UMBF
UMB Financial Corporation
|
BULLISH | $9.37B | 13.37 | 12.6% | 28.1% | $123.04 | Compare |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
XP Inc. submitted its annual 20-F filing on April 26, 2024, providing a comprehensive overview of its financial performance and operational results. The report details the company's financial highlights and outlines the primary risk factors impacting its business model and market position.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning XP from our newsroom.