No connection

Search Results

OVLY vs V

OVLY
Oak Valley Bancorp
NEUTRAL
Price
$34.65
Market Cap
$291.5M
Sector
Financial Services
AI Confidence
80%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OVLY
12.03
V
28.35
Forward P/E
OVLY
--
V
20.79
P/B Ratio
OVLY
1.37
V
15.09
P/S Ratio
OVLY
3.6
V
14.08
EV/EBITDA
OVLY
--
V
20.06

Profitability

Gross Margin
OVLY
0.0%
V
97.78%
Operating Margin
OVLY
41.34%
V
68.3%
Profit Margin
OVLY
29.55%
V
50.23%
ROE
OVLY
12.22%
V
53.95%
ROA
OVLY
1.22%
V
18.36%

Growth

Revenue Growth
OVLY
5.9%
V
14.6%
Earnings Growth
OVLY
5.5%
V
17.4%

Financial Health

Debt/Equity
OVLY
--
V
0.55
Current Ratio
OVLY
--
V
1.11
Quick Ratio
OVLY
--
V
0.72

Dividends

Dividend Yield
OVLY
2.17%
V
0.89%
Payout Ratio
OVLY
20.83%
V
22.91%

AI Verdict

OVLY NEUTRAL

OVLY presents a valuation disconnect, with a stable Piotroski F-Score of 4/9 and a current price of $34.65 trading significantly below its Graham Number ($40.42) and Intrinsic Value ($43.92). While fundamental profitability is healthy with an ROE of 12.22% and a very sustainable dividend payout ratio of 20.83%, the outlook is tempered by a highly bearish technical trend score (10/100) and net bearish insider activity. The company shows steady but modest growth, positioning it as a value play that is currently facing technical headwinds.

Strengths
Trading at a discount to Graham Number ($40.42) and Intrinsic Value ($43.92)
Strong profitability metrics for a regional bank (ROE 12.22%, ROA 1.22%)
Highly sustainable dividend payout ratio at 20.83%
Risks
Severely bearish technical trend score (10/100) suggesting potential momentum reversal
Net bearish insider sentiment with recent director sales
Modest revenue and earnings growth (approx 5-6% YoY)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OVLY vs V: Head-to-Head Comparison

This page compares Oak Valley Bancorp (OVLY) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile