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OXLC vs V

OXLC
Oxford Lane Capital Corp.
BEARISH
Price
$10.26
Market Cap
$1.0B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OXLC
23.32
V
28.35
Forward P/E
OXLC
2.31
V
20.79
P/B Ratio
OXLC
0.53
V
15.09
P/S Ratio
OXLC
2.05
V
14.08
EV/EBITDA
OXLC
--
V
20.06

Profitability

Gross Margin
OXLC
100.0%
V
97.78%
Operating Margin
OXLC
72.75%
V
68.3%
Profit Margin
OXLC
0.77%
V
50.23%
ROE
OXLC
0.22%
V
53.95%
ROA
OXLC
9.09%
V
18.36%

Growth

Revenue Growth
OXLC
29.5%
V
14.6%
Earnings Growth
OXLC
-77.9%
V
17.4%

Financial Health

Debt/Equity
OXLC
0.38
V
0.55
Current Ratio
OXLC
0.61
V
1.11
Quick Ratio
OXLC
0.61
V
0.72

Dividends

Dividend Yield
OXLC
23.39%
V
0.89%
Payout Ratio
OXLC
1215.91%
V
22.91%

AI Verdict

OXLC BEARISH

OXLC presents a classic 'yield trap' profile, characterized by a stable Piotroski F-Score of 4/9 but severe fundamental deterioration. While the stock trades at a significant discount to book value (P/B 0.53) and below its Graham Number ($13.78), these value metrics are overshadowed by a catastrophic payout ratio of 1215.91% and a 77.9% YoY collapse in earnings. The technical trend is completely bearish (0/100), and the massive dividend yield is unsustainable given the current earnings trajectory.

Strengths
Significant discount to book value (P/B 0.53)
Strong year-over-year revenue growth of 29.50%
Current price is below the Graham Number defensive fair value
Risks
Unsustainable dividend payout ratio (1215.91%)
Severe earnings contraction (-77.9% YoY)
Poor liquidity indicated by a current ratio of 0.61
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OXLC vs V: Head-to-Head Comparison

This page compares Oxford Lane Capital Corp. (OXLC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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