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PEBO vs V

PEBO
Peoples Bancorp Inc.
NEUTRAL
Price
$33.66
Market Cap
$1.21B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
PEBO
11.26
V
28.35
Forward P/E
PEBO
9.48
V
20.79
P/B Ratio
PEBO
0.97
V
15.09
P/S Ratio
PEBO
2.9
V
14.08
EV/EBITDA
PEBO
--
V
20.06

Profitability

Gross Margin
PEBO
0.0%
V
97.78%
Operating Margin
PEBO
38.01%
V
68.3%
Profit Margin
PEBO
25.6%
V
50.23%
ROE
PEBO
9.21%
V
53.95%
ROA
PEBO
1.13%
V
18.36%

Growth

Revenue Growth
PEBO
3.7%
V
14.6%
Earnings Growth
PEBO
17.0%
V
17.4%

Financial Health

Debt/Equity
PEBO
--
V
0.55
Current Ratio
PEBO
--
V
1.11
Quick Ratio
PEBO
--
V
0.72

Dividends

Dividend Yield
PEBO
4.87%
V
0.89%
Payout Ratio
PEBO
54.52%
V
22.91%

AI Verdict

PEBO NEUTRAL

PEBO presents a classic value disconnect, trading significantly below its Graham Number ($48.2) and Intrinsic Value ($88.21). While the Piotroski F-Score of 4/9 indicates stable financial health and the dividend yield of 4.87% is attractive, the stock is currently plagued by a bearish technical trend (10/100) and negative insider sentiment. Strong earnings growth (17% YoY) is offset by sluggish top-line revenue growth. Overall, it is a fundamentally sound regional bank trading at a discount, but it lacks an immediate bullish catalyst.

Strengths
Trading below book value (P/B 0.97)
Strong earnings growth (17% YoY)
Attractive dividend yield (4.87%) with a sustainable payout ratio (54.52%)
Risks
Bearish insider activity with recent sales by directors and general counsel
Extremely weak technical trend (10/100) suggesting strong selling pressure
Slow top-line revenue growth (3.7% YoY) compared to earnings
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

PEBO vs V: Head-to-Head Comparison

This page compares Peoples Bancorp Inc. (PEBO) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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