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TCPC vs V

TCPC
BlackRock TCP Capital Corp.
BEARISH
Price
$4.34
Market Cap
$366.0M
Sector
Financial Services
AI Confidence
90%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
TCPC
--
V
28.35
Forward P/E
TCPC
6.65
V
20.79
P/B Ratio
TCPC
0.61
V
15.09
P/S Ratio
TCPC
1.81
V
14.08
EV/EBITDA
TCPC
--
V
20.06

Profitability

Gross Margin
TCPC
100.0%
V
97.78%
Operating Margin
TCPC
86.17%
V
68.3%
Profit Margin
TCPC
-44.07%
V
50.23%
ROE
TCPC
-12.86%
V
53.95%
ROA
TCPC
6.15%
V
18.36%

Growth

Revenue Growth
TCPC
-28.3%
V
14.6%
Earnings Growth
TCPC
--
V
17.4%

Financial Health

Debt/Equity
TCPC
1.73
V
0.55
Current Ratio
TCPC
6.66
V
1.11
Quick Ratio
TCPC
6.48
V
0.72

Dividends

Dividend Yield
TCPC
21.2%
V
0.89%
Payout Ratio
TCPC
377.78%
V
22.91%

AI Verdict

TCPC BEARISH

TCPC exhibits severe financial deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a bearish technical trend of 0/100. While the stock trades at a significant discount to book value (P/B 0.61), this appears to be a value trap given the collapsing revenue (-28.30%) and EPS (-30.0%). Most critically, the 21.20% dividend yield is unsustainable, evidenced by a payout ratio of 377.78%, indicating the company is returning capital it is not earning. The combination of negative ROE and declining growth suggests a fundamental breakdown in the business model.

Strengths
Significant discount to book value (P/B 0.61)
Strong short-term liquidity (Current Ratio 6.66)
Low forward P/E ratio of 6.65
Risks
Unsustainable dividend payout ratio (377.78%)
Severe revenue contraction (-28.30% YoY)
Deteriorating financial health (Piotroski F-Score 2/9)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

TCPC vs V: Head-to-Head Comparison

This page compares BlackRock TCP Capital Corp. (TCPC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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