ECF
BULLISH
$12.42
Live
Ellsworth Growth and Income Fund Ltd. · AMEX
$8.88
52W Range
$12.65
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 26, 2026
Market cap
$169.79M
P/E
3.47
ROE
25.3%
Profit margin
866.9%
Debt/Equity
N/A
Dividend yield
6.12%
AI Analysis
AI-powered fundamental assessment
Confidence
75%
ECF exhibits a stable financial profile with a Piotroski F-Score of 5/9 and extreme fundamental undervaluation. The stock trades at a significant discount to its Graham Number ($32.46) and Intrinsic Value ($105.61), supported by a very low P/E of 3.47 and a Price/Book ratio of 0.95. While insider sentiment is bearish and technical trends are weak, the strong ROE of 25.33% and a highly sustainable dividend payout ratio of 16.48% suggest a compelling value opportunity.
Key Strengths
Extreme valuation discount (P/E 3.47, P/B 0.95)
Strong Return on Equity (ROE) of 25.33%
Highly sustainable dividend payout ratio (16.48%)
Massive earnings growth (YoY +270.40%)
Strong 1-year price performance (+50.1%)
Key Risks
Bearish insider activity with consistent selling by 10% owners
Very weak technical trend score (10/100)
Negative revenue growth (-3.70% YoY)
Low ROA (1.19%) typical of asset management but limits efficiency
Lack of analyst coverage and target price guidance
AI Fair Value Estimate
Based on comprehensive analysis
$28.5
+129.5% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
75
Strong
95
60
85
55
80
AI Verdict
Strong Value Play
Key drivers: Deep discount to book and intrinsic value, Sustainable dividend yield, Stable Piotroski health score
Confidence
80%
Value
95/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 3.47 is far below sector average
- Trading below book value (P/B 0.95)
- Current price is ~62% below Graham Number
Watchpoints
- High Price/Sales ratio (though common for CEFs)
Future
60/100
Ref Growth rates
Positives
- Explosive earnings growth (270%)
Watchpoints
- Slightly declining revenue growth
- Bearish technical momentum
Past
85/100
Ref Historical trends
Positives
- Strong 1Y (+50.1%) and 3Y (+90.3%) returns
Watchpoints
No urgent risks highlighted.
Health
55/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score of 5/9 indicates stability
- Healthy current ratio (1.41)
Watchpoints
- Altman Z-Score unavailable for definitive distress analysis
Dividend
80/100
Ref Yield, Payout
Positives
- Attractive 6.12% yield
- Very low payout ratio (16.48%) providing high safety
Watchpoints
No urgent risks highlighted.
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$12.42
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ECF and closest competitors.
Updated 2026-04-24
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ECF
Ellsworth Growth and Income Fund Ltd.
Primary
|
+25.1% | +90.3% | +50.1% | +9.1% | +8.4% | +2.2% |
|
RBKB
Rhinebeck Bancorp, Inc.
Peer
|
+48.1% | +104.1% | +50.1% | +49.1% | +1.6% | -1.3% |
|
MNSB
MainStreet Bancshares, Inc.
Peer
|
+21.1% | +10.2% | +54.8% | +21.7% | +7.0% | +2.6% |
|
CANG
Cango Inc.
Peer
|
-61.3% | -26.8% | -80.0% | -80.0% | -2.1% | +13.8% |
|
WHF
WhiteHorse Finance, Inc.
Peer
|
-9.9% | -6.8% | -10.8% | +13.8% | +5.8% | -1.7% |
ECF
Ellsworth Growth and Income Fund Ltd.
Primary
5Y
+25.1%
3Y
+90.3%
1Y
+50.1%
6M
+9.1%
1M
+8.4%
1W
+2.2%
RBK
Rhinebeck Bancorp, Inc.
Peer
5Y
+48.1%
3Y
+104.1%
1Y
+50.1%
6M
+49.1%
1M
+1.6%
1W
-1.3%
MNS
MainStreet Bancshares, Inc.
Peer
5Y
+21.1%
3Y
+10.2%
1Y
+54.8%
6M
+21.7%
1M
+7.0%
1W
+2.6%
CAN
Cango Inc.
Peer
5Y
-61.3%
3Y
-26.8%
1Y
-80.0%
6M
-80.0%
1M
-2.1%
1W
+13.8%
WHF
WhiteHorse Finance, Inc.
Peer
5Y
-9.9%
3Y
-6.8%
1Y
-10.8%
6M
+13.8%
1M
+5.8%
1W
-1.7%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
3.47
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.95
P/S Ratio
30.24
EV/Revenue
35.36
EV/EBITDA
N/A
Market Cap
$169.79M
Profitability
Profit margins and return metrics
Profit Margin
866.87%
Operating Margin
65.22%
Gross Margin
100.0%
ROE
25.33%
ROA
1.19%
Growth
Revenue and earnings growth rates
Revenue Growth
-3.7%
Earnings Growth
+270.4%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
+245.7%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
1.41
Good
Quick Ratio
1.37
Good
Cash/Share
$0.07
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q3 2025
Total Assets
$0.2B
Liabilities
$0.0B
Equity
$0.2B
Debt/Equity
0.01x
Financial Services Sector Comparison
Comparing ECF against 697 companies in the Financial Services sector
(120 bullish, 285 neutral, 292 bearish)
P/E Ratio
3.47
This Stock
vs
38.65
Sector Avg
-91.0%
(Discount)
Return on Equity (ROE)
25.33%
This Stock
vs
-2.77%
Sector Avg
-1015.4%
(Below Avg)
Profit Margin
866.87%
This Stock
vs
60.34%
Sector Avg
+1336.5%
(Superior)
Revenue Growth
-3.7%
This Stock
vs
39.95%
Sector Avg
-109.3%
(Slower)
Current Ratio
1.41
This Stock
vs
3.42
Sector Avg
-58.8%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ECF
Ellsworth Growth and...
|
BULLISH | $169.79M | 3.47 | 25.3% | 866.9% | $12.42 | |
|
RBKB
Rhinebeck Bancorp, Inc.
|
NEUTRAL | $171.42M | 16.71 | 7.8% | 19.4% | $15.37 | Compare |
|
MNSB
MainStreet Bancshares, Inc.
|
NEUTRAL | $171.52M | 13.23 | 7.3% | 21.2% | $23.29 | Compare |
|
CANG
Cango Inc.
|
BEARISH | $172.7M | - | -95.2% | -90.4% | $0.42 | Compare |
|
WHF
WhiteHorse Finance, Inc.
|
NEUTRAL | $165.87M | 12.03 | 5.3% | 19.7% | $7.46 | Compare |
ECF
Ellsworth Growth...
BULLISH
Mkt Cap
$170M
P/E
3.5
ROE
25.3%
Price
$12.42
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-18 | SABA CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | 20,663 | $251,505 |
| 2026-02-13 | SABA CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | 7,532 | $92,267 |
| 2026-02-11 | SABA CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | 14,110 | $172,706 |
| 2026-02-06 | SABA CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | 34,042 | $407,350 |
| 2025-12-17 | DINSMORE JAMES ANDREW | President | Purchase | 200 | $2,320 |
| 2025-11-07 | SABA CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Purchase | 33,764 | $410,233 |
SABA CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2026-02-18
20,663 shares
·
$251,505
SABA CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2026-02-13
7,532 shares
·
$92,267
SABA CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2026-02-11
14,110 shares
·
$172,706
SABA CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2026-02-06
34,042 shares
·
$407,350
DINSMORE JAMES ANDREW
President
2025-12-17
200 shares
·
$2,320
SABA CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2025-11-07
33,764 shares
·
$410,233
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
Data sourced from SEC EDGAR. AI summaries generated automatically.
Past News Coverage
Recent headlines mentioning ECF from our newsroom.
Newest → oldest
No matching news yet.