RBKB
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 16.71, Graham Number $16.15, Intrinsic Value $6.44
- P/E of 16.71 is reasonable for the sector
- Price is below Graham Number
- Price is >100% above growth-based intrinsic value
Ref Revenue Growth (YoY) 96.90%
- Massive YoY revenue growth (96.9%)
- Strong Q/Q momentum (69%)
- Sustainability of near-100% growth in regional banking is questionable
Ref 1Y Change +50.1%
- Strong 1Y (+50.1%) and 3Y (+104.1%) returns
- Recent short-term momentum is fading
Ref Piotroski F-Score 4/9, ROA 0.79%
- Piotroski F-Score of 4/9 indicates stability
- ROA is below the 1% benchmark for healthy regional banks
Ref Dividend Yield N/A
- No dividend payments
- 0/100 dividend strength score
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for RBKB and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
RBKB
Rhinebeck Bancorp, Inc.
Primary
|
+48.1% | +104.1% | +50.1% | +49.1% | +1.6% | -1.3% |
|
MNSB
MainStreet Bancshares, Inc.
Peer
|
+21.1% | +10.2% | +54.8% | +21.7% | +7.0% | +2.6% |
|
ANTA
Antalpha Platform Holding Compa
Peer
|
-42.3% | -42.3% | -42.3% | -38.0% | -17.0% | -5.7% |
|
BSL
Blackstone Senior Floating Rate 2027 Term Fund
Peer
|
+39.0% | +38.7% | +2.4% | -0.7% | +0.8% | -0.5% |
|
BCIC
BCP Investment Corp.
Peer
|
+23.2% | -13.6% | -12.9% | +7.6% | +6.1% | +1.7% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
RBKB
Rhinebeck Bancorp, Inc.
|
NEUTRAL | $171.42M | 16.71 | 7.8% | 19.4% | $15.37 | |
|
MNSB
MainStreet Bancshares, Inc.
|
NEUTRAL | $171.52M | 13.23 | 7.3% | 21.2% | $23.29 | Compare |
|
ANTA
Antalpha Platform Holding Compa
|
BEARISH | $174.98M | 9.85 | 19.6% | 24.3% | $7.39 | Compare |
|
BSL
Blackstone Senior Floating...
|
BEARISH | $176.37M | 14.26 | 6.4% | 48.3% | $13.55 | Compare |
|
BCIC
BCP Investment Corp.
|
NEUTRAL | $165.56M | 8.04 | 7.9% | 28.4% | $12.55 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-12-03 | BRONZI PHILIP J | Officer | Sale | 5,046 | $55,919 |
| 2025-11-06 | NIHILL KEVIN M | Chief Financial Officer | Purchase | 1,000 | $9,670 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
As of September 30, 2025, RBKB's total assets increased 4.8% to $1.32 billion, driven primarily by a 176% surge in cash and cash equivalents to $103.5 million. Net loans grew slightly to $977.6 million, with expansions in commercial and residential real estate offset by a $62.2 million decrease in consumer loans. No specific risk factors were provided in the available excerpts.
As of June 30, 2025, RBKB reported total assets of $1.27 billion, a 1.5% increase driven primarily by a 139.1% surge in cash and cash equivalents to $89.6 million. Net loans decreased 1.1% to $960.8 million, as a $40 million decline in consumer loans was partially offset by growth in commercial and residential real estate portfolios. No specific risk factors were detailed in the provided excerpt.
Past News Coverage
Recent headlines mentioning RBKB from our newsroom.