ERC
BULLISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E, P/B, Graham Number
- Price is ~37% below Graham Number
- P/E is significantly lower than sector average (9.57 vs 38.42)
- Price/Sales is relatively high at 8.90
Ref Growth rates and Technical Trend
- Exceptional earnings growth (47.7%)
- Declining revenue growth
- Bearish technical momentum
Ref Historical trends
- Positive 1Y, 3Y, and 5Y price performance
- Recent short-term weakness (1W change -1.0%)
Ref Piotroski F-Score and Liquidity Ratios
- Piotroski F-Score 6/9 (Stable)
- Manageable Debt/Equity (0.42)
- Critical Current/Quick Ratio (0.07)
Ref Yield, Payout
- High yield of 9.45%
- Payout ratio near 90% suggests limited safety margin
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ERC and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ERC
Allspring Multi-Sector Income Fund
Primary
|
+15.0% | +33.4% | +11.0% | +2.3% | +2.7% | -1.0% |
|
SNFCA
Security National Financial Corporation
Peer
|
+46.0% | +64.2% | +15.6% | +24.0% | +5.8% | +3.2% |
|
FRAF
Franklin Financial Services Corporation
Peer
|
+132.8% | +113.9% | +66.6% | +26.9% | +14.2% | +10.2% |
|
MYFW
First Western Financial, Inc.
Peer
|
+0.8% | +49.4% | +50.1% | +13.7% | +10.2% | +3.4% |
|
FCT
First Trust Senior Floating Rate Income Fund II
Peer
|
+34.6% | +41.6% | +12.5% | +7.4% | +2.7% | 0.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ERC
Allspring Multi-Sector Income Fund
|
BULLISH | $257.81M | 9.57 | 9.7% | 93.5% | $9.19 | |
|
SNFCA
Security National...
|
BULLISH | $256.56M | 7.83 | 8.1% | 9.3% | $9.86 | Compare |
|
FRAF
Franklin Financial...
|
BULLISH | $255.82M | 11.55 | 13.3% | 24.7% | $56.95 | Compare |
|
MYFW
First Western Financial, Inc.
|
NEUTRAL | $260.12M | 19.94 | 5.1% | 13.6% | $26.72 | Compare |
|
FCT
First Trust Senior...
|
NEUTRAL | $254.38M | 15.06 | 6.1% | 65.5% | $9.79 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | SHLISSEL BRIAN SCOTT | Director | Purchase | 400 | $3,747 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
Past News Coverage
Recent headlines mentioning ERC from our newsroom.