FCT

NEUTRAL

$9.79 Live

First Trust Senior Floating Rate Income Fund II · NYSE

$9.4 52W Range $10.29

FCT First Trust Senior Floating Rate Income Fund II - Fundamental Analysis

NEUTRAL

Console Chart News

FCT Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Asset Management

Current Price Live

$9.79

52W High

$10.29

52W Low

$9.4

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 27, 2026

Market cap

$254.38M

P/E

15.06

ROE

6.1%

Profit margin

65.5%

Debt/Equity

0.15

Dividend yield

11.89%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

FCT presents a complex profile with a stable Piotroski F-Score of 6/9, but significant fundamental contradictions. While the Graham Number ($12.31) and a Price/Book ratio of 0.95 suggest the fund is undervalued, the intrinsic value ($4.55) and a critical payout ratio of 179.08% indicate a potential yield trap. Earnings are declining sharply (-15.5% YoY), and the technical trend is currently bearish (0/100), offsetting the appeal of the 11.89% dividend yield.

Key Strengths

Trading below book value (P/B 0.95)

Very low Debt/Equity ratio (0.15)

Strong profit margins (65.53%)

Positive long-term price performance (5Y Change +34.6%)

Stable financial health as indicated by Piotroski F-Score (6/9)

Key Risks

Unsustainable dividend payout ratio (179.08%)

Significant earnings contraction (-15.50% YoY)

Bearish technical trend (0/100)

Intrinsic value ($4.55) is significantly lower than current market price

Negative revenue growth (-2.60%)

AI Fair Value Estimate

Based on comprehensive analysis

$8.43

-13.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

Cautionary Yield Play

Key drivers: Dividend sustainability, Earnings decline, Book value discount

Confidence

90%

Value

70/100

Ref P/E 15.06, Graham Number $12.31

Positives

P/B < 1.0
P/E lower than sector average
Current price below Graham Number

Watchpoints

Price significantly above growth-based intrinsic value

Future

30/100

Ref Growth rates: Rev -2.6%, Earnings -15.5%

Positives

No standout positives identified.

Watchpoints

Negative revenue growth
Double-digit earnings decline

Past

75/100

Ref Historical trends: 5Y +34.6%

Positives

Consistent positive returns over 1Y, 3Y, and 5Y horizons

Watchpoints

Recent short-term momentum has stalled

Health

65/100

Ref Piotroski F-Score 6/9

Positives

Low leverage (Debt/Equity 0.15)
Stable Piotroski score

Watchpoints

Very low current ratio (0.14), though typical for certain fund structures

Dividend

30/100

Ref Yield 11.89%, Payout 179.08%

Positives

High absolute yield (11.89%)

Watchpoints

Payout ratio exceeds 100% significantly
Earnings decline threatens future distributions

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$9.79

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for FCT and closest competitors.

Updated 2026-04-24

Company	5Y	3Y	1Y	6M	1M	1W
FCT First Trust Senior Floating Rate Income Fund II Primary	+34.6%	+41.6%	+12.5%	+7.4%	+2.7%	0.0%
FUNC First United Corporation Peer	+176.0%	+161.7%	+34.4%	+9.5%	+8.9%	+5.7%
FRAF Franklin Financial Services Corporation Peer	+132.8%	+113.9%	+66.6%	+26.9%	+14.2%	+10.2%
SNFCA Security National Financial Corporation Peer	+46.0%	+64.2%	+15.6%	+24.0%	+5.8%	+3.2%
ERC Allspring Multi-Sector Income Fund Peer	+15.0%	+33.4%	+11.0%	+2.3%	+2.7%	-1.0%

FCT

First Trust Senior Floating Rate Income Fund II

Primary

+34.6%

+41.6%

+12.5%

+7.4%

+2.7%

0.0%

FUN

First United Corporation

Peer

+176.0%

+161.7%

+34.4%

+9.5%

+8.9%

+5.7%

FRA

Franklin Financial Services Corporation

Peer

+132.8%

+113.9%

+66.6%

+26.9%

+14.2%

+10.2%

SNF

Security National Financial Corporation

Peer

+46.0%

+64.2%

+15.6%

+24.0%

+5.8%

+3.2%

ERC

Allspring Multi-Sector Income Fund

Peer

+15.0%

+33.4%

+11.0%

+2.3%

+2.7%

-1.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

15.06

N/A

0.95

9.88

11.43

N/A

$254.38M

Profitability

Profit margins and return metrics

Profit Margin 65.53%

Operating Margin 87.83%

Gross Margin 100.0%

ROE 6.12%

ROA 4.25%

Growth

Revenue and earnings growth rates

Revenue Growth -2.6%

Earnings Growth -15.5%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth -15.5%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.15

Low debt

Current Ratio

0.14

Weak

Quick Ratio

0.14

Poor

Cash/Share

$0.0

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets

$0.3B

Liabilities

$0.1B

Equity

$0.3B

Debt/Equity

0.22x

Financial Services Sector Comparison

Comparing FCT against 763 companies in the Financial Services sector (133 bullish, 317 neutral, 313 bearish)

P/E Ratio

15.06

This Stock

38.21

Sector Avg

-60.6% (Discount)

Return on Equity (ROE)

6.12%

This Stock

-1.82%

Sector Avg

-436.1% (Below Avg)

Profit Margin

65.53%

This Stock

75.74%

Sector Avg

-13.5% (Weaker)

Debt to Equity

0.15

This Stock

1.42

Sector Avg

-89.5% (Less Debt)

Revenue Growth

-2.6%

This Stock

37.18%

Sector Avg

-107.0% (Slower)

Current Ratio

0.14

This Stock

3.32

Sector Avg

-95.8% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
FCT First Trust Senior...	NEUTRAL	$254.38M	15.06	6.1%	65.5%	$9.79
FUNC First United Corporation	NEUTRAL	$254.27M	10.37	12.8%	28.5%	$39.11	Compare
FRAF Franklin Financial...	BULLISH	$255.82M	11.55	13.3%	24.7%	$56.95	Compare
SNFCA Security National...	BULLISH	$256.56M	7.83	8.1%	9.3%	$9.86	Compare
ERC Allspring Multi-Sector Income Fund	BULLISH	$257.81M	9.57	9.7%	93.5%	$9.19	Compare

FCT First Trust...

NEUTRAL

Mkt Cap

$254M

P/E

15.1

ROE

6.1%

Price

$9.79

Compare with FCT

Compare with FCT

Compare with FCT

Compare with FCT

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

CURRENT REPORT

2025-12-09

DEF 14A

DEFINITIVE PROXY STATEMENT

2025-07-28

FCT filed a Definitive Proxy Statement (DEF 14A) on July 28, 2025, providing shareholders with necessary information to vote on corporate matters at an upcoming meeting.

DEF 14A

DEFINITIVE PROXY STATEMENT

2024-08-02

FCT filed a definitive proxy statement on August 2, 2024, providing shareholders with necessary information and voting materials for an upcoming meeting.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning FCT from our newsroom.

Newest → oldest

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FCT

FCT First Trust Senior Floating Rate Income Fund II - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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