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CLST

BEARISH
$16.82 Live
Catalyst Bancorp, Inc. · NASDAQ
$10.87 52W Range $18.16

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 08, 2026
Market cap
$69.21M
P/E
30.04
ROE
2.5%
Profit margin
18.2%
Debt/Equity
N/A
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
45%
CLST shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Key Strengths

Company has established market presence

Key Risks

High valuation with P/E of 30.0
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-1.3%)
AI Fair Value Estimate
Based on comprehensive analysis
$3.92
-76.7% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
32
Weak
Value
45
Future
35
Past
50
Health
30
Dividend
0
AI Verdict
CLST shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.
Key drivers: Company has established market presence, High valuation with P/E of 30.0, Weak financial trend (Piotroski F-Score: 2/9)
Confidence
5%
Value
45/100

Rule-based valuation (P/E + Graham).

Positives
  • Trades below Graham Number.
Watchpoints
  • Premium 30.0x trailing earnings multiple.
Future
35/100

Rule-based growth outlook.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • Revenue is contracting.
Past
50/100

Historical performance + price trend: Shares moved +24.1% over 5Y and +50.9% over 1Y.

Positives
  • Healthy profit margin of 18.2%.
Watchpoints
  • ROE only 2.5%.
Health
30/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
0/100

Dividend policy fallback.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • No regular dividend payments.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$16.82

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CLST and closest competitors.

Updated 2026-04-07
CLS
Catalyst Bancorp, Inc.
Primary
5Y
+24.1%
3Y
+46.3%
1Y
+50.9%
6M
+26.3%
1M
+2.5%
1W
+1.6%
BYF
Broadway Financial Corporation
Peer
5Y
-59.1%
3Y
-11.9%
1Y
+22.8%
6M
-4.9%
1M
-7.0%
1W
-1.6%
BTC
BTCS Inc.
Peer
5Y
-86.5%
3Y
+27.2%
1Y
+4.0%
6M
-75.2%
1M
-20.9%
1W
+3.6%
ASR
AmeriServ Financial, Inc.
Peer
5Y
+19.3%
3Y
+8.7%
1Y
+54.1%
6M
+30.0%
1M
+16.2%
1W
-1.3%
BEN
Beneficient
Peer
5Y
-99.9%
3Y
-99.9%
1Y
-11.3%
6M
+44.6%
1M
-50.6%
1W
-7.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
30.04
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.72
P/S Ratio
6.12
EV/Revenue
4.29
EV/EBITDA
N/A
Market Cap
$69.21M

Profitability

Profit margins and return metrics

Profit Margin 18.15%
Operating Margin 20.48%
Gross Margin N/A
ROE 2.53%
ROA 0.73%

Growth

Revenue and earnings growth rates

Revenue Growth -1.3%
Earnings Growth -18.8%
Q/Q Revenue Growth -5.98%
Q/Q Earnings Growth -27.2%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$7.19

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Net Margin
17.4%
Total Assets
$0.3B
Liabilities
$0.2B
Equity
$0.1B
Debt/Equity
2.46x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
100%

Financial Services Sector Comparison

Comparing CLST against 245 companies in the Financial Services sector (33 bullish, 106 neutral, 106 bearish)
P/E Ratio
30.04
This Stock
vs
27.96
Sector Avg
+7.5% (Premium)
Return on Equity (ROE)
2.53%
This Stock
vs
-2.43%
Sector Avg
-204.2% (Below Avg)
Profit Margin
18.15%
This Stock
vs
80.5%
Sector Avg
-77.5% (Weaker)
Revenue Growth
-1.3%
This Stock
vs
28.96%
Sector Avg
-104.5% (Slower)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

KLEISER KIRK E
Director
Buy
2025-10-28
4,750 shares · $63,696
KLEISER KIRK E
Director
Sell
2025-10-28
4,750 shares · $63,668
Insider transactions can signal confidence or concerns about company prospects

Past News Coverage

Recent headlines mentioning CLST from our newsroom.

Newest → oldest
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