ESQ
BULLISH
$114.97
Live
Esquire Financial Holdings, Inc. · NASDAQ
Target $123.33
(+7.3%)
$74.4
52W Range
$134.81
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 09, 2026
Market cap
$992.97M
P/E
18.97
ROE
19.3%
Profit margin
37.1%
Debt/Equity
N/A
Dividend yield
0.63%
AI Analysis
AI-powered fundamental assessment
Confidence
60%
ESQ shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key Strengths
Strong profitability (37.1% margin)
Strong revenue growth of 16.4%
Strong ROE of 19.3%
Key Risks
Premium vs Graham Number ($69.8)
AI Fair Value Estimate
Based on comprehensive analysis
$166.04
+44.4% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
54
Moderate
50
75
70
50
25
AI Verdict
ESQ shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics.
Key drivers: Strong profitability (37.1% margin), Strong revenue growth of 16.4%, Premium vs Graham Number ($69.8)
Confidence
80%
Value
50/100
Rule-based valuation (P/E + Graham).
Positives
- Insufficient data for clear positives.
Watchpoints
- Trades above Graham Number.
Future
75/100
Rule-based growth outlook.
Positives
- Revenue growth running at 16.4%.
- Growth-implied value exceeds price.
Watchpoints
No urgent risks highlighted.
Past
70/100
Historical performance + price trend: Shares moved +419.6% over 5Y and +53.9% over 1Y.
Positives
- ROE sits at 19.3%.
- Healthy profit margin of 37.1%.
Watchpoints
No urgent risks highlighted.
Health
50/100
Balance sheet & liquidity (Z-Score: N/A).
Positives
- Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
25/100
Dividend policy fallback.
Positives
- Yield: 0.6%.
Watchpoints
- Weak dividend profile (Score: 25/100).
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$114.97
Analyst Target
$123.33
Upside/Downside
+7.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ESQ and closest competitors.
Updated 2026-04-08
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ESQ
Esquire Financial Holdings, Inc.
Primary
|
+419.6% | +227.2% | +53.9% | +11.0% | +16.5% | +5.9% |
|
BTZ
BlackRock Credit Allocation Income Trust
Peer
|
+10.0% | +27.0% | +9.4% | +0.8% | -1.4% | -0.1% |
|
BBN
BlackRock Taxable Municipal Bond Trust
Peer
|
-13.7% | +11.9% | +7.6% | +6.2% | -2.6% | -0.8% |
|
BCX
Blackrock Resources & Commodities Strategy Trust
Peer
|
+111.1% | +48.6% | +46.8% | +32.6% | +13.7% | +5.3% |
|
ABTC
American Bitcoin Corp
Peer
|
-100.0% | -98.8% | +7.2% | -86.8% | -9.6% | -4.6% |
ESQ
Esquire Financial Holdings, Inc.
Primary
5Y
+419.6%
3Y
+227.2%
1Y
+53.9%
6M
+11.0%
1M
+16.5%
1W
+5.9%
BTZ
BlackRock Credit Allocation Income Trust
Peer
5Y
+10.0%
3Y
+27.0%
1Y
+9.4%
6M
+0.8%
1M
-1.4%
1W
-0.1%
BBN
BlackRock Taxable Municipal Bond Trust
Peer
5Y
-13.7%
3Y
+11.9%
1Y
+7.6%
6M
+6.2%
1M
-2.6%
1W
-0.8%
BCX
Blackrock Resources & Commodities Strategy Trust
Peer
5Y
+111.1%
3Y
+48.6%
1Y
+46.8%
6M
+32.6%
1M
+13.7%
1W
+5.3%
ABT
American Bitcoin Corp
Peer
5Y
-100.0%
3Y
-98.8%
1Y
+7.2%
6M
-86.8%
1M
-9.6%
1W
-4.6%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
18.97
Forward P/E
13.53
PEG Ratio
N/A
P/B Ratio
3.22
P/S Ratio
7.25
EV/Revenue
5.17
EV/EBITDA
N/A
Market Cap
$992.97M
Profitability
Profit margins and return metrics
Profit Margin
37.13%
Operating Margin
48.51%
Gross Margin
N/A
ROE
19.3%
ROA
2.39%
Growth
Revenue and earnings growth rates
Revenue Growth
+16.4%
Earnings Growth
+13.6%
Q/Q Revenue Growth
+19.19%
Q/Q Earnings Growth
+14.6%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$28.8
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Net Margin
34.2%
Total Assets
$2.4B
Liabilities
$2.1B
Equity
$0.3B
Debt/Equity
7.17x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
96%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-23
$N/A
2026-01-22
$1.55
+1.3% surprise
2025-10-23
$1.47
+0.2% surprise
2025-07-24
$1.38
Financial Services Sector Comparison
Comparing ESQ against 265 companies in the Financial Services sector
(41 bullish, 115 neutral, 109 bearish)
P/E Ratio
18.97
This Stock
vs
26.81
Sector Avg
-29.2%
(Discount)
Return on Equity (ROE)
19.3%
This Stock
vs
-2.75%
Sector Avg
-800.6%
(Below Avg)
Profit Margin
37.13%
This Stock
vs
75.42%
Sector Avg
-50.8%
(Weaker)
Revenue Growth
16.4%
This Stock
vs
30.71%
Sector Avg
-46.6%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ESQ
Esquire Financial Holdings, Inc.
|
BULLISH | $992.97M | 18.97 | 19.3% | 37.1% | $114.97 | |
|
BTZ
BlackRock Credit...
|
NEUTRAL | $986.44M | 9.61 | 9.8% | 99.8% | $10.57 | Compare |
|
BBN
BlackRock Taxable...
|
BEARISH | $1.0B | 19.11 | -% | -% | $16.24 | Compare |
|
BCX
Blackrock Resources &...
|
BEARISH | $972.72M | 23.04 | -% | -% | $12.44 | Compare |
|
ABTC
American Bitcoin Corp
|
BEARISH | $964.71M | - | -19.3% | -82.7% | $1.04 | Compare |
ESQ
Esquire...
BULLISH
Mkt Cap
$993M
P/E
19.0
ROE
19.3%
Price
$114.97
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-19 | POWERS RICHARD T | Director | Sale | 2,308 | $241,936 |
| 2026-03-19 | ZINES SELIG | Director | Sale | 30,000 | $3,189,046 |
| 2026-01-29 | KORNHABER ARI P | Officer | Stock Award | 5,122 | - |
| 2026-01-29 | SAGLIOCCA ANDREW C | Chief Executive Officer | Stock Award | 8,148 | - |
| 2026-01-29 | LACAPRIA MICHAEL | Chief Financial Officer | Stock Award | 1,164 | - |
| 2026-01-29 | BADER ERIC S | Chief Operating Officer | Stock Award | 3,492 | - |
| 2026-01-05 | KORNHABER ARI P | Officer | Option Exercise | 18,625 | $232,812 |
| 2026-01-05 | SAGLIOCCA ANDREW C | Chief Executive Officer | Option Exercise | 29,250 | $365,625 |
| 2026-01-05 | POWERS RICHARD T | Director | Option Exercise | 1,500 | $37,350 |
| 2026-01-05 | BADER ERIC S | Chief Operating Officer | Option Exercise | 14,125 | $176,562 |
| 2025-12-10 | DEUTSCH TODD A | Director | Stock Award | 753 | - |
| 2025-12-10 | WATERHOUSE KEVIN C. | Director | Stock Award | 753 | - |
| 2025-12-10 | MELOHN JOSEPH | Director | Stock Award | 753 | - |
| 2025-12-10 | NIGAM RENA | Director | Stock Award | 753 | - |
| 2025-12-10 | KELLY RAYMOND F. | Director | Stock Award | 753 | - |
POWERS RICHARD T
Director
2026-03-19
2,308 shares
·
$241,936
ZINES SELIG
Director
2026-03-19
30,000 shares
·
$3,189,046
KORNHABER ARI P
Officer
2026-01-29
5,122 shares
SAGLIOCCA ANDREW C
Chief Executive Officer
2026-01-29
8,148 shares
LACAPRIA MICHAEL
Chief Financial Officer
2026-01-29
1,164 shares
BADER ERIC S
Chief Operating Officer
2026-01-29
3,492 shares
KORNHABER ARI P
Officer
2026-01-05
18,625 shares
·
$232,812
SAGLIOCCA ANDREW C
Chief Executive Officer
2026-01-05
29,250 shares
·
$365,625
POWERS RICHARD T
Director
2026-01-05
1,500 shares
·
$37,350
BADER ERIC S
Chief Operating Officer
2026-01-05
14,125 shares
·
$176,562
DEUTSCH TODD A
Director
2025-12-10
753 shares
WATERHOUSE KEVIN C.
Director
2025-12-10
753 shares
MELOHN JOSEPH
Director
2025-12-10
753 shares
NIGAM RENA
Director
2025-12-10
753 shares
KELLY RAYMOND F.
Director
2025-12-10
753 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
3 analysts
Raymond James
2026-03-13
Market Perform
Strong Buy
Keefe, Bruyette & Woods
2026-01-23
Market Perform
Market Perform
Piper Sandler
2025-10-29
Overweight
Overweight
Past News Coverage
Recent headlines mentioning ESQ from our newsroom.
Newest → oldest
No matching news yet.