HWC
BULLISH
$67.23
Live
Hancock Whitney Corporation · NASDAQ
Target $76.44
(+13.7%)
$46.0
52W Range
$75.43
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 11, 2026
Market cap
$5.49B
P/E
11.86
ROE
11.3%
Profit margin
33.3%
Debt/Equity
N/A
Dividend yield
2.75%
AI Analysis
AI-powered fundamental assessment
Confidence
75%
HWC presents a compelling value opportunity, trading significantly below both its Graham Number ($83.17) and Intrinsic Value ($101.78). The Piotroski F-Score of 4/9 indicates stable financial health, providing a baseline of stability despite not being in the 'strong' category. While bearish technical trends and recent insider selling by the CEO create short-term psychological headwinds, the fundamental valuation gap and sustainable dividend profile offer a substantial margin of safety.
Key Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Attractive valuation multiples with a P/E of 11.86 and Forward P/E of 9.95
Sustainable dividend profile with a low payout ratio of 31.75%
Strong long-term price performance (80.6% 5-year change)
Positive analyst consensus with a target price of $76.44
Key Risks
Bearish insider sentiment, specifically significant selling by the CEO
Negative technical trend (0/100 score) suggesting short-term momentum weakness
Recent decline in earnings beat consistency (only 1 of last 4 quarters)
Modest ROE (11.32%) compared to high-growth financial peers
Exposure to regional banking sector systemic risks
AI Fair Value Estimate
Based on comprehensive analysis
$85.5
+27.2% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
73
Strong
92
60
85
50
78
AI Verdict
Strong Value Play
Key drivers: Deep discount to intrinsic value, Stable Piotroski health score, Low payout ratio
Confidence
80%
Value
92/100
Ref P/E 11.86, Graham Number $83.17
Positives
- Price $67.23 is well below Graham Number $83.17
- Low P/E and P/B ratios
Watchpoints
- Price/Sales is slightly elevated at 3.76
Future
60/100
Ref Growth rates and Earnings track record
Positives
- Steady YoY revenue growth of 6.80%
Watchpoints
- Slowing Q/Q earnings growth (2.90%)
- Recent earnings misses
Past
85/100
Ref Historical price performance
Positives
- Strong 1Y (+48.6%) and 3Y (+103.9%) returns
Watchpoints
- Historical volatility in 2020-2021 earnings
Health
50/100
Ref Piotroski F-Score
Positives
- Piotroski F-Score of 4/9 indicates stability
Watchpoints
- F-Score is not in the 'Strong' range (7-9)
Dividend
78/100
Ref Yield and Payout
Positives
- Low payout ratio (31.75%) ensures safety
- Consistent dividend rate of $1.85
Watchpoints
- Yield (2.75%) is modest compared to some regional peers
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$67.23
Analyst Target
$76.44
Upside/Downside
+13.7%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for HWC and closest competitors.
Updated 2026-04-10
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
HWC
Hancock Whitney Corporation
Primary
|
+80.6% | +103.9% | +48.6% | +15.6% | +7.5% | +4.6% |
|
ABCB
Ameris Bancorp
Peer
|
+96.5% | +75.1% | +26.8% | +21.8% | +5.3% | +0.6% |
|
AUB
Atlantic Union Bankshares Corporation
Peer
|
+28.3% | +15.2% | +10.9% | +20.1% | +6.3% | +1.4% |
|
AVAL
Grupo Aval Acciones y Valores S.A.
Peer
|
-3.3% | +123.2% | +108.0% | +59.6% | +9.6% | +8.1% |
|
AX
Axos Financial, Inc.
Peer
|
+123.1% | +117.6% | +29.3% | +8.3% | +3.2% | -2.9% |
HWC
Hancock Whitney Corporation
Primary
5Y
+80.6%
3Y
+103.9%
1Y
+48.6%
6M
+15.6%
1M
+7.5%
1W
+4.6%
ABC
Ameris Bancorp
Peer
5Y
+96.5%
3Y
+75.1%
1Y
+26.8%
6M
+21.8%
1M
+5.3%
1W
+0.6%
AUB
Atlantic Union Bankshares Corporation
Peer
5Y
+28.3%
3Y
+15.2%
1Y
+10.9%
6M
+20.1%
1M
+6.3%
1W
+1.4%
AVA
Grupo Aval Acciones y Valores S.A.
Peer
5Y
-3.3%
3Y
+123.2%
1Y
+108.0%
6M
+59.6%
1M
+9.6%
1W
+8.1%
AX
Axos Financial, Inc.
Peer
5Y
+123.1%
3Y
+117.6%
1Y
+29.3%
6M
+8.3%
1M
+3.2%
1W
-2.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
11.86
Forward P/E
9.95
PEG Ratio
N/A
P/B Ratio
1.24
P/S Ratio
3.76
EV/Revenue
4.22
EV/EBITDA
N/A
Market Cap
$5.49B
Profitability
Profit margins and return metrics
Profit Margin
33.3%
Operating Margin
45.53%
Gross Margin
N/A
ROE
11.32%
ROA
1.38%
Growth
Revenue and earnings growth rates
Revenue Growth
+6.8%
Earnings Growth
+7.3%
Q/Q Revenue Growth
+6.68%
Q/Q Earnings Growth
+2.9%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$9.29
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.4B
Net Margin
32.4%
Total Assets
$35.5B
Liabilities
$31.0B
Equity
$4.5B
Debt/Equity
6.95x
Operating CF
$0.2B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
95%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-21
$N/A
2026-01-20
$1.49
-0.1% surprise
2025-10-14
$1.49
+4.0% surprise
2025-07-15
$1.32
-3.0% surprise
Financial Services Sector Comparison
Comparing HWC against 341 companies in the Financial Services sector
(60 bullish, 147 neutral, 134 bearish)
P/E Ratio
11.86
This Stock
vs
54.09
Sector Avg
-78.1%
(Discount)
Return on Equity (ROE)
11.32%
This Stock
vs
-0.66%
Sector Avg
-1811.6%
(Below Avg)
Profit Margin
33.3%
This Stock
vs
63.27%
Sector Avg
-47.4%
(Weaker)
Revenue Growth
6.8%
This Stock
vs
44.9%
Sector Avg
-84.9%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
HWC
Hancock Whitney Corporation
|
BULLISH | $5.49B | 11.86 | 11.3% | 33.3% | $67.23 | |
|
ABCB
Ameris Bancorp
|
NEUTRAL | $5.52B | 14.34 | 10.3% | 35.2% | $80.44 | Compare |
|
AUB
Atlantic Union Bankshares...
|
NEUTRAL | $5.54B | 19.53 | 6.7% | 22.2% | $38.87 | Compare |
|
AVAL
Grupo Aval Acciones y Valores S.A.
|
BEARISH | $5.58B | 12.65 | 9.2% | 12.3% | $4.68 | Compare |
|
AX
Axos Financial, Inc.
|
NEUTRAL | $5.2B | 12.94 | 16.7% | 36.0% | $91.75 | Compare |
HWC
Hancock Whitney...
BULLISH
Mkt Cap
$5.5B
P/E
11.9
ROE
11.3%
Price
$67.23
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-26 | WILKINS CARLETON RICHARD | Director | Stock Award | 53 | $3,375 |
| 2026-03-26 | PEREZ SONIA | Director | Stock Award | 22 | $1,444 |
| 2026-03-26 | LIOLLIO DEAN | Director | Stock Award | 423 | $26,875 |
| 2026-03-26 | LITTLE SONYA C | Director | Stock Award | 86 | $5,469 |
| 2026-02-27 | ZILUCA CHRISTOPHER S. | Officer | Stock Award | 3,432 | $240,034 |
| 2026-02-27 | OTERO MICHAEL | Officer | Stock Award | 3,146 | $220,031 |
| 2026-02-27 | KUHNER JUANITA P | General Counsel | Stock Award | 1,561 | $109,176 |
| 2026-02-27 | DAVIS STACY JO | Officer | Stock Award | 1,561 | $109,176 |
| 2026-02-27 | MAYFIELD EMORY L JR | Officer | Stock Award | 2,209 | $154,497 |
| 2026-02-27 | ACHARY MICHAEL M | Chief Financial Officer | Stock Award | 5,525 | $386,418 |
| 2026-02-27 | LOPER DOUGLAS SHANE | Chief Operating Officer | Stock Award | 8,493 | $594,000 |
| 2026-02-27 | HAIRSTON JOHN MICHAEL | Chief Executive Officer | Stock Award | 20,429 | $1,428,804 |
| 2026-02-13 | LOPER DOUGLAS SHANE | Chief Operating Officer | Gift | 1,163 | - |
| 2026-02-10 | HAIRSTON JOHN MICHAEL | Chief Executive Officer | Sale | 63,453 | $4,677,363 |
| 2026-02-10 | PICKERING CHRISTINE L | Director | Sale | 1,082 | $79,018 |
WILKINS CARLETON RICHARD
Director
2026-03-26
53 shares
·
$3,375
PEREZ SONIA
Director
2026-03-26
22 shares
·
$1,444
LIOLLIO DEAN
Director
2026-03-26
423 shares
·
$26,875
LITTLE SONYA C
Director
2026-03-26
86 shares
·
$5,469
ZILUCA CHRISTOPHER S.
Officer
2026-02-27
3,432 shares
·
$240,034
OTERO MICHAEL
Officer
2026-02-27
3,146 shares
·
$220,031
KUHNER JUANITA P
General Counsel
2026-02-27
1,561 shares
·
$109,176
DAVIS STACY JO
Officer
2026-02-27
1,561 shares
·
$109,176
MAYFIELD EMORY L JR
Officer
2026-02-27
2,209 shares
·
$154,497
ACHARY MICHAEL M
Chief Financial Officer
2026-02-27
5,525 shares
·
$386,418
LOPER DOUGLAS SHANE
Chief Operating Officer
2026-02-27
8,493 shares
·
$594,000
HAIRSTON JOHN MICHAEL
Chief Executive Officer
2026-02-27
20,429 shares
·
$1,428,804
LOPER DOUGLAS SHANE
Chief Operating Officer
2026-02-13
1,163 shares
HAIRSTON JOHN MICHAEL
Chief Executive Officer
2026-02-10
63,453 shares
·
$4,677,363
PICKERING CHRISTINE L
Director
2026-02-10
1,082 shares
·
$79,018
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
9 analysts
Citigroup
2026-02-24
Buy
Buy
Citigroup
2026-01-22
Buy
Buy
Piper Sandler
2026-01-21
Overweight
Overweight
Keefe, Bruyette & Woods
2026-01-21
Market Perform
Market Perform
DA Davidson
2026-01-21
Buy
Buy
Raymond James
2026-01-07
Strong Buy
Strong Buy
Citigroup
2025-12-30
Buy
Buy
Barclays
2025-12-17
Overweight
Keefe, Bruyette & Woods
2025-11-11
Market Perform
Market Perform
Raymond James
2025-10-15
Strong Buy
Strong Buy
Past News Coverage
Recent headlines mentioning HWC from our newsroom.
Newest → oldest
No matching news yet.