LIEN

NEUTRAL

$9.23 Live

Chicago Atlantic BDC, Inc. · NASDAQ

Target $11.0 (+19.2%)

$9.16 52W Range $11.44

LIEN Chicago Atlantic BDC, Inc. - Fundamental Analysis

NEUTRAL

Console Chart News

LIEN Stock | Fundamental Analysis & Investment Insights

NASDAQ • Financial Services • Asset Management

Current Price Live

$9.23

Analyst Target

$11.0

+19.2% Upside

52W High

$11.44

52W Low

$9.16

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 13, 2026

Market cap

$210.63M

P/E

6.32

ROE

11.0%

Profit margin

61.3%

Debt/Equity

0.08

Dividend yield

14.73%

AI Analysis

AI-powered fundamental assessment

Confidence

85%

LIEN presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 indicating deteriorating fundamental health despite trading at a massive discount to its Graham Number ($20.9) and Intrinsic Value ($17.67). While the valuation metrics (P/E 6.32, P/B 0.69) are highly attractive, the technical trend is completely bearish (0/100) and the dividend payout ratio of 93.15% leaves almost no margin for error. The company shows steady revenue growth, but the lack of earnings momentum and poor health score suggest the market is pricing in significant underlying risk.

Key Strengths

Deep value valuation with P/B of 0.69

Very low P/E ratio of 6.32 compared to sector averages

Strong profit margins (61.29%)

Consistent double-digit revenue growth (12.5% YoY)

High current dividend yield of 14.73%

Key Risks

Critical fundamental weakness indicated by Piotroski F-Score of 2/9

Unsustainable dividend payout ratio (93.15%)

Strongly bearish technical trend (0/100)

Weak insider sentiment (40/100)

Stagnant earnings growth (3.4% YoY) relative to revenue growth

AI Fair Value Estimate

Based on comprehensive analysis

$13.5

+46.3% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Moderate

Value

Future

Past

Health

Dividend

AI Verdict

High-Risk Value Play

Key drivers: Extreme valuation discount, Poor fundamental health (F-Score), Dividend sustainability concerns, Bearish price action

Confidence

90%

Value

92/100

Ref P/E 6.32, P/B 0.69, Graham Number $20.9

Positives

P/B < 1.0
P/E significantly below sector average
Price well below Graham Number

Watchpoints

Market is discounting the stock for a reason

Future

35/100

Ref 3.4% Earnings Growth, 0/100 Technical Trend

Positives

Positive revenue growth

Watchpoints

Low earnings growth
Zero technical momentum
Poor earnings surprise track record recently

Past

50/100

Ref Historical Price Performance

Positives

Strong 3-year price appreciation (+70.6%)

Watchpoints

Negative 1-year and 6-month returns
Inconsistent quarterly EPS beats

Health

20/100

Ref Piotroski F-Score 2/9

Positives

Low Debt/Equity ratio (0.08)

Watchpoints

Piotroski F-Score of 2/9 is a major red flag
Current ratio < 1.0

Dividend

45/100

Ref Yield 14.73%, Payout 93.15%

Positives

Very high yield (14.73%)

Watchpoints

Payout ratio of 93.15% is dangerously high
Low dividend strength score (40/100)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$9.23

Analyst Target

$11.0

Upside/Downside

+19.2%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for LIEN and closest competitors.

Updated 2026-04-10

Company	5Y	3Y	1Y	6M	1M	1W
LIEN Chicago Atlantic BDC, Inc. Primary	-2.3%	+70.6%	-2.4%	-3.3%	-4.1%	-3.5%
ATLO Ames National Corporation Peer	+26.8%	+16.5%	+43.4%	+34.4%	+5.2%	+3.1%
HRZN Horizon Technology Finance Corporation Peer	-48.2%	-39.6%	-32.4%	-15.3%	+8.2%	+5.6%
KINS Kingstone Companies, Inc. Peer	+94.8%	+1089.7%	-7.4%	+5.8%	-0.3%	+3.7%
CMTV Community Bancorp Peer	+130.5%	+116.2%	+119.1%	+63.4%	+15.3%	+16.1%

LIE

Chicago Atlantic BDC, Inc.

Primary

-2.3%

+70.6%

-2.4%

-3.3%

-4.1%

-3.5%

ATL

Ames National Corporation

Peer

+26.8%

+16.5%

+43.4%

+34.4%

+5.2%

+3.1%

HRZ

Horizon Technology Finance Corporation

Peer

-48.2%

-39.6%

-32.4%

-15.3%

+8.2%

+5.6%

KIN

Kingstone Companies, Inc.

Peer

+94.8%

+1089.7%

-7.4%

+5.8%

-0.3%

+3.7%

CMT

Community Bancorp

Peer

+130.5%

+116.2%

+119.1%

+63.4%

+15.3%

+16.1%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

6.32

6.13

N/A

0.69

3.88

4.29

N/A

$210.63M

Profitability

Profit margins and return metrics

Profit Margin 61.29%

Operating Margin 56.72%

Gross Margin 100.0%

ROE 11.01%

ROA 6.2%

Growth

Revenue and earnings growth rates

Revenue Growth +12.5%

Earnings Growth +3.4%

Q/Q Revenue Growth +6.78%

Q/Q Earnings Growth +3.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.08

Low debt

Current Ratio

0.65

Weak

Quick Ratio

0.6

Poor

Cash/Share

$0.13

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Net Margin

78.2%

Total Assets

$0.3B

Liabilities

$0.0B

Equity

$0.3B

Debt/Equity

0.13x

Operating CF

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-15

$N/A

2026-03-19

$0.36

2025-11-13

$0.42

+20.0% surprise

2025-08-14

$0.34

-5.6% surprise

Financial Services Sector Comparison

Comparing LIEN against 377 companies in the Financial Services sector (65 bullish, 163 neutral, 149 bearish)

P/E Ratio

6.32

This Stock

50.76

Sector Avg

-87.5% (Discount)

Return on Equity (ROE)

11.01%

This Stock

-0.32%

Sector Avg

-3580.1% (Below Avg)

Profit Margin

61.29%

This Stock

64.46%

Sector Avg

-4.9% (Weaker)

Debt to Equity

0.08

This Stock

1.32

Sector Avg

-93.8% (Less Debt)

Revenue Growth

12.5%

This Stock

44.75%

Sector Avg

-72.1% (Slower)

Current Ratio

0.65

This Stock

3.1

Sector Avg

-78.9% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
LIEN Chicago Atlantic BDC, Inc.	NEUTRAL	$210.63M	6.32	11.0%	61.3%	$9.23
ATLO Ames National Corporation	NEUTRAL	$215.81M	13.56	8.3%	26.5%	$24.27	Compare
HRZN Horizon Technology Finance...	BEARISH	$216.08M	-	-0.8%	-2.8%	$4.52	Compare
KINS Kingstone Companies, Inc.	BULLISH	$218.31M	5.24	43.0%	19.1%	$15.08	Compare
CMTV Community Bancorp	BULLISH	$202.27M	11.99	16.0%	35.8%	$36.09	Compare

LIEN Chicago Atlantic...

NEUTRAL

Mkt Cap

$211M

P/E

6.3

ROE

11.0%

Price

$9.23

ATLO Ames National...

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CMTV Community Bancorp

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Past News Coverage

Recent headlines mentioning LIEN from our newsroom.

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LIEN

LIEN Chicago Atlantic BDC, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

Past News Coverage

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