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MFI

BEARISH
$12.43 Live
mF International Limited · NASDAQ
Target $30.0 (+141.4%)
$4.16 52W Range $60.73

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 14, 2026
Market cap
$642.09M
P/E
N/A
ROE
-77.9%
Profit margin
-98.9%
Debt/Equity
0.22
Dividend yield
N/A

AI Analysis

AI-powered fundamental assessment

Confidence
90%
MFI exhibits severe financial instability, highlighted by a weak Piotroski F-Score of 3/9 and a catastrophic profit margin of -98.87%. While revenue growth remains positive at 20.80%, the company is operating at a massive loss with an extreme Price-to-Sales ratio of 22.39, indicating a significant valuation disconnect. The technical trend is entirely bearish (0/100), and the 6-month price collapse of -64.3% suggests a market correction of previous speculative gains. Despite a low debt-to-equity ratio, the operational burn rate makes the current valuation unsustainable.

Key Strengths

Positive revenue growth of 20.80% YoY
Low Debt/Equity ratio (0.22) indicating low leverage
Positive Gross Margin (43.13%) showing core product viability
Current Ratio of 1.36 provides a basic liquidity cushion
Significant 1-year price recovery (+182.5%) suggests periodic speculative interest

Key Risks

Severe negative profitability (Profit Margin -98.87%)
Extreme valuation multiples (P/S of 22.39 is unsustainable for this margin profile)
Weak Piotroski F-Score (3/9) indicating deteriorating financial health
Strong bearish technical trend (0/100) and recent 6-month price crash
High dependence on future growth to offset massive current operating losses

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
21
Weak
Value
10
Future
45
Past
20
Health
30
Dividend
0
AI Verdict
High Risk / Speculative
Key drivers: Extreme negative margins, Weak Piotroski health score, Overextended P/S valuation, Bearish technical momentum
Confidence
85%
Value
10/100

P/S and P/B are significantly decoupled from earnings reality.

Positives
No standout positives identified.
Watchpoints
  • P/S ratio of 22.39 is excessive
  • P/B ratio of 7.26 is high for a loss-making entity
  • Forward P/E is negative
Future
45/100

Growth is present but inefficiently managed.

Positives
  • 20.8% Revenue growth
Watchpoints
  • Unable to convert revenue to operating profit
  • Negative forward P/E
Past
20/100

Long-term value destruction despite short-term volatility.

Positives
  • 1-year price surge
Watchpoints
  • 5-year return of -87.4%
  • Recent 6-month decline of -64.3%
Health
30/100

Balance sheet is clean of debt, but the income statement is hemorrhaging cash.

Positives
  • Low Debt/Equity (0.22)
  • Current Ratio > 1
Watchpoints
  • Piotroski F-Score 3/9 (Weak)
  • ROE of -77.91%
Dividend
0/100

Company is in a growth/survival phase; no capital return to shareholders.

Positives
No standout positives identified.
Watchpoints
  • No dividend payments
  • 0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$12.43
Analyst Target
$30.0
Upside/Downside
+141.4%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MFI and closest competitors.

Updated 2026-04-13
MFI
mF International Limited
Primary
5Y
-87.4%
3Y
-87.4%
1Y
+182.5%
6M
-64.3%
1M
+3.6%
1W
+0.2%
III
i3 Verticals, Inc.
Peer
5Y
-36.1%
3Y
-15.9%
1Y
-12.0%
6M
-32.0%
1M
-10.6%
1W
-8.3%
AOS
Alpha and Omega Semiconductor Limited
Peer
5Y
-40.7%
3Y
-17.1%
1Y
-16.2%
6M
-24.3%
1M
+2.6%
1W
+8.3%
MIT
Mitek Systems, Inc.
Peer
5Y
-4.1%
3Y
+52.1%
1Y
+79.5%
6M
+55.0%
1M
+1.4%
1W
+2.9%
AIP
Arteris, Inc.
Peer
5Y
-19.6%
3Y
+224.4%
1Y
+96.1%
6M
+67.2%
1M
-3.1%
1W
+0.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
-21.81
PEG Ratio
N/A
P/B Ratio
7.26
P/S Ratio
22.39
EV/Revenue
0.41
EV/EBITDA
-0.43
Market Cap
$642.09M

Profitability

Profit margins and return metrics

Profit Margin -98.87%
Operating Margin -93.37%
Gross Margin 43.13%
ROE -77.91%
ROA -29.16%

Growth

Revenue and earnings growth rates

Revenue Growth +20.8%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.22
Low debt
Current Ratio
1.36
Good
Quick Ratio
0.75
Poor
Cash/Share
$7.98

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2024

Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.0B
Debt/Equity
0.62x

Technology Sector Comparison

Comparing MFI against 305 companies in the Technology sector (25 bullish, 105 neutral, 175 bearish)
Return on Equity (ROE)
-77.91%
This Stock
vs
-22.69%
Sector Avg
+243.3% (Excellent)
Profit Margin
-98.87%
This Stock
vs
-10.13%
Sector Avg
+876.1% (Superior)
Debt to Equity
0.22
This Stock
vs
0.72
Sector Avg
-69.4% (Less Debt)
Revenue Growth
20.8%
This Stock
vs
8051.37%
Sector Avg
-99.7% (Slower)
Current Ratio
1.36
This Stock
vs
3.72
Sector Avg
-63.4% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning MFI from our newsroom.

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