MITK
NEUTRAL
$14.07
Live
Mitek Systems, Inc. · NASDAQ
Target $14.75
(+4.8%)
$7.54
52W Range
$15.61
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 14, 2026
Market cap
$637.6M
P/E
40.2
ROE
7.4%
Profit margin
8.7%
Debt/Equity
0.69
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
MITK presents a dichotomy between strong operational performance and significant valuation premiums. While the Piotroski F-Score of 4/9 indicates stable financial health, the current price of $14.07 trades at a massive premium to both the Graham Number ($6.37) and the growth-based Intrinsic Value ($2.45). This valuation gap is partially offset by an impressive 84.33% gross margin and a highly positive earnings surprise track record. However, bearish insider sentiment and a weak technical trend score suggest caution despite the strong 1-year price appreciation.
Key Strengths
Exceptional gross margins (84.33%) indicating strong pricing power
Consistent earnings beat history with an average surprise of 31% over the last 4 quarters
Strong revenue growth (18.80% YoY) and Q/Q momentum
Attractive Forward P/E (11.56) suggesting significant expected earnings growth
Stable financial health as evidenced by a Piotroski F-Score of 4/9
Key Risks
Severe overvaluation relative to defensive fair value (Graham Number $6.37)
Bearish insider activity with recent selling by the General Counsel
Weak technical trend score (10/100) indicating potential momentum reversal
Low intrinsic value estimate ($2.45) relative to market price
Lack of dividend yield providing no downside floor for investors
AI Fair Value Estimate
Based on comprehensive analysis
$7.85
-44.2% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
46
Moderate
25
80
75
50
0
AI Verdict
Speculative Growth
Key drivers: High Gross Margins, Earnings Surprises, Valuation Gap, Insider Selling
Confidence
90%
Value
25/100
Ref P/E, PEG, Graham Number
Positives
- Low Forward P/E
Watchpoints
- Price far exceeds Graham Number
- Price far exceeds Intrinsic Value
- High trailing P/E (40.20)
Future
80/100
Ref Growth rates
Positives
- 18.8% Revenue Growth
- Strong EPS growth trajectory
- Consistent earnings beats
Watchpoints
- High expectations already baked into price
Past
75/100
Ref Historical trends
Positives
- 79.5% 1-year price return
- Consistent quarterly surprise beats
Watchpoints
- 5-year change is slightly negative (-4.1%)
Health
50/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score 4/9 (Stable)
- Manageable Debt/Equity (0.69)
Watchpoints
- Current ratio is lean (1.18)
- No Altman Z-Score provided for bankruptcy risk assessment
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend paid
- 0% payout ratio
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$14.07
Analyst Target
$14.75
Upside/Downside
+4.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for MITK and closest competitors.
Updated 2026-04-13
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
MITK
Mitek Systems, Inc.
Primary
|
-4.1% | +52.1% | +79.5% | +55.0% | +1.4% | +2.9% |
|
AOSL
Alpha and Omega Semiconductor Limited
Peer
|
-40.7% | -17.1% | -16.2% | -24.3% | +2.6% | +8.3% |
|
MFI
mF International Limited
Peer
|
-87.4% | -87.4% | +182.5% | -64.3% | +3.6% | +0.2% |
|
IIIV
i3 Verticals, Inc.
Peer
|
-36.1% | -15.9% | -12.0% | -32.0% | -10.6% | -8.3% |
|
AIP
Arteris, Inc.
Peer
|
-19.6% | +224.4% | +96.1% | +67.2% | -3.1% | +0.8% |
MIT
Mitek Systems, Inc.
Primary
5Y
-4.1%
3Y
+52.1%
1Y
+79.5%
6M
+55.0%
1M
+1.4%
1W
+2.9%
AOS
Alpha and Omega Semiconductor Limited
Peer
5Y
-40.7%
3Y
-17.1%
1Y
-16.2%
6M
-24.3%
1M
+2.6%
1W
+8.3%
MFI
mF International Limited
Peer
5Y
-87.4%
3Y
-87.4%
1Y
+182.5%
6M
-64.3%
1M
+3.6%
1W
+0.2%
III
i3 Verticals, Inc.
Peer
5Y
-36.1%
3Y
-15.9%
1Y
-12.0%
6M
-32.0%
1M
-10.6%
1W
-8.3%
AIP
Arteris, Inc.
Peer
5Y
-19.6%
3Y
+224.4%
1Y
+96.1%
6M
+67.2%
1M
-3.1%
1W
+0.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
40.2
Forward P/E
11.56
PEG Ratio
N/A
P/B Ratio
2.73
P/S Ratio
3.42
EV/Revenue
3.27
EV/EBITDA
15.22
Market Cap
$637.6M
Profitability
Profit margins and return metrics
Profit Margin
8.67%
Operating Margin
13.46%
Gross Margin
84.33%
ROE
7.45%
ROA
3.84%
Growth
Revenue and earnings growth rates
Revenue Growth
+18.8%
Earnings Growth
N/A
Q/Q Revenue Growth
+18.76%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.69
Moderate
Current Ratio
1.18
Good
Quick Ratio
1.15
Good
Cash/Share
$4.19
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.0B
Gross Margin
81.0%
Op. Margin
13.5%
Net Margin
6.3%
Total Assets
$0.4B
Liabilities
$0.2B
Equity
$0.2B
Debt/Equity
0.91x
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
82%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-07
$N/A
2026-02-05
$0.26
+42.9% surprise
2025-12-11
$0.24
+33.3% surprise
2025-08-07
$0.22
+16.8% surprise
Technology Sector Comparison
Comparing MITK against 305 companies in the Technology sector
(25 bullish, 105 neutral, 175 bearish)
P/E Ratio
40.2
This Stock
vs
98.13
Sector Avg
-59.0%
(Discount)
Return on Equity (ROE)
7.45%
This Stock
vs
-22.69%
Sector Avg
-132.8%
(Below Avg)
Profit Margin
8.67%
This Stock
vs
-10.13%
Sector Avg
-185.6%
(Weaker)
Debt to Equity
0.69
This Stock
vs
0.72
Sector Avg
-4.1%
(Lower)
Revenue Growth
18.8%
This Stock
vs
8051.37%
Sector Avg
-99.8%
(Slower)
Current Ratio
1.18
This Stock
vs
3.72
Sector Avg
-68.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
MITK
Mitek Systems, Inc.
|
NEUTRAL | $637.6M | 40.2 | 7.4% | 8.7% | $14.07 | |
|
AOSL
Alpha and Omega...
|
BEARISH | $640.16M | - | -12.0% | -15.1% | $21.51 | Compare |
|
MFI
mF International Limited
|
BEARISH | $642.09M | - | -77.9% | -98.9% | $12.43 | Compare |
|
IIIV
i3 Verticals, Inc.
|
BEARISH | $643.69M | 259.62 | -% | -2.0% | $20.77 | Compare |
|
AIP
Arteris, Inc.
|
BEARISH | $665.19M | - | -% | -49.2% | $14.63 | Compare |
MITK
Mitek Systems, Inc.
NEUTRAL
Mkt Cap
$638M
P/E
40.2
ROE
7.4%
Price
$14.07
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-03 | ROSSI MARK ALAN | Director | Stock Award | 11,448 | - |
| 2026-03-03 | WELLS DONNA C | Director | Stock Award | 11,448 | - |
| 2026-03-03 | REPO SUSAN | Director | Stock Award | 11,448 | - |
| 2026-03-03 | FAY JAMES DANIEL | Director | Stock Award | 11,448 | - |
| 2026-03-03 | GUPTA RAHUL | Director | Stock Award | 11,448 | - |
| 2026-03-03 | STEVENSON KIMBERLY S. | Director | Stock Award | 11,448 | - |
| 2026-03-03 | GRAY JASON L | General Counsel | Sale | 73,174 | $1,078,585 |
| 2026-03-03 | GRAY JASON L | General Counsel | Option Exercise | 63,174 | $570,578 |
| 2026-03-03 | CARTER SCOTT R. | Director | Stock Award | 11,448 | - |
| 2026-02-05 | BELL ERIC CHRISTOPHER | Officer | Stock Award | 10,184 | - |
| 2026-01-02 | LYLE DAVID B | Chief Financial Officer | Stock Award | 12,958 | - |
| 2025-12-10 | GRAY JASON L | General Counsel | Option Exercise | 20,016 | $184,748 |
| 2025-12-08 | LYLE DAVID B | Chief Financial Officer | Option Exercise | 20,479 | $187,178 |
| 2025-12-08 | GRAY JASON L | General Counsel | Option Exercise | 14,506 | $132,585 |
| 2025-11-19 | WEST EDWARD H | Chief Executive Officer | Stock Award | 114,679 | $1,000,001 |
ROSSI MARK ALAN
Director
2026-03-03
11,448 shares
WELLS DONNA C
Director
2026-03-03
11,448 shares
REPO SUSAN
Director
2026-03-03
11,448 shares
FAY JAMES DANIEL
Director
2026-03-03
11,448 shares
GUPTA RAHUL
Director
2026-03-03
11,448 shares
STEVENSON KIMBERLY S.
Director
2026-03-03
11,448 shares
GRAY JASON L
General Counsel
2026-03-03
73,174 shares
·
$1,078,585
GRAY JASON L
General Counsel
2026-03-03
63,174 shares
·
$570,578
CARTER SCOTT R.
Director
2026-03-03
11,448 shares
BELL ERIC CHRISTOPHER
Officer
2026-02-05
10,184 shares
LYLE DAVID B
Chief Financial Officer
2026-01-02
12,958 shares
GRAY JASON L
General Counsel
2025-12-10
20,016 shares
·
$184,748
LYLE DAVID B
Chief Financial Officer
2025-12-08
20,479 shares
·
$187,178
GRAY JASON L
General Counsel
2025-12-08
14,506 shares
·
$132,585
WEST EDWARD H
Chief Executive Officer
2025-11-19
114,679 shares
·
$1,000,001
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
4 analysts
Jefferies
2026-02-13
Hold
Buy
Past News Coverage
Recent headlines mentioning MITK from our newsroom.
Newest → oldest
No matching news yet.