No connection

Search Results

MRCC

BEARISH
$5.08 Live
Monroe Capital Corporation · NASDAQ
$4.04 52W Range $7.76

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 15, 2026
Market cap
$110.07M
P/E
N/A
ROE
-2.9%
Profit margin
-13.5%
Debt/Equity
1.15
Dividend yield
15.43%

AI Analysis

AI-powered fundamental assessment

Confidence
95%
MRCC exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a catastrophic dividend payout ratio of 1111.11%. While the stock trades at a significant discount to book value (P/B 0.66), this is a classic value trap given the negative ROE (-2.86%) and a massive YoY revenue decline of 41.80%. The combination of negative profit margins and a 0/100 technical trend suggests a continuing downward trajectory with high risk of dividend cuts.

Key Strengths

Trading at a significant discount to book value (P/B 0.66)
Positive Return on Assets (ROA 3.98%) despite negative ROE
High nominal dividend yield (15.43%) for high-risk income seekers
Current ratio of 1.64 indicates short-term liquidity coverage
Operating margin remains high (69.02%) despite net losses

Key Risks

Mathematically unsustainable dividend payout ratio (1111.11%)
Severe revenue contraction (-41.80% YoY)
Weak financial health as evidenced by Piotroski F-Score of 2/9
Negative profit margins (-13.52%) and negative ROE
Strongly bearish technical trend (0/100) with 1Y price decline of 20.3%
AI Fair Value Estimate
Based on comprehensive analysis
$4.25
-16.3% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
19
Weak
Value
45
Future
10
Past
20
Health
15
Dividend
5
AI Verdict
High Risk / Value Trap
Key drivers: Unsustainable dividend payout, Collapsing revenue growth, Poor Piotroski health score, Negative profitability
Confidence
90%
Value
45/100

Trades below book value, but fundamental decay makes the discount justified.

Positives
  • P/B ratio of 0.66 is very low
Watchpoints
  • Negative ROE suggests assets are not generating value
  • P/E is N/A due to lack of earnings
Future
10/100

Revenue trends are sharply negative, indicating a shrinking business model.

Positives
  • Recent Q/Q EPS growth spike (likely non-recurring)
Watchpoints
  • Revenue growth -41.80% YoY
  • Consistent earnings misses in recent quarters
Past
20/100

Long-term price trend is decisively bearish.

Positives
  • Historical ability to maintain dividends until recently
Watchpoints
  • 1Y return -20.3%
  • 6M return -24.5%
Health
15/100

Deterministic health scores indicate significant operational deterioration.

Positives
  • Current ratio > 1.0
Watchpoints
  • Piotroski F-Score 2/9 (Weak)
  • Negative profit margins
Dividend
5/100

Dividend is likely being paid from capital or debt rather than earnings.

Positives
  • Very high yield (15.43%)
Watchpoints
  • Payout ratio of 1111.11% is unsustainable
  • Dividend strength score 40/100

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$5.08

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for MRCC and closest competitors.

Updated 2026-04-14
MRC
Monroe Capital Corporation
Primary
5Y
-15.6%
3Y
-7.0%
1Y
-20.3%
6M
-24.5%
1M
+11.4%
1W
+4.5%
BSB
Bogota Financial Corp.
Peer
5Y
-12.5%
3Y
-12.1%
1Y
+23.3%
6M
-5.8%
1M
+5.1%
1W
+4.4%
MGY
Magyar Bancorp, Inc.
Peer
5Y
+73.9%
3Y
+80.7%
1Y
+32.1%
6M
+5.2%
1M
+2.8%
1W
+2.1%
HSD
Solana Company
Peer
5Y
-100.0%
3Y
-100.0%
1Y
-99.2%
6M
-87.1%
1M
-13.7%
1W
+1.6%
DFD
DeFi Development Corp.
Peer
5Y
-20.5%
3Y
-20.5%
1Y
-35.6%
6M
-77.2%
1M
-10.6%
1W
+5.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
18.81
PEG Ratio
N/A
P/B Ratio
0.66
P/S Ratio
2.91
EV/Revenue
7.89
EV/EBITDA
N/A
Market Cap
$110.07M

Profitability

Profit margins and return metrics

Profit Margin -13.52%
Operating Margin 69.02%
Gross Margin 100.0%
ROE -2.86%
ROA 3.98%

Growth

Revenue and earnings growth rates

Revenue Growth -41.8%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.15
Moderate
Current Ratio
1.64
Good
Quick Ratio
1.64
Excellent
Cash/Share
$0.09

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$-0.0B
Net Margin
229.1%
Total Assets
$0.4B
Liabilities
$0.2B
Equity
$0.2B
Debt/Equity
1.24x
Operating CF
$0.0B
Free Cash Flow
$0.0B
FCF Yield
100%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06
$N/A
2026-03-05
$0.1
+11.1% surprise
2025-11-05
$-0.05
-122.4% surprise
2025-08-11
$0.15
-33.3% surprise

Financial Services Sector Comparison

Comparing MRCC against 484 companies in the Financial Services sector (87 bullish, 202 neutral, 195 bearish)
Return on Equity (ROE)
-2.86%
This Stock
vs
0.23%
Sector Avg
-1349.8% (Below Avg)
Profit Margin
-13.52%
This Stock
vs
50.44%
Sector Avg
-126.8% (Weaker)
Debt to Equity
1.15
This Stock
vs
1.37
Sector Avg
-16.6% (Lower)
Revenue Growth
-41.8%
This Stock
vs
37.35%
Sector Avg
-211.9% (Slower)
Current Ratio
1.64
This Stock
vs
3.28
Sector Avg
-50.1% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning MRCC from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI
Markets
Profile