NMFC
BEARISH
$8.22
Live
New Mountain Finance Corporation · NASDAQ
Target $8.5
(+3.4%)
$7.48
52W Range
$11.04
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 15, 2026
Market cap
$828.63M
P/E
51.38
ROE
1.3%
Profit margin
5.0%
Debt/Equity
1.41
Dividend yield
15.57%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
NMFC exhibits significant financial instability characterized by a mediocre Piotroski F-Score of 4/9 and a technical trend of 0/100. While the stock trades at a discount to book value (P/B 0.71), it is priced well above its Graham Number ($6.44) and intrinsic value ($1.12). The most alarming metric is the 800% dividend payout ratio, which suggests the current 15.57% yield is unsustainable based on GAAP earnings. Negative revenue growth and a consistent track record of earnings misses further degrade the outlook.
Key Strengths
Trading at a discount to book value (P/B 0.71)
High current dividend yield of 15.57%
Forward P/E (7.72) is significantly lower than trailing P/E
Stable Piotroski F-Score (4/9) preventing immediate health collapse
Positive 1-year price change (+1.2%) despite fundamental headwinds
Key Risks
Unsustainable dividend payout ratio of 800%
Severe revenue contraction (-15.10% YoY, -194.10% Q/Q)
Poor liquidity with a current ratio of 0.56
Consistent failure to meet earnings estimates (1/4 last 4 quarters)
Bearish technical trend (0/100)
AI Fair Value Estimate
Based on comprehensive analysis
$6.44
-21.7% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
30
Weak
40
20
30
45
15
AI Verdict
Underperform
Key drivers: Negative revenue growth, Unsustainable payout ratio, Price exceeds Graham Number, Bearish technicals
Confidence
90%
Value
40/100
Ref P/E, Graham Number
Positives
- P/B ratio of 0.71 indicates asset discount
Watchpoints
- Current price ($8.22) is 27% above Graham Number ($6.44)
- Trailing P/E is excessively high at 51.38
Future
20/100
Ref Growth rates
Positives
- Low forward P/E suggests expected earnings recovery
Watchpoints
- YoY Revenue growth is -15.10%
- Q/Q Revenue growth is -194.10%
Past
30/100
Ref Historical trends
Positives
- Long term 5Y change is positive (+11.7%)
Watchpoints
- Frequent earnings misses over 25 quarters
- Negative Q/Q EPS growth of -6.3%
Health
45/100
Ref Piotroski F-Score
Positives
- Piotroski F-Score of 4/9 is considered stable
Watchpoints
- Current ratio (0.56) and Quick ratio (0.48) indicate liquidity risk
- Debt/Equity of 1.41 is moderately high
Dividend
15/100
Ref Yield, Payout
Positives
- Very high nominal yield (15.57%)
Watchpoints
- Payout ratio of 800% is a critical red flag for sustainability
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$8.22
Analyst Target
$8.5
Upside/Downside
+3.4%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for NMFC and closest competitors.
Updated 2026-04-14
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
NMFC
New Mountain Finance Corporation
Primary
|
+11.7% | -0.7% | +1.2% | -7.0% | +10.2% | +2.1% |
|
CAC
Camden National Corporation
Peer
|
+26.6% | +61.2% | +40.7% | +29.9% | +7.1% | +3.4% |
|
FMNB
Farmers National Banc Corp.
Peer
|
+4.5% | +34.2% | +17.1% | +1.9% | +11.8% | +4.0% |
|
HTBK
Heritage Commerce Corp
Peer
|
+39.7% | +91.7% | +72.2% | +45.8% | +11.2% | +5.0% |
|
HAFC
Hanmi Financial Corporation
Peer
|
+73.0% | +81.2% | +42.6% | +19.9% | +11.2% | +5.8% |
NMF
New Mountain Finance Corporation
Primary
5Y
+11.7%
3Y
-0.7%
1Y
+1.2%
6M
-7.0%
1M
+10.2%
1W
+2.1%
CAC
Camden National Corporation
Peer
5Y
+26.6%
3Y
+61.2%
1Y
+40.7%
6M
+29.9%
1M
+7.1%
1W
+3.4%
FMN
Farmers National Banc Corp.
Peer
5Y
+4.5%
3Y
+34.2%
1Y
+17.1%
6M
+1.9%
1M
+11.8%
1W
+4.0%
HTB
Heritage Commerce Corp
Peer
5Y
+39.7%
3Y
+91.7%
1Y
+72.2%
6M
+45.8%
1M
+11.2%
1W
+5.0%
HAF
Hanmi Financial Corporation
Peer
5Y
+73.0%
3Y
+81.2%
1Y
+42.6%
6M
+19.9%
1M
+11.2%
1W
+5.8%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
51.38
Forward P/E
7.72
PEG Ratio
N/A
P/B Ratio
0.71
P/S Ratio
2.53
EV/Revenue
7.42
EV/EBITDA
N/A
Market Cap
$828.63M
Profitability
Profit margins and return metrics
Profit Margin
5.04%
Operating Margin
80.85%
Gross Margin
100.0%
ROE
1.33%
ROA
5.29%
Growth
Revenue and earnings growth rates
Revenue Growth
-15.1%
Earnings Growth
N/A
Q/Q Revenue Growth
-194.1%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
1.41
Moderate
Current Ratio
0.56
Weak
Quick Ratio
0.48
Poor
Cash/Share
$0.8
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$-0.0B
Net Margin
96.1%
Total Assets
$2.9B
Liabilities
$1.7B
Equity
$1.2B
Debt/Equity
1.45x
Operating CF
$0.2B
Free Cash Flow
$0.2B
FCF Yield
100%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-05-04
$N/A
2026-02-24
$0.3
-6.9% surprise
2025-11-03
$0.32
+0.9% surprise
2025-08-04
$0.32
Financial Services Sector Comparison
Comparing NMFC against 484 companies in the Financial Services sector
(87 bullish, 202 neutral, 195 bearish)
P/E Ratio
51.38
This Stock
vs
46.02
Sector Avg
+11.6%
(Premium)
Return on Equity (ROE)
1.33%
This Stock
vs
0.23%
Sector Avg
+482.3%
(Excellent)
Profit Margin
5.04%
This Stock
vs
50.44%
Sector Avg
-90.0%
(Weaker)
Debt to Equity
1.41
This Stock
vs
1.37
Sector Avg
+2.4%
(Higher)
Revenue Growth
-15.1%
This Stock
vs
37.35%
Sector Avg
-140.4%
(Slower)
Current Ratio
0.56
This Stock
vs
3.28
Sector Avg
-83.1%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
NMFC
New Mountain Finance Corporation
|
BEARISH | $828.63M | 51.38 | 1.3% | 5.0% | $8.22 | |
|
CAC
Camden National Corporation
|
BULLISH | $833.02M | 12.78 | 10.6% | 27.9% | $49.07 | Compare |
|
FMNB
Farmers National Banc Corp.
|
BULLISH | $823.88M | 9.61 | 12.2% | 30.1% | $13.94 | Compare |
|
HTBK
Heritage Commerce Corp
|
BULLISH | $823.5M | 17.14 | 6.8% | 24.4% | $13.37 | Compare |
|
HAFC
Hanmi Financial Corporation
|
BULLISH | $838.75M | 11.16 | 10.0% | 29.8% | $28.0 | Compare |
NMFC
New Mountain...
BEARISH
Mkt Cap
$829M
P/E
51.4
ROE
1.3%
Price
$8.22
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-17 | WEINSTEIN ADAM | Officer and Director | Purchase | 12,900 | $98,156 |
| 2026-03-11 | KLINSKY STEVEN B | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 500,000 | $4,025,000 |
| 2026-03-05 | KLINSKY STEVEN B | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 237,873 | $1,926,771 |
| 2026-03-04 | KLINSKY STEVEN B | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | 437,400 | $3,516,053 |
| 2026-03-03 | OGENS DAVID | Director | Purchase | 12,500 | $98,351 |
| 2026-03-02 | WEINSTEIN ADAM | Officer and Director | Purchase | 41,707 | $323,701 |
| 2026-03-02 | KLINSKY STEVEN B | Director | Purchase | 324,727 | $2,515,258 |
| 2026-02-27 | BOSWERGER LAURA HOLSON | Chief Operating Officer | Purchase | 12,500 | $96,750 |
WEINSTEIN ADAM
Officer and Director
2026-03-17
12,900 shares
·
$98,156
KLINSKY STEVEN B
Director and Beneficial Owner of more than 10% of a Class of Security
2026-03-11
500,000 shares
·
$4,025,000
KLINSKY STEVEN B
Director and Beneficial Owner of more than 10% of a Class of Security
2026-03-05
237,873 shares
·
$1,926,771
KLINSKY STEVEN B
Director and Beneficial Owner of more than 10% of a Class of Security
2026-03-04
437,400 shares
·
$3,516,053
OGENS DAVID
Director
2026-03-03
12,500 shares
·
$98,351
WEINSTEIN ADAM
Officer and Director
2026-03-02
41,707 shares
·
$323,701
KLINSKY STEVEN B
Director
2026-03-02
324,727 shares
·
$2,515,258
BOSWERGER LAURA HOLSON
Chief Operating Officer
2026-02-27
12,500 shares
·
$96,750
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
NONE
6 analysts
Keefe, Bruyette & Woods
2026-03-04
Market Perform
Market Perform
B. Riley Securities
2026-03-03
Neutral
Neutral
Wells Fargo
2026-02-26
Equal-Weight
Equal-Weight
B. Riley Securities
2025-11-05
Neutral
Neutral
Keefe, Bruyette & Woods
2025-11-05
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning NMFC from our newsroom.
Newest → oldest
No matching news yet.