OBAI

BEARISH

$0.89 Live

Our Bond, Inc. · NASDAQ

$0.87 52W Range $38.5

OBAI Our Bond, Inc. - Fundamental Analysis

BEARISH

Console Chart News

OBAI Stock | Fundamental Analysis & Investment Insights

NASDAQ • Technology • Software - Infrastructure

Current Price Live

$0.89

52W High

$38.5

52W Low

$0.87

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 16, 2026

Market cap

$12.27M

P/E

N/A

ROE

N/A

Profit margin

-105.8%

Debt/Equity

N/A

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

95%

OBAI exhibits severe financial distress, anchored by a weak Piotroski F-Score of 3/9 and a critical liquidity crisis. The company's negative Price/Book ratio (-0.54) indicates negative shareholder equity, while a Current Ratio of 0.30 suggests an inability to meet short-term obligations. With a catastrophic 1-year price decline of 97.3% and profit margins at -105.79%, the firm is in a clear death spiral. The lack of an Altman Z-Score further complicates the risk profile, but the existing metrics point toward a high probability of insolvency.

Key Strengths

Positive revenue growth (7.00% YoY)

Low Price/Sales ratio (1.23)

Operating in the high-demand Software-Infrastructure sector

Positive gross margin (though extremely low at 5.68%)

Micro-cap size allows for high volatility spikes

Key Risks

Extreme bankruptcy risk due to Current Ratio of 0.30

Negative shareholder equity (Price/Book: -0.54)

Severe lack of profitability (Profit Margin: -105.79%)

Catastrophic price collapse from 52-week high of $38.50 to $0.89

Abnormally low gross margins for a software company (5.68% vs industry norms of 70%+)

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High Risk / Distress

Key drivers: Negative Equity, Liquidity Crisis, Price Collapse, Negative Profitability

Confidence

95%

Value

5/100

Graham Number is N/A due to negative earnings and book value.

Positives

Low P/S ratio

Watchpoints

Negative Price/Book ratio
No earnings for P/E calculation

Future

15/100

7% YoY growth is negligible for a micro-cap tech firm in distress.

Positives

Slight revenue growth

Watchpoints

Growth is insufficient to offset massive operating losses
Bearish technical trend (0/100)

Past

0/100

Consistent and total destruction of shareholder value.

Positives

No standout positives identified.

Watchpoints

97.3% loss over 1Y, 3Y, and 5Y
Recent 1-month drop of 55.3%

Health

10/100

Severe liquidity shortage and negative return on assets.

Positives

No standout positives identified.

Watchpoints

Piotroski F-Score 3/9 (Weak)
Current Ratio 0.30
ROA -192.78%

Dividend

0/100

Dividend Strength 0/100.

Positives

No standout positives identified.

Watchpoints

No dividend paid
No capacity to pay dividends

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$0.89

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for OBAI and closest competitors.

Updated 2026-04-15

Company	5Y	3Y	1Y	6M	1M	1W
OBAI Our Bond, Inc. Primary	-97.3%	-97.3%	-97.3%	-97.3%	-55.3%	-29.2%
PRSO Peraso Inc. Peer	-99.3%	-95.2%	+38.8%	-44.8%	-13.2%	-2.8%
IDAI T Stamp Inc. Peer	-96.9%	+22.5%	+35.3%	-33.9%	-6.4%	-4.5%
MSAI MultiSensor AI Holdings, Inc. Peer	-98.5%	-98.6%	-83.3%	-72.0%	-49.0%	-37.7%
JZ Jianzhi Education Technology Group Company Limited Peer	-99.8%	-97.6%	-88.1%	-48.4%	-4.8%	-4.8%

OBA

Our Bond, Inc.

Primary

-97.3%

-55.3%

-29.2%

PRS

Peraso Inc.

Peer

-99.3%

-95.2%

+38.8%

-44.8%

-13.2%

-2.8%

IDA

T Stamp Inc.

Peer

-96.9%

+22.5%

+35.3%

-33.9%

-6.4%

-4.5%

MSA

MultiSensor AI Holdings, Inc.

Peer

-98.5%

-98.6%

-83.3%

-72.0%

-49.0%

-37.7%

Jianzhi Education Technology Group Company Limited

Peer

-99.8%

-97.6%

-88.1%

-48.4%

-4.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

N/A

-0.54

1.23

3.72

-4.03

$12.27M

Profitability

Profit margins and return metrics

Profit Margin -105.79%

Operating Margin -90.21%

Gross Margin 5.68%

ROE N/A

ROA -192.78%

Growth

Revenue and earnings growth rates

Revenue Growth +7.0%

Earnings Growth N/A

Q/Q Revenue Growth N/A

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

0.3

Weak

Quick Ratio

0.27

Poor

Cash/Share

$0.03

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Gross Margin

1.8%

Op. Margin

-90.2%

Net Margin

-100.0%

Total Assets

$0.0B

Liabilities

$0.0B

Equity

$-0.0B

Debt/Equity

-1.22x

Operating CF

$-0.0B

CapEx

$-0.0B

Free Cash Flow

$-0.0B

FCF Yield

101%

Technology Sector Comparison

Comparing OBAI against 407 companies in the Technology sector (35 bullish, 145 neutral, 227 bearish)

Profit Margin

-105.79%

This Stock

-12.19%

Sector Avg

+767.8% (Superior)

Revenue Growth

7.0%

This Stock

6059.24%

Sector Avg

-99.9% (Slower)

Current Ratio

0.3

This Stock

4.06

Sector Avg

-92.7% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
OBAI Our Bond, Inc.	BEARISH	$12.27M	-	-%	-105.8%	$0.89
PRSO Peraso Inc.	BEARISH	$12.27M	-	-117.3%	-39.0%	$0.97	Compare
IDAI T Stamp Inc.	BEARISH	$12.37M	-	-137.9%	-265.2%	$2.34	Compare
MSAI MultiSensor AI Holdings, Inc.	BEARISH	$11.79M	-	-52.9%	-211.0%	$5.86	Compare
JZ Jianzhi Education...	BEARISH	$11.54M	-	-195.8%	-146.4%	$0.85	Compare

OBAI Our Bond, Inc.

BEARISH

Mkt Cap

$12M

P/E

ROE

Price

$0.89

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Past News Coverage

Recent headlines mentioning OBAI from our newsroom.

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OBAI

OBAI Our Bond, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Technology Sector Comparison

Similar Companies

Past News Coverage

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