TCBS
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E 17.18, P/B 0.86, Graham Number $21.17
- P/B < 1.0
- Price < Graham Number
- Price < Intrinsic Value
- P/E is moderate at 17.18
Ref Growth rates and profitability metrics
- High YoY Earnings Growth (69.6%)
- Positive Q/Q Revenue Growth (13.22%)
- Low ROE (5.37%)
- Low ROA (0.65%)
Ref Historical price performance
- Positive 1Y, 3Y, and 5Y returns
- Recent 1M decline of 7.1%
- Bearish technical trend
Ref Piotroski F-Score
- Positive profit margins
- Piotroski F-Score 3/9 (Weak)
- Lack of Altman Z-Score data
Ref Yield and Payout
- Low payout ratio (17%)
- Low dividend yield (1.16%)
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for TCBS and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
TCBS
Texas Community Bancshares, Inc.
Primary
|
+18.0% | +53.7% | +15.2% | +7.3% | -7.1% | +0.4% |
|
HGBL
Heritage Global Inc.
Peer
|
-53.3% | -51.4% | -30.7% | -8.5% | +12.0% | +1.4% |
|
MATH
Metalpha Technology Holding Limited
Peer
|
-17.6% | +15.8% | -23.5% | -63.2% | -5.7% | +8.3% |
|
MLCI
Mount Logan Capital Inc.
Peer
|
-43.8% | -18.2% | +15.6% | -47.2% | -25.1% | +15.4% |
|
PLUT
Plutus Financial Group Limited
Peer
|
-25.0% | -25.0% | +20.5% | -18.0% | -3.0% | -1.0% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
TCBS
Texas Community Bancshares, Inc.
|
NEUTRAL | $49.56M | 17.18 | 5.4% | 18.3% | $17.18 | |
|
HGBL
Heritage Global Inc.
|
NEUTRAL | $48.64M | 14.0 | 5.4% | 7.0% | $1.4 | Compare |
|
MATH
Metalpha Technology Holding Limited
|
NEUTRAL | $50.79M | 6.5 | 23.1% | 18.9% | $1.17 | Compare |
|
MLCI
Mount Logan Capital Inc.
|
BEARISH | $52.31M | - | -62.4% | -137.6% | $4.04 | Compare |
|
PLUT
Plutus Financial Group Limited
|
BEARISH | $46.07M | - | -23.8% | -196.2% | $3.0 | Compare |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
TCBS filed its 10-K annual report on March 25, 2026, which includes detailed disclosures regarding its business operations, risk factors, and financial condition. The filing provides management's analysis of results of operations and a comprehensive overview of the company's risk profile.
Past News Coverage
Recent headlines mentioning TCBS from our newsroom.